Over any 10-year period, investments in good equity mutual fund SIPs will always outperform debt instruments and will not result in capital loss.
"give me anybody who propagates debt for a 10-year money needs to at least bring me one statement of a person who did an SIP for 10 years and made less than debt return or at least lost capital. You'll not find one statement. Somebody who's bought a good fund or five funds for example would have beaten debt in all circumstances."