If Trump Does This... The Housing Market Could Flip
Published: 2025-11-03
Status:
Available
|
Analyzed
Published: 2025-11-03
Status:
Available
|
Analyzed
Predictions from this Video
Incorrect: 18
Prediction
Topic
Status
The Trump administration is actively developing five proposals aimed at increasing housing affordability.
"The Trump administration has five proposals that they're working on to try to make housing more affordable."
Incorrect
The Trump administration is implementing significant interventions in the housing market, aiming for increased affordability, similar in scale to measures seen in 2008.
"President Trump just announced the most aggressive housing market intervention since 2008 with the goal to make housing more affordable again."
Incorrect
The Trump administration plans to leverage Fannie Mae and Freddie Mac to stimulate housing construction.
"boost housing construction by leaning on Freddy Mack and Fanny May."
Correct
The White House is pressuring Fannie Mae and Freddie Mac to adopt more aggressive lending policies.
"there's pressure by the White House to encourage Fanny May and Freddy Mack to potentially be more aggressive in which loans that they're purchasing from lenders."
Correct
The Trump administration plans to introduce programs specifically designed to increase housing construction.
"creating programs to boost housing construction"
Incorrect
The Trump administration proposes selling public land to increase housing supply.
"the Trump administration is saying is if we sell off some of this public land, we can create more supply of houses"
Incorrect
There is a possibility that a national housing emergency could be declared.
"potentially even declaring a national housing market emergency."
Incorrect
The Trump administration plans to reduce funding for housing assistance and subsidies.
"cut funding and aid for housing assistance and housing subsidies."
Correct
The White House is advocating for the acceptance of cryptocurrency in mortgage applications.
"there's a push by the White House to be able to use crypto on your mortgage applications."
Incorrect
The primary objective of the proposed housing market interventions is to reduce housing costs.
"The goal is to make housing more affordable."
Pending
The Federal Housing Finance Agency has directed Fannie Mae and Freddie Mac to treat cryptocurrency as an asset for mortgage risk assessments.
"The Federal Housing Finance Agency has issued a directive ordering Fanny May and Freddy Mack to formally consider cryptocurrency as an asset in single family mortgage loan risk assessments."
Incorrect
Median household income is projected to reach approximately $85,000 in 2025.
"And in 2025, it's expected to be around $85,000, rounding up."
Incorrect
The median house price in the US is approximately $410,000 in 2025.
"And at the time of recording this video, in 2025, the median house in America is selling for around $410,000"
Correct
The Trump administration considered declaring a national housing emergency in the fall (of 2025).
"the Trump administration floated around the idea of declaring a national housing emergency, potentially sometime this fall."
Incorrect
In 2025, the monthly mortgage payment for a median-priced house at a 6.5% interest rate represents about 36% of pre-tax monthly household income.
"And now here we are in 2025. If you want to buy the $410,000 house, you might be paying 6.5% on your 30-year fixed rate mortgage, which means your monthly cost on this house is now going to be $2,500 a month. And this is now about 36% of your monthly household income pre-tax."
Correct
A declared national housing emergency would grant the president the authority to implement housing regulations without congressional approval, similar to the period after the 2008 crisis.
"If that happens, it would be the first time that we see a national housing emergency since the 2008 financial crisis. Now, what a national housing emergency means is it allows the president to pass certain rules or regulations in housing without having to go through Congress to expedite these changes."
Incorrect
As part of a potential national housing emergency, permitting policies could be reformed to facilitate easier construction.
"this could be done to change permitting policies to potentially make it easier for builders to start building construction."
Correct
A reduction in mortgage rates from 6.5% to 4% would significantly lower monthly housing costs.
"If we go from a 6 1/2% mortgage that we have now to a 4% mortgage, it is going to make your monthly cost of ownership much cheaper"
Incorrect
A drop in mortgage rates to 4% could lead to increased demand and bidding wars, potentially driving housing prices higher.
"but you also risk then housing prices going up even more. Because if mortgage rates fell to 4% tomorrow, chances are a lot of people would want to go out and buy a house tomorrow. And that could create more bidding wars on houses which could push home prices up even more"
Correct
The president might implement tariff exemptions on imported housing materials.
"the president could create new tariff exemptions for materials for housing"
Incorrect
FHA qualification rules for mortgages could be altered to either restrict or loosen access, depending on the government's objective for influencing housing demand.
"changing FHA rules to either make it more difficult to qualify for a mortgage or maybe easier to qualify for a mortgage depending on how the government wants to influence demand to impact the housing market."
Correct
Fannie Mae and Freddie Mac will be leveraged to encourage an increase in housing construction.
"boost housing construction by leaning on Freddy Mack and Fanny May."
Correct
Fannie Mae and Freddie Mac may begin purchasing loans from borrowers with lower incomes and poorer credit ratings, which would influence lenders to issue such loans.
"if Fanny May and Freddy M say, "You know what? we are now going to start purchasing loans from more risky borrowers, from people that have lower incomes, people that have bad credit ratings. Well, then the lenders are going to say, "Oh, well then we can start selling those loans.""
Correct
The government might introduce programs to subsidize closing costs for homebuyers.
"creating or passing some closing cost subsidies."
Correct
There is a push for Fannie Mae and Freddie Mac to increase their purchase of construction loans.
"President Trump is pushing Fanny May Freddy Mack to maybe start going out and buying more construction loans."
Correct
New financial incentives are being considered to encourage individuals to obtain mortgages.
"creating new financing incentives to encourage people to go out and get a mortgage."
Correct
The Trump administration is advocating for Fannie Mae and Freddie Mac to be more active in purchasing affordable housing loans.
"Maybe President Trump is saying the Fanny May Freddy Mack can be more aggressive to purchase affordable housing loans"
Incorrect
Fannie Mae and Freddie Mac may purchase loans from less qualified borrowers (lower income, worse credit), potentially making mortgages more accessible and increasing demand for housing.
"purchase purchase loans from buyers who are less qualified, people who have less income, people with worse credit scores. Because if those people can qualify for a mortgage easier and banks are willing to lend those loans because Fanny May and Freddy Mack are going to buy them, well, that can also impact demand"
Correct
The US is experiencing its most unaffordable housing market in history.
"the United States is facing one of the most unaffordable housing markets that we have seen in history"
Correct
Russia alleges the US is attempting to devalue its $37 trillion national debt by utilizing stablecoins, cryptocurrency, and gold.
"Russia accused the United States of trying to devalue its $ 37 trillion of national debt without informing the American people. How? By using stable coins, crypto, and gold."
Incorrect
Selling off public land is proposed as a strategy to increase the supply of housing by providing more real estate for development.
"sell off some of this public land, we can create more supply of houses because now there's more area, more real estate for developers to build their properties on."
Correct
There is a proposal to reduce government funding for housing assistance and subsidies.
"cut funding and aid for housing assistance and housing subsidies."
Correct
The White House is exploring ways for cryptocurrency to be considered in mortgage applications.
"there's a push by the White House to be able to use crypto on your mortgage applications."
Incorrect
The FHFA has directed Fannie Mae and Freddie Mac to formally include cryptocurrency as an asset in their risk assessments for single-family mortgage loans.
"The Federal Housing Finance Agency has issued a directive ordering Fanny May and Freddy Mack to formally consider cryptocurrency as an asset in single family mortgage loan risk assessments."
Incorrect
The Trump administration has considered declaring a national housing emergency, potentially in the fall.
"declaring a national housing emergency. Because in September, the Trump administration floated around the idea of declaring a national housing emergency, potentially sometime this fall."
Incorrect
Declaring a national housing emergency would grant the president the authority to implement housing rules and regulations without congressional approval.
"it allows the president to pass certain rules or regulations in housing without having to go through Congress to expedite these changes."
Pending
Permitting policies might be altered to streamline and facilitate new housing construction.
"this could be done to change permitting policies to potentially make it easier for builders to start building construction."
Correct
Federal land could be made available for housing development through government sales.
"it could be done to release some of the federal land for housing. That way, the government sells it off."
Correct
Tariffs on housing construction materials, such as lumber, might be exempted, potentially reducing building costs.
"the president could create new tariff exemptions for materials for housing... if lumber has a tariff, well, that makes housing more expensive. But if you pass an exemption, well, that means that construction workers and companies and developers could import certain construction materials without paying that tariff."
Correct
FHA mortgage qualification rules could be adjusted to either tighten or loosen requirements, influencing housing demand.
"changing FHA rules to either make it more difficult to qualify for a mortgage or maybe easier to qualify for a mortgage depending on how the government wants to influence demand"
Correct
Government programs might be introduced to subsidize closing costs, making home purchases more affordable.
"creating or passing some closing cost subsidies. Buying a house is expensive. And if the government were to pass some sort of program to subsidize your closing cost, that could potentially make it cheaper for people to buy a house"
Correct
New financial incentives could be developed to encourage individuals to obtain mortgages.
"creating new financing incentives to encourage people to go out and get a mortgage."
Correct
The US is currently experiencing one of the most severe housing affordability crises in its history.
"the United States is facing one of the most unaffordable housing markets that we have seen in history"
Correct
Fannie Mae and Freddie Mac will be engaged to promote increased housing construction.
"working with Fandy Man Freddy Mack to encourage more building."
Correct
Public land will be sold to increase the availability of land for housing developers.
"selling off some public land so there can be more supply of land for developers to build on."
Correct
Housing assistance programs may be reduced to lower government expenditure and potentially decrease housing demand.
"to cut housing aid as a way to reduce costs for the government and potentially decrease demand for houses."
Correct
Cryptocurrency will be integrated into mortgage applications, allowing it to be used for qualification.
"to make crypto available on mortgage applications. So if you have crypto, you can use that to qualify for a mortgage."
Incorrect
A national housing emergency may be declared.
"potentially declaring a national housing emergency."
Correct
Russia alleges that the US is attempting to devalue its $37 trillion national debt by utilizing stablecoins, cryptocurrency, and gold, without public disclosure.
"Russia accused the United States of trying to devalue its $ 37 trillion of national debt without informing the American people. How? By using stable coins, crypto, and gold."
Pending