ilmscore | Prediction Details
By Graham Stephan | November 9, 2025 | Pending
Interpreted Prediction
Predicted that if 50-year mortgages are introduced, they will be very specific loan products, likely issued by developers with higher purchase prices, on a case-by-case basis, and will require changes to housing laws for bank protections.
AI Evaluation Notes
Based on a search of available information regarding 50-year mortgages in the US, I can't find any evidence of widespread adoption of such mortgages. It is still possible that some developers are offering these loans, and the changes to housing laws remain speculative. Therefore, it's impossible to provide an accuracy rating for the prediction as of the current date.

Prediction Details

Target
Will be specific loan products, issued by developers, baked into higher purchase price, case-by-case, requiring housing law changes for bank protections.
Predicted date
If 50-year mortgages pass

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