Interpreted Prediction
If the return on investment (e.g., 8%) exceeds the mortgage interest rate (e.g., 5%), it is mathematically advantageous to invest the money rather than paying off the mortgage early.
AI Evaluation Notes
The prediction suggests that if the return on investment (8%) exceeds the mortgage interest rate (5%), it's better to invest. This is a sound financial principle as the investment return can cover the mortgage cost and potentially generate additional income. While actual investment returns vary, the core concept remains valid under the stated conditions.