With 10 lakhs, a potential allocation strategy after learning FNO is: 10-15% in FDs, 10-15% in Gold ETFs, 15-20% in real estate (if capital allows), and 40-60% in stock markets (including mutual funds and direct stocks).
"if I have 10 lakhs of savings, how much should I put into FNO um okay so how I would like to put it let's say if I have learned and I am putting it on myself this is not a suggestion again to anyone else but how I would like to do ism liquid money what I would do is 10 lakhs of saving I would still put 10 to 15% of my money in FDS okay for my immediate needs. Second part of the story is the gold ETFs and all that kind of stuff. Right. That I would put at least another 10 to 15% of my money over there as well. Third is your real estate part. Real estate of course in 10 lakhs in India now you cannot do anything. Yeah. But if I had a bigger amount I would have put in at least 15 to 20% there as well. Finally, 40 to 50% of my money will be for stock markets. For my kind of risk profiling, I would put at least 50% of the money in stock markets or even 60%."