ilmscore | Where to Invest Rs 10 Lakhs Now? | Investment Strategies | CA Rachana Ranade

Where to Invest Rs 10 Lakhs Now? | Investment Strategies | CA Rachana Ranade

Published: 2025-05-02
Status: Available | Analyzed

Predictions from this Video

Total: 6
Correct: 4
Incorrect: 1
Pending: 0
Unrated: 1
Prediction
Topic
Status
Nifty 50 Index Funds are presented as a simple and smart investment choice, with an historical average CAGR of approximately 12%.
"Nifty 50 Index Funds That Could Be the Simplest and Smartest Choice. It has given an average return of roughly 12% ok CAGR I am talking about"
Nifty 50 Index Funds
Unrated
Flexi cap funds are suggested as a good investment option, with money allocated across small, mid, and large-cap stocks.
"if not an index fund then flexi cap funds could also be a good choice in a flexi cap fund what happens is that some part of your money is parked in small caps some in mid caps and some in large caps."
Flexi Cap Funds
Correct
Flexi cap funds have historically provided an average return of around 20%.
"And typically what we have seen is on an average flexi cap has given a return of around 20%"
Flexi Cap Funds Returns
Incorrect
Multi cap funds are recommended for investments needed after seven years, with a mandatory 25% allocation to small caps, mid caps, and large caps each, and the remaining 25% decided by the fund manager.
"In that case I feel that a person may go ahead with a multi cap fund. Now what is a multi- cap fund? It is nothing but a mutual fund type where minimum 25% is invested in small caps. Minimum 25% in mid cap, minimum 25% in large cap and balance 25% fund manager decides where to park that money."
Multi Cap Funds
Correct
For risk-tolerant investors, small and mid-cap funds are suggested as they have the potential for higher returns, adhering to the high-risk, high-return principle.
"if a person is a risk taker then a person may consider investing in small and mid cap funds also. Which can possibly generate a higher return with a simple logic of high risk high return."
Small and Mid Cap Funds
Correct
When investing a lump sum into equity mutual funds, it is recommended to use a Systematic Transfer Plan (STP) by first investing the lump sum into a liquid mutual fund and then transferring a fixed amount monthly to the equity mutual fund.
"if you are investing in an equity mutual fund then it is always a better choice that you do an STP STP means what first you invest this lumpsum in a liquid mutual fund and from a liquid mutual fund every month you transfer some money to an equity mutual fund."
STP for Equity Mutual Funds
Correct