The Truth About Debt: Why 99% Rich Use It & Others Fear It | ft. Dr. Anil Lamba | FWS 79
Published: 2025-11-20
Status:
Available
|
Analyzed
Published: 2025-11-20
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 3
Prediction
Topic
Status
Suggests aggressively scaling a business by taking on debt to expand beyond initial capital, aiming for a 3x growth potential.
"If somebody starting a 100 cr company and you have 100 crores, my suggestion is start a 300 cr company. If against your 100 you can borrow 200 more and start a bigger business."
Pending
Advocates for leveraging debt for business growth, implying it can lead to better outcomes if managed correctly.
"the more debt you take, the better you'll be."
Incorrect
Highlights that most businessmen do not understand their cost of capital, suggesting this is a critical oversight.
"I want to make sure you understand your cost of capital, which trust me, you bring 100 businessmen right now, if not all, 98 would not know."
Pending
States that a business is not worth running unless it can generate a 30-50% Return on Investment (ROI) for the owner.
"I think whichever way you look at it, unless a business can earn for the owner 30 40 50% it is not worth running."
Incorrect
Recommends Public Provident Fund (PPF) as a safe investment option that provides returns greater than fixed deposits.
"I think a ppf is a wonderful account and I think people whom you are addressing whether you even you may not realize what a phenomenal service that is to mankind because those who understand at that age will probably thank you 40 years from"
Correct
Government policy should aim to ensure that the real interest rate (interest rate minus inflation) is positive.
"the government has to ensure that the real rate of interest is positive"
Correct
A sustained negative real interest rate could lead to the collapse of the banking system.
"the banking system can collapse."
Incorrect
Hiking interest rates by the RBI aims to control inflation by encouraging deposits, discouraging borrowing, and reducing money supply in the economy.
"RBI governor will say okay we have decided to hike up interest rates. Now when you hike up interest rates those who deposit money in the bank will earn more. Those who borrow money will pay more. So more people deposit less people borrow money which was floating in the economy goes into the banking sector when money supply in the economy comes down inflation comes down"
Correct
Governments are unlikely to significantly hike tax rates to control inflation because it is politically unpopular and would alienate voters.
"No sensible government will use that because it hurts the vote bank."
Correct
Maintaining an 8% GDP growth rate for 20 years would have been sufficient for India to become a developed country.
"Had we able to maintain an 8% growth in GDP for as little as 20 years. India would have become a developed country."
Pending
China achieved a remarkable GDP growth rate of 11-12% annually for 25 years.
"China grew at the rate of 11 12% GDP growth rate for 25 years."
Pending
India operated as a closed economy prior to 1991, limiting foreign investment and business expansion.
"before 91 India was not an open economy."
Pending
Before 1991, India's market was characterized by monopolies and a lack of competition across various sectors like air travel, automotive, mutual funds, and insurance.
"You wanted to fly you had one option Air India. You wanted to drive a car you had two options ambassador and fiat. You wanted to invest in mutual funds you had one option unit trust of India. You want insurance, life insurance, one option, LIC."
Correct
In some cases, promoters held as little as 4-7% stake in companies, suggesting a different ownership structure than typically assumed.
"promoters had 7% stake and the other company the promoters had 4% stake."
Pending
Market crashes are viewed as opportune moments to invest and acquire assets at lower prices.
"When it crashes is a great time to get in. I mean, if it doesn't crash, when the hell will you buy?"
Correct
Market behavior is cyclical, with periods of rising and falling phases that are predictable and recurring.
"These are cycles. These are cycles. They will happen."
Correct
Suggests a technical analysis approach where the formation of two successive lower bottoms can indicate a potential time to enter the market.
"When it starts falling and goes up again and falls. Two bottoms are below each other. Not a foolproof method but a pretty good method too."
Pending
A book has been written to educate children and young adults about financial concepts to prevent them from repeating the financial mistakes of previous generations.
"I have written this book so that let's teach them young so that they don't make these mistakes what their parents probably made."
Correct
Key aspects of starting a business, including legal structures and fundraising, are covered in the book 'Start Early, Finish Rich'.
"how do you start? What are the legal structure? How do you raise your funds? If you want to start a new business"
Pending