How to Pick Mutual Funds the RIGHT Way | Amit Jain’s Step-by-Step Rulebook | FWS 80
Published: 2025-11-26
Status:
Available
|
Analyzed
Published: 2025-11-26
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 12
Prediction
Topic
Status
The Indian stock market is expected to start performing well for good stocks over the next 3 to 5 years.
"Now Indian market is bottoming out. We believe it's a time when the good stocks will start performing from a 3 to 5 year perspective from here on."
Pending
To make money between 2025 and 2050, investors should shift their strategy from BRICS to VIPEK.
"If you want to make money from 2025 to 2050 you have to shift from bricks to vipek."
Pending
There are many opportunities in the Indian stock market currently, and it's a good time to slowly start building a long-term quality stock portfolio.
"Now we say enter slowly start building a quality stock portfolio and build it for long-term there are lot of opportunities crying by in Indian stock market at this moment of time"
Correct
It is time to shift investments from the NASDAQ (US stock market) to Nifty (Indian stock market).
"it's a time to move from NASDAQ to nifty"
Correct
For a 30-year-old, 30% of their equity mutual fund portfolio should be in large-cap funds, and 70% in mid-cap and small-cap funds.
"Whatever your age is, say example your age is 30, then 30% of your portfolio should be into large cap and there 70% of your equity mutual fund portfolio should be in midcap and small cap."
Pending
As an investor ages, their allocation to large-cap mutual funds should increase (e.g., 40% for a 40-year-old) due to their higher safety compared to mid-cap and small-cap funds.
"As your age move forward, say example you become 40, then your large cap should be 40 because you need more safety, and large cap come with lot of safety, midcap and small cap come with a little lesser safety"
Incorrect
Investment decisions should be based on future potential and emerging growth trends, not past performance, by analyzing if an asset class is saturating or if there are new growth areas.
"we generally analyze that if something has done very very fast is it saturating has the ecosystem around that asset class is saturating or where's the emerging trend of growth. So we always invest on the future potential rather than going for the past performance"
Pending
There is a curated list of stocks identified as bullish for the next 3 to 5 years.
"we have a list of stocks which we feel are bullish from next 3 to 5 year perspective."
Pending
A portfolio of six quality stocks will outperform a portfolio of 60 stocks in the long run.
"So the point is 60 stocks on one side and six quality stock on one side will always win and create an alpha and a longer run for you."
Pending
A Chinese index ETF (specifically mentioned as 'Hen ETF' or 'Mai tech fund') previously provided a 102% return in 9 months.
"ETF I think on your podcast last time we discussed the Hen ETF where we probably a Chinese index ETF and we made 102% return in 9 months."
Incorrect
The Indian market is predicted to be bottoming out, with good stocks expected to perform well over the next 3 to 5 years.
"Now Indian market is bottoming out. We believe it's a time when the good stocks will start performing from a 3 to 5 year perspective from here on."
Pending
ETFs are presented as a way to achieve both lower volatility and higher returns in a portfolio.
"ETF are the best way to have less volatile portfolio and higher returns."
Incorrect
To generate wealth between 2025 and 2050, the investment focus should shift from BRICS nations to VIPEK countries.
"If you want to make money from 2025 to 2050 you have to shift from bricks to vipek."
Pending
A tech ETF, likely related to the Indian stock market, is recommended due to favorable valuations for the tech sector over a three-year perspective.
"I would love to take tech ETF because I feel that the tech sector is g giving me a great evaluation from a three-year perspective of the US market."
Pending
The speaker believes that Indian stocks and portfolios composed of good stocks will begin to perform well in the next 3 to 5 years.
"we believe it's a time when the good stocks and good stocks portfolio will start performing from a 3 to 5 year perspective from here on."
Pending
Indian ETFs have a low cost of approximately 20 paise.
"You can invest into these ETFs and which will cost only 20 pesa"
Incorrect
It is now an opportune time to slowly start building a long-term quality stock portfolio in the Indian market, as there are many opportunities available.
"now we say enter slowly start building a quality stock portfolio and build it for long-term there are lot of opportunities crying by"
Correct
Undervalued ETFs should be identified and held for the long term.
"You have to identify the undervalued ETF and play for a longer run."
Correct
There is a predicted shift of investment focus from the NASDAQ (US tech market) to the Nifty (Indian market).
"it's a time to move from NASDAQ to nifty"
Pending
A low-risk strategy for making money involves investing in mispriced, quality stocks from the Nifty 200 index, potentially through ETFs.
"The best way to make money which are very le very uh less risky get quality stock from rupy 200 which are mispriced and get into ETF."
Pending
The speaker believes in the theme of moving from the US stock market to the Indian stock market.
"That's a theme which we are which we are believing in nowadays."
Incorrect
Combining Nifty 200 stocks and ETFs can lead to a safe and long-term investment ride.
"If you create a combination of both you're here for a very long ride with a lot of safety."
Pending
A suggested mutual fund portfolio allocation for a 30-year-old is 30% in large-cap funds and 70% in mid-cap and small-cap funds.
"Whatever your age is, say example your age is 30, then 30% of your portfolio should be into large cap and there 70% of your equity mutual fund portfolio should be in midcap and small cap."
Pending
Combining Nifty 200 stocks and ETFs is suggested as a way to create a personalized mutual fund.
"I'll rather say a combination of Nifty 200 stocks and ETF. So you are creating your own mutual fund."
Pending
The focus for investment action over the next 25 years should shift from BRICS to a new acronym, VIPEK (Vietnam, Indonesia, Philippines, India, and China).
"You have to shift from bricks to vipek. What we call is Vietnam. Indonesia. Philippines. India. And China. This is where the action is going to happen. Abs absolutely in next 25 years."
Pending
As one ages, the allocation to large-cap mutual funds should increase (e.g., 40% at age 40) due to the need for more safety.
"As your age move forward, say example you become 40, then your large cap should be 40 because you need more safety."
Incorrect
There is a strategic shift recommended from investing in Western markets to Eastern markets, as the East is predicted to rise.
"So you have to move from uh you have to sell west and you have to again invest into east and I'll not be shying away by saying on your podcast the time has come when the sun will again rise from the east."
Correct
The best large-cap mutual fund schemes are reported to be giving a 12% return in the last year, according to specified websites.
"if you search and go to advisorcoach.com or value searchucharchonline.com. Yeah. You'll find the best scheme in large cap mutual fund category is giving you a return of 12%."
Incorrect
The European economy and stock market have underperformed significantly over the last 20-25 years, with a CAGR of less than 3%.
"Europe has slowed down for last 20 years. I don't know how much we studied this market very very well and trust me I'll give you a very interesting example I spent two months in London I met 82 fund managers and I told them that last 25 years your economy has not done well your stock market keer is less than 3%."
Incorrect
In the small-cap category, the best-performing fund yielded 8% returns in the last year, while the worst performer had a return of -12%.
"in small cap today the best mutual fund scheme is giving you 8% return in last one year and think of worst um I don't know 2% no it is minus 12%."
Pending
When evaluating mutual funds, past performance is not considered a primary factor.
"We generally don't see the past performance number one."
Correct
Europe's economic slowdown is attributed to structural demographic and cultural issues.
"Europe is facing a structural issue of demographic and culture and it's all because of the culture what they follow."
Correct
Investments should be based on future potential rather than past performance.
"So we always invest on the future potential rather than going for the past performance"
Unrated
There is a prediction that the European Union has a high chance of disintegrating like the USSR by 1993, due to its ongoing challenges.
"I don't believe that Europe is going to get out of double realms. Ultimately you'll find European Union there are very high chances will get disintegrated like USSR of 1993."
Pending
There is a focus on identifying stocks that are expected to be bullish over the next 3 to 5 years.
"we have a list of stocks which we feel are bullish from next 3 to 5 year perspective."
Pending
Southeast Asian countries, referred to by the acronym VIP (Vietnam, Indonesia, Philippines), are considered a good investment bet for the next 25 years.
"We'll rather bet on Southeast Asian countries like VIP and make money for next 25 years."
Pending
Chinese tech stocks were trading at a P/E of 7, considered a compelling valuation compared to US tech stocks trading at a P/E of 30, with China considered on par technologically.
"US tech stock was trading at a P of 7. M and I am not a believer that China is behind us by any standards in terms of technology. Right so at a 7p it's a compelling valuation buy at 30 it's a riskier bet"
Incorrect
Mutual fund schemes are selected based on whether they hold specific stocks that are predicted to perform well.
"we only choose those schemes which has these 20 stocks"
Pending
Markets operate in two phases: bull and bear. In a bull phase, most investments tend to grow.
"the market typically has two phases. One is the bull and the bear. During the bull phase, whatever you touch will grow."
Correct
The investment approach is bottom-up, focusing on individual stocks rather than a top-down market view.
"So it's a bottom to top approach rather than top to bottom approach"
Pending
A Chinese index ETF (likely referring to Hang Seng Tech ETF) previously yielded a 102% return in 9 months.
"ETF I think on your podcast last time we discussed the Hen ETF where we probably a Chinese index ETF and we made 102% return in 9 months."
Incorrect
Given the current bear market phase (indicated by zero returns last year), it is now the time to focus on investment quality.
"right now when we are in the bare phase because last year we got 0% returns. Um you're saying that now is the time to look at quality."
Pending
During a market downturn, investors should focus on identifying mispriced stocks or industries for investment.
"the market is not moving up as a whole but can I still identify those under mispriced stocks or mispriced industries where I can park my money"
Correct
ETFs are considered an effective way to achieve a less volatile portfolio with higher returns.
"ETF are the best way to have less volatile portfolio and higher returns."
Pending
There is a positive outlook on the Indian tech ETF, with the tech sector expected to offer great valuations over the next three years.
"today I would love to take tech ETF because I feel that the tech sector is g giving me a great evaluation from a three-year perspective"
Pending
Currently, real estate is not considered undervalued; all opportunities appear fairly valued.
"As of now I think everything looks fairly valued to us. There's no undervalued real estate."
Correct
The IT services sector is expected to experience a breather due to AI, which will consequently impact the real estate sector by reducing job numbers.
"After AI IT services are going to take some breather I'll not say a crash some breather right so if there are lesser number of jobs if there are lesser number of jobs it will directly impact real estate"
Correct
ETFs in India are available and have a very low cost, around 20 paisa.
"You can invest into these ETFs and which will cost only 20 pesa"
Correct
The strategy involves identifying undervalued ETFs and holding them for the long term.
"You have to identify the undervalued ETF and play for a longer run."
Correct
Investing in Noida real estate today is not expected to yield 300% returns, but a 100% return over the next four years would be considered positive.
"if you invest into NOA today you will not make 300%. I'll be happy if you make 100% return in the next four years."
Pending
A low-risk strategy for making money involves investing in mispriced quality stocks from the Nifty 200 index and investing in ETFs.
"The best way to make money which are very le very uh less risky get quality stock from rupy 200 which are mispriced and get into ETF."
Pending
Success in investing relies on investing at the right time and switching investments at the opportune moment; failure to do so will hinder profitability.
"invest rightly switch timely. If you don't switch timely you will not make money."
Pending
Combining quality stocks from Nifty 200 and ETFs can lead to a long and safe investment ride.
"If you create a combination of both you're here for a very long ride with a lot of safety."
Pending
The upcoming IPO and tax rules related to real estate purchases might lead to a real estate boost in Bangalore due to a sudden inflow of money.
"there could be some real estate boost in Bangalore because of the sudden inflow of money"
Pending
A combination of Nifty 200 stocks and ETFs can be considered as creating a personalized mutual fund.
"I'll rather say a combination of Nifty 200 stocks and ETF. So you are creating your own mutual fund."
Correct
Real estate, gold, and equities are currently fairly valued or slightly overvalued based on fundamentals, suggesting it's a good time to hold cash and wait for opportunities.
"real estate, gold and even equities are at at a very fair valution or little overvalued compared to their fundamentals. I think it's a good time to be on cash for some time."
Correct
Combining Nifty 200 stocks and ETFs offers safety and returns in the long run, while avoiding unnecessary high fees associated with traditional mutual funds.
"So you get safety and return as well in the longer run and without any having two and 2 and a half% fees unnecessarily."
Correct
Investors should wait for the right opportunities, focus on micro themes and micro markets to generate returns.
"Wait for right opportunities. Focus on micro themes and micro markets and make money."
Pending
The investment focus needs to shift from BRICS countries to VIPEK countries.
"You have to shift from bricks to vipek."
Pending
VIPEK, representing Vietnam, Indonesia, Philippines, India, and China, is identified as the region where significant market action and growth will occur over the next 25 years.
"VIP is uh it's again acronym of uh of countries. But we are moving away from bricks to vipek. What we call is Vietnam. Indonesia. Philippines. India. And China. This is where the action is going to happen. Abs absolutely in next 25 years."
Pending
PSU (Public Sector Undertaking) stocks are considered a good theme with a bullish outlook from a pricing perspective.
"PSU is a good theme for us. We are bullish on this. We are bullish on it from a price point of view."
Correct
There is a bullish outlook on FMCG stocks at their current market levels.
"so it we are pretty bullish on FMCG at the current levels."
Pending
There is a strategic recommendation to divest from Western markets and invest in Eastern markets, as the East is poised for significant growth.
"So you have to move from uh you have to sell west and you have to again invest into east and I'll not be shying away by saying on your podcast the time has come when the sun will again rise from the east."
Pending
The European economy has underperformed for the past 20 years, with its stock market CAGR being less than 3%.
"Europe has slowed down for last 20 years. I don't know how much we studied this market very very well and trust me I'll give you a very interesting example I spent two months in London Met 82 fund managers and I told them that last 25 years your economy has not done well your stock market keer is less than 3%."
Incorrect
For conservative investors, investing in sector-specific ETFs is a safer long-term strategy compared to investing in individual stocks.
"If you are even more conservative you can get ETF of these sectors rather than getting into a particular stock and make money in the longer run with lot of safety."
Pending
Europe is facing structural challenges due to demographic and cultural factors.
"Europe is facing a structural issue of demographic and culture and it's all because of the culture what they follow."
Pending
The ideal time to invest is when a good company's stock is available at a right or below-market price due to bad market conditions, which is not the current situation as the market appears good.
"You should choose a company when company is good but markets are bad. So you are getting a good company at a right price or at a below price. But right now as we talk the market is looking good"
Pending
There is a prediction that the European Union may disintegrate like the USSR, potentially within the next five years, due to ongoing challenges.
"I don't believe that Europe is going to get out of double realms. Ultimately you'll find European Union there are very high chances will get disintegrated like USSR of 1993. It may take another five year but it is going to happen soon."
Pending
Investors should keep their mutual fund portfolios simple, limiting the number of funds to four to five.
"Do not over complicate your portfolio pick not more than four to five mutual funds in your overall portfolio"
Pending
A diversified mutual fund portfolio could include large-cap, mid-cap, multi-cap funds, along with some ETFs.
"one could be a large cap fund midcap Multi flexi cap we could have what other two categories can we have? I think large cap midcap multicap and you can have some ETF and some should be good enough."
Correct
Southeast Asian countries, referred to as VIP, are recommended for investment to generate returns over the next 25 years.
"We'll rather bet on Southeast Asian countries like VIP and make money for next 25 years."
Pending
A rising market does not guarantee portfolio growth; success depends on proper sectoral allocation and investment in themes that outperform the broader market.
"the market is going up doesn't mean that your mutual fund portfolio is going to go up. It really depends on what are the sectoral allocation that you have done properly and what are the themes that will play out better than the broader market."
Correct
Chinese tech stocks offered a compelling valuation (P/E of 7) compared to US tech stocks (P/E of 30) on March 23, 2024, and China is considered technologically advanced.
"Chinese tech companies, Chinese tech companies. Because when we took that exposure on uh on 23rd March 2024 when I talked to you, right? Uh the NASDAQ was trading at a P of 30 and US tech stock was trading at a P of 7. M and I am not a believer that China is behind us by any standards in terms of technology."
Incorrect
Careful attention to sectoral allocation within mutual funds is crucial for outperforming the benchmark.
"So be very careful with the kind of sectoral allocation happening within your mutual fund so that you're able to beat the benchmark"
Correct
The strategy involves investing in undervalued opportunities, making profits, and exiting, with ETFs offering various options that require expert guidance to identify mispriced assets.
"So it's better get into undervalued make money and get out that's what we did so you have lot of option on ETF side but you have to explore and get the right adviser who can help you out by identifying these opportunities which are mispriced"
Pending
Correct weightage allocation is as important as selecting the right stock; insufficient investment in a stock, even if it's a good one, will hinder portfolio performance.
"The weightage has to be right because what happened that when you talk about the portfolio right unless you got the right stock but you have not invested enough in that stock then your portfolio will not perform"
Correct
In a bull market phase, most investments tend to grow.
"The market typically has two phases. One is the bull and the bear. During the bull phase, whatever you touch will grow."
Correct
Investments should be based on future potential rather than past performance.
"you have to invest into future potential not in the past."
Correct
In the current bear market phase, characterized by zero returns last year, the focus should be on quality investments.
"And right now when we are in the bare phase because last year we got 0% returns. Um you're saying that now is the time to look at quality."
Correct
Investing at the peak of a market cycle will lead to significant time and price corrections, testing an investor's patience.
"Market works in cycles... if you're investing in the peak of the cycle then your time correction and price correction will test your patience big time"
Correct
Even if the overall market isn't growing, it's possible to identify and invest in mispriced stocks or industries.
"be like okay the market is not moving up as a whole but can I still identify those under mispriced stocks or mispriced industries where I can park my money"
Correct
Long-term success involves entering the market at the right time, focusing on quality, and staying invested.
"get in the right curve get in the right time and make money in the longer run and stick with the quality"
Correct
Mispriced stocks within the Nifty 200 and ETFs offer significant long-term investment opportunities.
"these mispriced stocks ETF within 5200 or ETF can give you a great opportunity to invest in long run."
Pending
While bullish on real estate, REITs are expected to provide returns of 7-9%, which is considered acceptable.
"I'm bullish on real estate as of now but REIT will give you around 7 to 9% return which is okay."
Correct
Currently, the Indian real estate market is considered fairly valued, with no significant undervalued opportunities.
"As of now I think everything looks fairly valued to us. There's no undervalued real estate."
Correct
Investing in Noida real estate today is expected to yield around 100% return in the next four years, a significant decrease from past performance.
"if you invest into NOA today you will not make 300%. I'll be happy if you make 100% return in the next four years."
Pending
A low-risk strategy for making money involves investing in mispriced quality stocks from the Nifty 200 index.
"The best way to make money which are very le very uh less risky get quality stock from rupy 200 which are mispriced"
Pending
Focusing on micro-themes and micro-markets is recommended for investment.
"So it's better you focus on micro themes and micro markets."
Pending
The PSU sector is considered a good theme with a bullish outlook from a price perspective.
"For example I said PSU is a good theme for us. We are bullish on this. We are bullish on it from a price point of view."
Correct
The FMCG sector is viewed as bullish at current market levels.
"I think so it we are pretty bullish on FMCG at the current levels."
Correct
The optimal time to invest is when a good company is available at a right or below-market price, which often occurs when market conditions are unfavorable.
"you should choose a company when company is good but markets are bad. So you are getting a good company at a right price or at a below price."
Correct
It is advisable not to overcomplicate a mutual fund portfolio, limiting it to four to five funds.
"do not over complicate your portfolio pick not more than four to five mutual funds in your overall portfolio"
Pending
Suggested categories for a mutual fund portfolio include large-cap, mid-cap, and multi-cap funds.
"one could be a large cap fund midcap Multi flexi cap we could have what other two categories can we have?"
Correct
A balanced mutual fund portfolio could consist of large-cap, mid-cap, multi-cap funds, and ETFs.
"I think large cap midcap multicap and you can have some ETF and some should be good enough."
Correct
The performance of a mutual fund portfolio is heavily influenced by proper sectoral allocation and the selection of themes that outperform the broader market.
"It really depends on what are the sectoral allocation that you have done properly and what are the themes that will play out better than the broader market."
Correct
Correct weightage allocation to the right stocks is crucial for a portfolio's performance; insufficient investment in a well-chosen stock will hinder overall returns.
"The weightage has to be right because what happened that when you talk about the portfolio right unless you got the right stock but you have not invested enough in that stock then your portfolio will not perform"
Correct
Investments should focus on future potential rather than past returns, as past performance does not guarantee future results.
"Don't always see the past returns. ... Because you have to invest into future potential not in the past."
Correct
Investing at the peak of a market cycle can lead to prolonged time and price corrections that test an investor's patience, which most individuals lack.
"market works in cycles ... if you're investing in the peak of the cycle then your time correction and price correction will test your patience big time and most of the people don't have that patience"
Correct
Success in the long run involves entering the market at the right time, focusing on quality, and understanding market curves.
"get in the right curve get in the right time and make money in the longer run and stick with the quality"
Pending