The Only 3 Investments You Need to Build Real Wealth

"SCHD is an ETF... fund that invests in high dividend paying companies in the United States. So instead of you going out and finding all of these companies, you can just invest in a fund like SCHD, which at the time I'm recording this video is paying out a dividend of slightly under 4% a year."

"Example number two is NOBL, Noble. This ETF... invests only in dividend paying companies in the S&P 500 that are dividend aristocrats... Meaning these are companies that have paid out and increase their dividend every single year for at least the last 25 years. So the whole idea here right now is paying around a 2% annual dividend"

"And the third example, again a very different one, is VYMI. This is again something that I'm personally invested in. This is a fund created by Vanguard, but this is investing in high dividend paying companies outside of the United States. ... and at the time of recording this video is paying out a dividend of a little bit higher than 4% a year."

"For example, SGOV. SGOV is a short-term Treasury ETF. And if you invest your money here, you're not going to see any growth in the value of your investment. You're just investing for monthly interest payments. And at the time of recording this video, they're paying out interest around 4.5% a year."

"You can invest into a fund like VO or SPY. As a disclaimer, I'm personally invested in VO. Both of these funds, VO is created by Vanguard. SPY is created by SPDR, pronounced Spider. And these two funds are both to give me exposure to the S&P 500."

"If you're okay taking on a little bit more risk, another option you can consider is something like QQQ, which will give you exposure to the NASDAQ. The NASDAQ is a group of the 100 largest companies in the stock market that are not financial, which means many of these companies in the NASDAQ are tech companies."

"A third option you can consider is something like VUG. This is an ETF created by Vanguard. This is a growth ETF that specializes in large cap companies. So, again, for the purposes of this video, I'm not focusing on the higher risk growth stocks. I'm focusing on the lower risk growth stocks. This fund is focusing on the larger companies that are focused on growth."

"Bitcoin prices a lot higher today than they were a few years ago, and maybe they'll continue to go up, maybe they won't. But the idea behind Bitcoin is that it is a decentralized worldwide currency. ... it's supposed to be a store of wealth outside of your own fiat currency. ... I started buying Bitcoin back when it was around $3,000 a coin. Yes, I sold some when it was around $70,000 a coin. I still own Bitcoin today. But for me, I look at it as a very speculative investment. To me, I understand that Bitcoin prices can go up and they can go down extremely fast."

"Number one is EMG. This is an ETF that gives the exposure to large, middle, and small cap companies in emerging market economies. So essentially, this is investing in emerging markets, those smaller economies that are trying to become more developed."

"Number two is VWO. And as a disclaimer, I'm personally invested in VWO. This is an ETF created by Vanguard which is also giving exposure to foreign countries and foreign economies. More specifically, this is investing in broad stocks in countries like China, Brazil, Taiwan and South Africa."

"And then we have EM again another ETF which is giving you exposure to large and midcap emerging market equities. Essentially, this means it's investing larger companies and the middlesiz companies in these growing economies around the world."

"And for me, when I invest in real estate, I'm generally looking for a 7% minimum cash on cash return. Meaning, if I invest $100,000 of my own money, I want $7,000 of cash flow passively after all of my expenses, $7,000 deposited into my account every single year."

"At the time I'm recording this video, there are high yield savings accounts that are paying 4 to 4.5% a year in interest, while the average savings account is paying much, much much less than that."

"Nowadays, it's much simpler because there's a lot of platforms on the internet. For example, you can look at Wefunder, for example, you can look at Start Engine, for example. You can look at Republic. I'm not sponsored by any of these three companies. I'm just telling you what they are. These three companies are now in the business of helping regular investors invest into startups."

"I've been investing in gold for a number of years now. ... And so what a lot of people will do who are not extremely wealthy is when they get extra cash these rupees they will convert these rupees into physical gold because in India gold is like real money. its wealth. And it feels like over the last few years, a lot of people around the world have been catching on to this gold trend. Because gold prices have been booming. Why have they been booming? Because investors have been concerned about inflation. They're worried about the value of the dollar dropping. Investors are concerned about the economy. They were worried about recessions. They were worried about tariffs. And so all these things have had investors starting to look for alternatives as a way to save their hardearned money. And we know that inflation has been happening over the last 5 years. It's been happening over the last 50 years and it's probably not going away."