You Will Never Retire If You Don't Take RISK | Fyers CEO | 1% Club Show Ep 63
Published: 2025-07-26
Status:
Available
|
Analyzed
Published: 2025-07-26
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 1
Prediction
Topic
Status
Investing in diversified, risk-averse funds will not lead to financial freedom by age 40-50, especially without high income.
"The guy who invests in five different large cap funds for instance or another risk averse person who wants to fire for instance has large cap hybrid debt fund and all of this stuff will never be able to become financially free by the age of 40 45 50."
Pending
Investment returns must beat inflation (assumed at 7%) to maintain lifestyle over time, and simply beating inflation is insufficient.
"If you want to be able to live life comfortably like for example your 1 cr is not going to be worth 1 cr 10 years later obviously right? So it has your returns have to be inflation adjusted and just beating inflation is not good enough and just because inflation is say 3% now I think it we can assume 7% for people watching."
Pending
Diversified, low-risk investments like large-cap funds or hybrid debt funds are unlikely to achieve financial freedom by age 40-50, unless income is extremely high (e.g., 50 lakhs+).
"I'll go as far as to say that there is no chance. The guy who invests in five different large cap funds for example or another risk averse person who wants to fire for instance has large cap hybrid debt fund and all of this stuff will never be able to become financially free by the age of 40 45 50 assuming they're not earning in crs."
Pending
Achieving financial independence within 10-15 years requires investing in aggressive asset classes with concentrated bets based on conviction.
"if one has to achieve financial independence over the next 10 or 15 years, then it has to be in an very aggressive asset class and within that a very concentrated category, in which there is conviction."
Pending
Advocates for concentrated investments over diversification.
"Concentrate instead of diversifying."
Pending
Believes markets are not efficient and can be beaten by both retail and institutional investors due to inefficient market participants.
"I believe that it is possible to beat the markets. There are many people out there retail institutional that are beating the markets and it will continue to happen because markets are not efficient and they will never be efficient because the participants are inefficient."
Pending
For massive wealth creation, focus on 3-4 sectors and thematic funds, identifying long-term trends like increased defense spending.
"I think for the goal of creating massive wealth like you mentioned is to not have more than three or four sectors. Take exposure to thematic funds if you want to do it through mutual funds. Right try to find opportunities in the bigger trends the bigger long-term trends in the economy like for example defense spending is going to become a long-term trend."
Pending
Manufacturing and logistics are identified as decadal bets, driven by government initiatives to improve capabilities and resolve issues.
"You will see the manufacturing sector improve a thought because everyone's betting the government really wants to expand its manufacturing capabilities. They're trying their best to resolve the labor laws and the logistics problems that we currently have which make us extremely incompetent. But all these are decadal bets. They're not for this year or the next year."
Pending
The chemical sector, particularly specialty chemicals, is poised for growth as they are essential components in numerous products and India is increasing its manufacturing capabilities.
"And an industry like chemicals which is so small there isn't even one large gap in that sector. Why is chemicals important? Because we use chemicals in almost everything around us like everything even in this room uh is made up of chemicals and so the people who manufacture specialty chemicals will thrive in the country obviously because they're the components they're the ingredients of the products that we use today."
Correct
The banking sector is expected to expand significantly over the next few years due to increasing corporate demand for credit to meet rising domestic demand and growing company profits.
"the banking industry is going to expand quite a lot because today u the like India's companies especially the private companies are very deleveraged... and now with inflation at 3%... domestic demand which is on the rise... you are going to see um a lot of money being made by companies and so for them to be able to cater to the demand they need credit and the credit and bulk of the credit will have to come from banks and so there will be a credit expansion over the next few years. I'm hoping that it will be a linear trend at least till the turn of the decade."
Pending
The scale of automobile production in India is constrained by the need for road infrastructure improvement; current vehicle density is significantly lower than in China and the US.
"I think that India's roads need to improve before we can produce automobiles at the scale. Like India currently has 40 vehicles per thousand people. China has 800, US has maybe more than one per. So it's much much higher."
Correct
AI integration is inevitable for digital businesses within the next 5-10 years, or they risk becoming obsolete.
"I believe that every business will need to incorporate AI into their business else they will become obsolete in the next 5 10 years. Especially if you are in the digital business. If you are a physical business selling newspapers or if you're selling I don't know shampoo then might not affect you. But if you're in the digital business I think AI will become inevitable."
Pending
The AI market will not be monopolized by a few companies; many more players are expected to emerge as the technology develops.
"Just because there's open AI doesn't mean that others aren't going to surface very soon, right? Um so typically what this is like an iceberg like what you see on top with AI is an iceberg underneath that there's a lot more which will come to surface later on. uh doesn't necessarily mean that it's going to become monopolized by one, two or three companies."
Correct
Trading is best suited for Do-It-Yourself (DIY) approaches, as advisory-based trading is unreliable due to the time-sensitive nature of the activity.
"I firmly believe that trading is only meant for DIY. Advisory related trading is fool's gold. It's a it's a terrible proposition because trading is very time-sensitive as an activity."
Pending
Automation, potentially using AI, is the future of trading, requiring upfront configuration of preferences.
"The future of trading is automation using AI either or you can automate your trade even without using EI you need to configure your preferences up front"
Correct
A common trading mistake, especially for beginners, is the 'martingale' strategy of averaging down and doubling up in hopes of luck turning around.
"One classic mistake is martingale, right? Keep averaging, averaging, averaging and doubling up till waiting for your luck to turn around."
Correct
The key to successful trading lies in managing boredom and treating it like a routine task (like plumbing) by analyzing performance post-market hours, rather than seeking excitement.
"The main edge in trading is bo is being able to handle boredom, right? You have to be prepared to handle boredom because trading is not supposed to be exciting. Profitable traders treat trading like plumbing, like they're fixing leaks and that happens with analyzing your performance post market hours."
Unrated
To achieve FIRE (Financial Independence, Retire Early) by age 40, a near 100% allocation to equities and stocks is recommended, as the wealthiest individuals often take significant risks, such as investing in their own businesses.
"FIRE at 40, then almost everything in equities, stocks, 100%. Yeah. Like think about this. The richest people in the world are the ones who have taken the riskiest bets and those riskiest bets are usually their own businesses."
Pending
Significant wealth can be generated through concentrated bets on a few stocks, as opposed to diversifying across many, unless one is an exceptionally skilled trader.
"My wealth comes from the value of the company, right? And it was a concentrated bet if you think about it, just one stock. So you can't make money in 100 stocks unless you're a very good trader."
Pending
Financial freedom is achieved by building conviction in companies and investing a significant amount early and consistently throughout their growth phase.
"So the idea is to build conviction and invest in them early. Invest a lot early and keep investing early and and keep investing throughout. That's the way to become financially free."
Pending
Diversifying investments when aiming to retire early (by 40-45) is considered risky, as it may lead to insufficient funds to support one's lifestyle.
"Now if you want to retire by say 40 or 45, it is risky to diversify because it's super risky. You retire and then you don't have the means to support your lifestyle. You're actually putting yourself in a soup."
Pending
The fastest way to accumulate wealth is by investing in businesses, and this does not necessarily mean investing in a large number of diverse stocks.
"And the fastest uh ways that people have made money are by investing in businesses. Yeah. Yeah. And it's not about investing in 100 different stocks."
Pending
A concentrated portfolio of 5-10 stocks, built on conviction and invested in early, is a strategy for wealth growth.
"it's about having conviction on a few stocks like a concentrated portfolio of let's say 5 to 10 stocks and invest early when they're young and then ride the wave"
Pending
Disagrees with the notion that retail investors should not conduct individual stock research, implicitly refuting the efficient market hypothesis.
"Not at all. I think the efficient market hypothesis is what you're referring to is that markets are always efficient and it's impossible to beat the markets."
Pending
Markets are inherently inefficient due to the human factor, meaning participants' actions and emotions prevent perfect efficiency.
"because markets are not efficient and they will never be efficient because the participants are inefficient."
Pending
Market movements are often driven by herd mentality rather than rational analysis, as seen in the defense sector rally where buying continued even without a clear geopolitical catalyst.
"and in general markets are driven by her mentality. So if something's working for instance if you notice what happened in the defense sector rallied quite a lot right um India wasn't in any war back then was it no people didn't know why they were buying it apart from the fact that it was going up"
Correct
The banking industry is poised for growth due to deleveraged Indian companies, rising domestic demand, and increasing per capita income, which will necessitate a credit expansion facilitated by banks.
"I think the banking industry is going to expand quite a lot because today u the like India's companies especially the private companies are very deleveraged right after what happened in 2013 and then covid in 2020 all sectors went into a deleveraging mode even rid of loans. Yeah. started paying back loans and just to protect themselves, right? And now with inflation at 3%. With um uh domestic demand which is on the rise but it will accelerate further as income of the citizens go up in general per capita income is going to go up with employment and and just even if nothing much changes it's going to go up. Right. Yeah. So you are going to see um a lot of money being made by companies and so for them to be able to cater to the demand they need credit and the credit and bulk of the credit will have to come from banks and so there will be a credit expansion over the next few years."
Correct
Legacy traditional energy companies, including oil and power producers, are considered 'bad sectors' for investment.
"oil companies any like legacy traditional energy companies be it power producers"
Correct
AI adoption is inevitable for businesses operating in the digital space.
"But if you're in the digital business I think AI will become inevitable."
Correct
The current AI boom is characterized as a 'gold rush' where extreme popularity will inevitably attract significant competition.
"So one thing about any gold rush I'm calling this a gold rush in the context of how people behave is that when something becomes extraordinarily popular very popular captures the imagination of every living being on earth so to speak. Yeah. um that will attract competition."
Correct
The AI market will not be monopolized by a few leading companies; there is significant potential for new players to emerge, similar to an iceberg with much unseen beneath the surface.
"Just because there's open AI doesn't mean that others aren't going to surface very soon, right? Um so typically what this is like an iceberg like what you see on top with AI is an iceberg underneath that there's a lot more which will come to surface later on. uh doesn't necessarily mean that it's going to become monopolized by one, two or three companies."
Correct
Even in the semiconductor industry, represented by Nvidia, a true monopoly does not exist, as Chinese manufacturers are producing components that are competitive in both cost and quality.
"like for instance with Nvidia uh and and semiconductors uh they they really don't have a monopoly. The Chinese are making it in a in a cheaper and perhaps better way and candidly admitted by the CEO of Nvidia I think."
Incorrect
High hype around emerging technologies like AI, where future results are uncertain, often leads to outcomes that differ from public expectations.
"wherever there is an a big hype and where the results are yet to be seen in the future. Nobody really knows what's going to happen. Um very often it does not happen in the way that people expect."
Correct
The public's predictions about the future are frequently incorrect, driven by herd behavior rather than rational analysis.
"the public is most often wrong about the future. Like the wisdom of the crowds is not always the wisdom is not very high. Let's just say okay. Uh and the reason is because it is dominated by herd behavior. It's not dominated by rational thinking."
Correct
Venture capitalists, despite being considered 'smart money', do not always avoid mistakes and have a low hit rate, as evidenced by their pursuit of '100 bagger' investments.
"Not necessarily. Why do you think that you think they don't go wrong? In fact, their hit rate is really really low. Like the fact that they want a 100 bagger shows what the indicates what their hit rate could be, right? Because most of their other bets are going uh"
Correct
Investors should focus on betting on transformative change rather than on predetermined, static outcomes.
"that an investor should bet on change, not on a static outcome."
Correct
While AI companies are expected to grow, current valuations are deemed unreasonable due to excessive hype driven by herd mentality.
"They're probably going to grow up, but the valuations are not making sense right now because of the herds hype."
Correct
Fires differentiates itself through an innovation-focused DNA, being the first in India to integrate TradingView.
"We have a very innovation focused DNA like we like to do things differently. Uh we there are a lot of uh first to industry that buyers can be associated with right. Uh we we're the first to bring trading view integrate trading view in India."
Correct
Fires democratized algo trading by offering free trading APIs, which fueled the growth of the trader community and fintech startups.
"Uh we were the first to democratize algo trading. We offered free trading APIs. So there was this growing community of traders in India that were uh hoping to automate their trades but they weren't getting access or the access was too expensive. So we democratized that we made it free and in 2 years it just exploded and a lot of fintex uh blew up using our APIs."
Correct
Fires has launched India's first AI screener, capable of delivering results in 15 seconds that would typically take 3 hours to find manually.
"And we also introduced India's first AI screener. And so you can prompt something which would take you 3 hours to find. It'll give you the result in 15 seconds."
Correct
The majority of participants in competitive endeavors like trading will continue to lose, as it's statistically improbable for a majority to win.
"The majority will continue to lose. Uh there is no way that a competitive endeavor will have majority winning."
Correct
Views money as a tool for survival and a means to an end, rather than an objective in itself.
"So I look at money more as a means to an end and how money is used as a fuel in order to survive rather than an end in itself. So it's more a it's my angle to the concept of being able to survive."
Unrated