Investing the down payment and saved EMI for 15 years at a 10% annual return could yield approximately ₹1.5 crore in profit, contrasting with the net gain from purchasing a house outright.
"If I had adopted my wife's strategy, she was saying that she would pay ₹00 as house rent. The down payment of ₹20 lakhs that was to be made will be made as a one-time investment. He deducted Rs. 00 from the EMI of Rs. 00 that we were supposed to pay. The remaining ₹40 would also have been paid by the SI. After 15 years, the total investment value is Rs 2.3 crore. If you take the increment at a rate of 10%, then the profit will be around Rs 80 lakh, which means a profit of around Rs 1.5 crore."
