SIFs could be a suitable additional investment option for individuals with moderate to high capital, seeking better returns than mutual funds and willing to take on slightly higher risk.
"if we are talking about a person who is is somewhere between that 500 rupees per month versus 50 lakhs rupees one check somewhere in between ... who wants better returns as compared to mutual funds who is ready to take a little bit higher risk for such people SF could be an additional investment option"