ilmscore | The COMPLETE Investment Guide for Your 20s! | Ankur Warikoo Hindi

Predictions from this Video

Total: 30
Correct: 4
Incorrect: 1
Pending: 25
Unrated: 0
Prediction
Topic
Status
An investment of ₹5,000 per month for 10 years, with an average blended return of 12.25%, will result in a corpus of ₹18.75 lakh, equivalent to ₹1.5 lakh in today's value due to inflation.
"After 10 years, you will have ₹18 lakh 75,000, which if you adjust for inflation, because this would be the money of that time, as per today's date, its value or worth will be around ₹1.5 lakh."
Investment Growth
Pending
A 20% monthly investment over 20 years at a 12.25% average return will yield ₹1.22 crore, which will have the purchasing power of ₹38 lakh in today's terms.
"If you remain invested for 20 years, then this small investment of 20%, growing at 12.25%, will give you Rs 1 crore 22 lakh, whose value will be 38 lakh, meaning if you have Rs 38 lakh today and you can do whatever you want with it, you will be able to do it after 20 years."
Investment Growth
Pending
An investment of 20% of salary for 30 years at an average return of 12.25% will result in a corpus of approximately ₹1 crore, maintaining its purchasing power to today's ₹1 crore.
"And after 30 years, you will have around ₹1 crore in the bank, which will be worth ₹1 crore today."
Investment Growth
Pending
An investment plan for those earning ₹50,000-₹75,000 per month is projected to result in ₹57 lakh after 10 years, with a present-day value of ₹32 lakh.
"After 10 years, you will have Rs 57 lakh in your bank, whose status or status will be around Rs 32 lakh."
Investment Growth
Pending
The same investment plan for those earning ₹50,000-₹75,000 is projected to reach ₹3.75 crore in 20 years, equivalent to ₹1.17 crore in today's value.
"After 20 years, you will have around Rs 3 crore 75 lakh, whose value or worth will be Rs 1 crore 17 lakh as of today."
Investment Growth
Pending
For individuals earning ₹50,000-₹75,000 per month, a 30-year investment plan is projected to yield ₹18.65 crore, with a present-day value of ₹3.25 crore.
"After 30 years, you will have around Rs 18 crore 65 lakh, whose value or worth will be Rs 3 crore 25 lakh as of today."
Investment Growth
Pending
For those earning over ₹1 lakh per month, an investment plan is projected to result in ₹78 lakh after 10 years, with a present-day value of ₹44 lakh.
"and in the 1 lakh one, after 10 years it becomes 78 lakh whose value is 44 lakh"
Investment Growth
Pending
For individuals earning over ₹1 lakh per month, a 20-year investment plan is projected to reach ₹5.4 crore, with a present-day value of ₹1.7 crore.
"after 20 years it becomes 5 crore 40 lakh whose value is around ₹1 crore 70 lakh"
Investment Growth
Pending
For high earners (over ₹1 lakh/month), a 30-year investment plan is projected to yield approximately ₹28 crore, with a present-day value of ₹5 crore.
"and after 30 years it becomes around 28 crore whose value is around 5 crore."
Investment Growth
Pending
Assumed average annual returns for different asset classes: Mutual Funds (15%), Day Funds (8%), Stocks (15%), Fixed Deposits (7%), Gold Funds (11%).
"Mutual Fund 15% Day Fund 8% Stocks 15% Fixed Deposit 7% Gold Fund 11%"
Investment Returns
Incorrect
A blended average annual investment return of 12.25% is projected based on the assumed asset allocation and returns.
"we will get an average return of 125% per year."
Investment Returns
Pending
Investing ₹5,000 per month for 10 years with a 12.25% annual return is projected to result in approximately ₹18.75 lakh.
"After 10 years, you will have ₹18 lakh 75,000"
Wealth Accumulation
Pending
Investing ₹5,000 per month for 20 years with a 12.25% annual return is projected to result in approximately ₹1.22 crore.
"After 20 years, you will have Rs 1 crore 22 lakh"
Wealth Accumulation
Pending
Investing ₹5,000 per month for 30 years with a 12.25% annual return is projected to result in approximately ₹1 crore (nominal value).
"And after 30 years, you will have around ₹1 crore in the bank"
Wealth Accumulation
Pending
Investing ₹15,000 per month for 10 years with a 12.5% annual return is projected to result in approximately ₹57 lakh.
"After 10 years, you will have Rs 57 lakh in your bank"
Wealth Accumulation
Pending
Investing ₹15,000 per month for 20 years with a 12.5% annual return is projected to result in approximately ₹3.75 crore.
"After 20 years, you will have around Rs 3 crore 75 lakh"
Wealth Accumulation
Pending
Investing ₹15,000 per month for 30 years with a 12.5% annual return is projected to result in approximately ₹18.65 crore.
"After 30 years, you will have around Rs 18 crore 65 lakh"
Wealth Accumulation
Pending
Investing ₹15,000 per month (assuming salary > ₹1 lakh) for 10 years with a blended return is projected to result in approximately ₹78 lakh.
"after 10 years it becomes 78 lakh"
Wealth Accumulation
Pending
Investing ₹15,000 per month (assuming salary > ₹1 lakh) for 20 years with a blended return is projected to result in approximately ₹5.4 crore.
"after 20 years it becomes 5 crore 40 lakh"
Wealth Accumulation
Pending
Investing ₹15,000 per month (assuming salary > ₹1 lakh) for 30 years with a blended return is projected to result in approximately ₹28 crore.
"after 30 years it becomes around 28 crore"
Wealth Accumulation
Pending
Starting investments earlier leads to greater long-term earnings due to the power of compounding.
"The sooner you start investing, the more you will earn over a long period of time."
Investment Strategy
Correct
Patient and consistent investing will lead to significant corpus growth over time.
"The more patiently you invest, the more your corpus will grow."
Investment Strategy
Correct
An investment of ₹5,000 per month (starting from a salary of ₹15-25k) with a 12.25% annual return will grow to an inflation-adjusted value of ₹1.5 lakh after 10 years, equivalent to today's ₹1.5 lakh purchasing power.
"After 10 years, you will have ₹18 lakh 75,000, which if you adjust for inflation, because this would be the money of that time, as per today's date, its value or worth will be around ₹1.5 lakh."
Investment Growth Projection
Pending
An investment of ₹5,000 per month (starting from a salary of ₹15-25k) with a 12.25% annual return will grow to an inflation-adjusted value of ₹1 crore after 30 years, equivalent to today's ₹1 crore purchasing power.
"And after 30 years, you will have around ₹1 crore in the bank, which will be worth ₹1 crore today."
Investment Growth Projection
Pending
An investment of ₹15,000 per month (starting from a salary of ₹50-75k) with a 12.5% annual return will grow to an inflation-adjusted value of ₹32 lakh after 10 years.
"After 10 years, you will have Rs 57 lakh in your bank, whose status or status will be around Rs 32 lakh."
Investment Growth Projection
Pending
An investment of ₹15,000 per month (starting from a salary of ₹50-75k) with a 12.5% annual return will grow to an inflation-adjusted value of ₹3.25 crore after 30 years.
"After 30 years, you will have around Rs 18 crore 65 lakh, whose value or worth will be Rs 3 crore 25 lakh as of today."
Investment Growth Projection
Pending
An investment of ₹20,000 per month (starting from a salary of over ₹1 lakh) with a 13.2% annual return will grow to an inflation-adjusted value of ₹5 crore after 30 years.
"and after 30 years it becomes around 28 crore whose value is around 5 crore."
Investment Growth Projection
Pending
Starting to invest in one's 20s can lead to millionaire status by the 40s or early 50s.
"If you start your investing journey in your 20s, then by the time you are in your 40s or early 50s, your life is set. You have become a millionaire."
Long-term wealth accumulation
Pending
The key factor in investment success is time, not the initial amount invested. Starting earlier yields greater long-term returns.
"The amount doesn't matter, friend. Time makes a difference. The sooner you start investing, the more you will earn over a long period of time."
Investment strategy
Correct
Patient and consistent investing is crucial for corpus growth.
"The more patiently you invest, the more your corpus will grow."
Investment strategy
Correct