Gold ETF VS eGold | SEBI New Guidelines | CA Rachana Ranade

"The number of investors around 2020 to 2022 were around 5 to 6 million investors in e-gold digital gold. Ok? And this number has gone beyond 50 million in the year 2025."

"Number two, if I'm talking about annual digital gold volumes, that has also gone from around four to five tons of gold to almost 25 tons of gold."

"SEBI came up with a circular on 8th of November 2025 but what was it exactly regarding at for that, have a look at this. The title says "Caution to the Public Regarding Dealing in Digital Gold"."

"True Digital Gold Products may entail significant risk for the investors and may expose investors to counter party and operational risks."

"Now, uh, so, this is almost a 3% difference between the buying and selling price. Point to be noted, many people feel whatever buying price, selling price will be the same. No, this is not the case. But then how much is the difference between buying price and selling price in case of ETFs? We will talk about that later. In digital gold in e gold this is almost 3%. Ok?"

"If I want to take a physical delivery, it says delivery plus making charges ₹125 for a 5 grams gold bar."

"You Know One Difference For Sure Digital Gold Is Not Regulated By SEBI And Gold Gold ETF Regulated By SEBI."

"Now, as an example, if that wallet shuts down operations. What about your digital gold? Can you complain to SEBI? The answer is no. Will that be a tough time for you recovering your money? The answer is absolutely yes."

"The spread is nothing but a buying and selling difference if you remember. It could be between two to 3%. end. That's what exactly we checked. But for Gold ETS it is somewhere around 0.5% and could be even shade lower than 0.5%"

"For digital gold, the expense ratio is nil but as we saw right now, 3% is GST charges, right? And if I am talking about gold ETFs ah the expense ratio could be generally around 0.5% but for a safe side higher and I am saying it may be up to 1% but typically whatever gold TFS I have seen typically around 5.6% it is it is there"

"if you remember one favourable point for Gold ETF is you can trade 24 by 7 but for Gold ETF only during market hours."

"almost all of them are of the same opinion that gold ETF is a shade cheaper if I want to compare it with digital gold or e gold."