ilmscore | Prediction Details
"If we really want to make houses more affordable, there's much better options to consider. things like making it easier to build homes, changing zoning so we can create more supply, letting people carry their old interest rate to their next house like Graham Stefen mentioned, letting people use their rental history as proof they could pay for a mortgage, raising the capital gains exclusion on primary home sales so more people could actually afford to sell their house so that it could free up some inventory and maybe to some degree limiting home buyers for investors."
By Andrei Jikh | November 13, 2025 | Pending
From video
You’ll Never Own Your Home (The 50 Year Mortgage) 00:17:44 - 00:18:18
Interpreted Prediction
To truly make housing affordable, solutions beyond extending loan terms are needed, including increasing supply through easier building and zoning changes, portable interest rates, using rental history for mortgages, and adjusting capital gains tax rules for primary residences.

Prediction Details

Topic
Housing Affordability

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