"And after 30 years, you will have around ₹1 crore in the bank, which will be worth ₹1 crore today."
Interpreted Prediction
An investment of ₹5,000 per month (starting from a salary of ₹15-25k) with a 12.25% annual return will grow to an inflation-adjusted value of ₹1 crore after 30 years, equivalent to today's ₹1 crore purchasing power.