Predicted that the kids' higher education will most likely be funded by education loans for which they will be responsible.
"but they can take an education loan. And I'll encourage you to remind them that their education most likely is going to be funded by an education loan for which they will be responsible"
Predicted that the participant will not go to a retirement facility after 10 years.
"you like you will not go to a retirement facility after 10 years because you will not be like why wouldn't you just stay in the way that you're staying right now"