ilmscore | Buy These 5 ETFs To Replace Your 9-5

Buy These 5 ETFs To Replace Your 9-5

Predictions from this Video

Total: 30
Correct: 0
Incorrect: 0
Pending: 30
Unrated: 0
Prediction
Topic
Status
SCHD ETF was paying approximately 2.4% annually at the time of recording.
"And at the time of recording this video, SCHD is paying around 2.4% a year."
SCHD
Pending
VYM ETF was paying approximately 2.6% annually at the time of recording.
"VM is paying around 2.6% a year."
VYM
Pending
VYMI ETF was paying approximately 4.1% annually at the time of recording.
"VYMI is paying out around 4.1% a year."
VYMI
Pending
SCHY ETF was paying approximately 3.9% annually at the time of recording.
"SCHY is paying around 3.9% a year at the time of me recording this video."
SCHY
Pending
NOBL ETF focuses on S&P 500 companies that have consistently increased their dividends for at least 25 consecutive years.
"NOBL invests in S&P 500 dividend aristocrats. What that means is NOBL is only investing in dividend paying companies that are in the S&P 500, meaning they're part of the 500 largest companies in the stock market, but they must have also paid out and increased their dividend every year for the last 25 years or more."
Dividend Growth ETFs
Pending
RegL ETF invests in Midcap 400 companies that have increased their dividends for at least 15 consecutive years.
"The alternative is Regl. This is an ETF that's investing in the Midcap 400 dividend paying companies that have increased their dividend for at least the last 15 years."
Dividend Growth ETFs
Pending
NOBL ETF invests in S&P 500 companies that have consistently increased their dividends for at least 25 consecutive years.
"NOBL invests in S&P 500 dividend aristocrats. What that means is NOBL is only investing in dividend paying companies that are in the S&P 500... but they must have also paid out and increased their dividend every year for the last 25 years or more."
NOBL
Pending
SCH ETF invests in US companies that own property and generate income from it.
"SCH is an ETF that invests in United States property owning REITs. Meaning, this only invests in companies that are investing and buying property in the United States for income."
REIT ETFs
Pending
REGL ETF invests in Midcap 400 companies that have increased their dividends for at least the past 15 years.
"This is an ETF that's investing in the Midcap 400 dividend paying companies that have increased their dividend for at least the last 15 years."
REGL
Pending
MT ETF invests in the debt of real estate properties, not the properties themselves, and was paying a 12% dividend at the time of recording.
"Mort is a little bit different. MT this is investing in mortgage rates. So this is not investing in the companies that are buying the properties or buying the land. This is investing in the debt on those properties. Very different. This ETF doesn't invest in the companies that are owning the real estate. They're only owning the debt. And this is paying a 12% dividend at the time I'm recording this video."
Mortgage REITs
Pending
SCH ETF focuses on US property-owning REITs, requiring them to distribute 90% of their taxable income as dividends.
"SCH is an ETF that invests in United States property owning REITs. Meaning, this only invests in companies that are investing and buying property in the United States for income. Now, REITs are unique because they follow something called the 90% rule, which essentially says that the REIT has to take 90% of the taxable income, essentially their profits, and give it away to the shareholders in the form of dividends."
SCH
Pending
Short-term treasury ETFs provide exposure to US government debt, allowing investors to earn interest without directly lending to the government, and this interest is generally exempt from state and local taxes.
"With these ETFs, you're getting exposure to the short-term treasuries and you get the interest without actually having to go and lend money to the United States government. Because these are ETFs, you can trade on the stock market like any other ETF. You can buy and sell it whenever you want. And the other benefit is with the interest from these ETFs, you are generally not subject to any state or local taxes because it's interest from the United States government."
Short-Term Treasury ETFs
Pending
MT ETF invests in mortgage debt, not property ownership, and was yielding approximately 12% at the time of recording.
"MT this is investing in mortgage rates. So this is not investing in the companies that are buying the properties or buying the land. This is investing in the debt on those properties. ... This is paying a 12% dividend at the time I'm recording this video."
MT
Pending
The speaker advocates for an 'Always Be Buying' (ABB) strategy for ETFs, rather than attempting to time the market.
"The first question that many people ask is, well, how much should I be investing into these ETFs? And the thing that I like to talk about is not trying to time the market, but rather when it comes to these types of funds, follow ABB. This is what I talk about. ABB means always be buying."
Investment Strategy
Pending
SGOV is a short-term treasury ETF.
"SGOV and BIL. Both of these are short-term treasury ETFs."
SGOV
Pending
Regular, automated investments into ETFs should occur weekly, bi-weekly, or monthly, regardless of market conditions.
"Every time you get paid, money should be going into these funds. And so now you need to set up an automatic cadence where money is automatically going into these funds every week, every two weeks, or every month. And this should happen whether markets are going up or down."
Investment Strategy
Pending
BIL is a short-term treasury ETF.
"SGOV and BIL. Both of these are short-term treasury ETFs."
BIL
Pending
Achieving passive income to replace active income from investments will take years, potentially decades.
"It's going to take years, if not decades."
Investment Income Timeline
Pending
Accumulating more ETF shares increases dividend payouts per share, leading to maximized total dividend income through consistent purchasing.
"The goal is now to keep accumulating more shares of these ETFs because as you accumulate more shares, each share is going to pay you an additional amount of dividend. And your goal is to maximize this, the amount of dividends that you're getting. And the way that you can maximize that is by owning a whole lot of shares. So you have to be consistently buying these funds."
Investment Strategy
Pending
The 'Always Be Buying' (ABB) strategy for income-focused ETFs emphasizes consistent purchasing to accumulate more shares for higher dividend payouts, rather than seeking short-term profits.
"ABB means always be buying. And what that means is your goal isn't to sell these funds now for a big profit. Because the goal is income. And the way that you get income out of these ETFs is if you own a lot of these funds. And the way that you can own a lot of these funds is by always be buying."
Investment Strategy - ABB
Pending
Dividend Reinvestment Plans (DRIP) allow investors to automatically reinvest dividend payments back into the fund.
"This is called DRIP, dividend reinvestment plan, where now every time you get paid with the dividend, many brokerages will allow you to reinvest your dividends, your profits back into the fund."
Dividend Reinvestment
Pending
Consistent aggressive investing can lead to a substantial income stream within 10 years, which can then be used to reinvest, pay bills, or replace active income.
"And if you can do that, invest like crazy to invest in the income, well, in 10 years, you'll have a solid stream of income coming out. And then you can start to decide, do you want to keep reinvesting this dividend income or do you want to start using it to help pay your bills or maybe depending on how aggressive you were to potentially replace the income that you have?"
Financial Independence
Pending
Dividend Reinvestment Plan (DRIP) allows for dividends received from investments to be automatically used to purchase more shares of the same fund.
"This is called DRIP, dividend reinvestment plan, where now every time you get paid with the dividend, many brokerages will allow you to reinvest your dividends, your profits back into the fund."
Investment Strategy - DRIP
Pending
A 'decade of sacrifice' (10 years of reduced spending and increased investing) is suggested to achieve significant investment returns.
"I call it a decade of sacrifice to really start to see those types of returns that you're looking for, which is where now you put in the sacrifice for 10 years to spend less and earn more so you can invest like crazy."
Investment Timeline
Pending
Financial freedom is achieved when passive income from investments equals or exceeds active income, allowing one to quit their job.
"When your passive income replaces your active income, now you are financially free because you can quit your job tomorrow and you still got the money coming in from investments to fund your lifestyle."
Financial Independence
Pending
Financial freedom is defined as the point where passive income from investments is sufficient to cover living expenses, allowing one to quit their job.
"When your passive income replaces your active income, now you are financially free because you can quit your job tomorrow and you still got the money coming in from investments to fund your lifestyle."
Financial Freedom
Pending
Investment income is taxed at a lower rate compared to active income.
"And the other nice part about this, the investment income is taxed at a lower tax rate than your active income."
Taxation of Investment Income
Pending
The United States is predicted to be entering a 'debt death spiral'.
"America is entering a debt death spiral."
US Debt
Pending
The US government is facing a 'debt death spiral' due to rising debt relative to income, with nearly a trillion dollars annually going towards interest payments.
"America is entering a debt death spiral. >> When debts rise relative to incomes on a chronic basis, right now for the US government, it's almost a trillion dollars a year that goes to interest payments."
US Government Debt
Pending
US government interest payments are nearly a trillion dollars annually.
"right now for the US government, it's almost a trillion dollars a year that goes to interest payments."
US Government Interest Payments
Pending