AI Evaluation Notes

The prediction stated the 20-month repayment plan could be completed in 15 months if surplus funds were applied to the principal. The prediction was made on 2025-04-30, so the 15-month period would end on 2026-07-30 and the 20-month period would end on 2026-12-30. Given the current date is 2026-01-09, it's plausible the loan could have been repaid in less than 20 months, making the prediction somewhat accurate but unverifiable without knowing the exact repayment schedule and surplus application.