90% of Investors Lose Money – Don’t Be One of Them

"We've seen 16 recessions over the last 100 years. We've seen 25 market crashes over the last 100 years and chances are we're going to continue seeing more in the future."

"If you exclude the 10 best days per decade over these 90 years, you would have only gotten a 28% return on your money."

"recessions and market crashes create more millionaires than any other time because they allow savvy investors to come in and buy good investments at a discounted price."

"when you own your investments for longer than a year, you now qualify for long-term capital gains rates. And all that means is you qualify for lower tax rates because the government is incentivizing you through lower taxes to hold your investments for the long term because history shows us that when you own your investments for a longer period of time, you have a better chance of making your money."

"if you invest your money with a financial adviser who takes a small little 1 and a.5% fee. Well, over the course of your career, if you get this 11% return, that means your adviser is going to take about $600,000 in fees."

"Now, if you invest your money into a lowcost index fund or a lowcost ETF, your fees are going to be a whole lot less. and you want to understand that those fees still exist. This is called an expense ratio. If you have a 401k, if you're investing in an ETF in an index fund or a mutual fund, you want to look at that term expense ratio because that is going to be your fee. But in this situation now, you're going to be paying around $40,000 in fees over the course of investing career."

"I have seen the 2020 pandemic crash and I have seen the 2022 stock market downturn. I've seen the 2025 market turbulence in the first half of the year."

"When President Trump came into office, well, he started imposing tariffs. That is a shift because those tariffs mean the money is going to flow into different people's hands and that also creates investment opportunities."