ilmscore | TATA Capital IPO | Top 3 Points You Must Know | CA Rachana Ranade

TATA Capital IPO | Top 3 Points You Must Know | CA Rachana Ranade

Published: 2025-10-07
Status: Analyzed

Predictions from this Video

Total: 7
Correct: 3
Incorrect: 0
Pending: 4
Prediction
Topic
Status
NBFCs are projected to experience a Compound Annual Growth Rate (CAGR) of 13.5% to 15% in their assets under management from FY25 to FY28.
"NBFC's assets under management could grow by 13.5% to 15% CGR between financial years 25 to 28."
NBFCs Asset Under Management Growth
Pending
Retail credit is expected to grow at a CAGR of 14-16% between FY25 and FY28.
"it is expected that it can grow at a rate of 14 to 16% CAGR between 25 to 28."
Retail Credit Growth
Pending
Falling interest rates are expected to significantly benefit both banks and NBFCs.
"we are in a cycle where interest rates are expected to fall further and with a falling interest rate cycle two set of you know industries are the ones which benefit a lot. One is banks and the other one is NBFC."
Interest Rate Cycle Impact
Correct
Post-IPO, Tata Capital's Price-to-Earnings (PE) ratio is projected to be 33.24, which is higher than the industry average of 26.66.
"PE ratio industry average is 26.6 6 for this company post IPO it will stand at 33.24"
Tata Capital PE Ratio
Pending
Tata Capital must achieve 25% public shareholding within 5 years of listing, as its market capitalization is expected to exceed ₹1 lakh crore.
"as per seboms if the market capitalization of such a company of such a listed company is more than 1 lakh cr rupees which would be the case for Tata capital limited then the 25% public shareholding must be achieved within 5 years of listing."
Tata Capital Public Shareholding Requirement
Pending
An economic slowdown in India, potentially triggered by global events, poses a risk to Tata Capital due to its high proportion of unsecured loans and retail loan dependence.
"especially for point number two and three if there is an economic slowdown. I'm sure everyone knows about the things which are happening in USA right now. If that heat is passed on to India, if there is an economic slowdown in India as well, the point numbers two and three could be kind of a risk for this company as well."
Economic Slowdown Risk for NBFCs
Correct
Tata Capital plans to use IPO proceeds to strengthen its Tier 1 capital base and improve its capital adequacy ratio, facilitating future lending.
"company is mainly going to use this for tier one capital base. See basically higher the tier one capital base you have it'll be easier for the company for lending at at later dates right and also they're going to use this for capital adequacy ratio."
Tata Capital Tier 1 Capital
Correct