ilmscore | Prediction Details
"I've made the decision to start selling everything off. Why, you might ask? Well, before we go into why I'm selling these properties, I want to pause for a second because this ties into directly how I think about risk. See, when the markets feel unpredictable and everything is at an all-time high, the one thing you have direct control over is your spending. For me, this became extremely obvious when I started tracking my own expenses, and realizing how much is quietly leaking out every single month. I'm talking about subscriptions I forgot about, charges that autorenewed at prices I didn't agree to. All of it just adds up. Like just the other day, I found that an old subscription renewed and the new price was 50% higher than the original price. Now, of course, I called them and I got the money back, but that would not have been possible without our sponsor, Rocket Money. No joke, they're the platform that I've been using on a daily basis for years that aggregates all of my accounts in one place, helps me keep track of spending, and then sends me alerts anytime something seems unusual. I also really like how they allow you to manage all of your recurring subscriptions in one place and then you could cancel with just a couple taps. Like the average person is spending over $1,000 a year in subscriptions. And my bet is that you have no idea how much you're actually being charged. This is why Rocket Money has helped save its customers up to $740 a year when you use all of the app's premium features. And they've also helped customers save over $880 million in canceled subscriptions. So, if you want to take control of your finances today, just head to rocketmoney.com/gram or use the link down below in the description to unlock even more features with Premium. Again, without exaggeration, I've been using them on a daily basis for years and they have saved me a ton of money. So, again, that link is down below. Rocketmoney.com/gra. Thanks so much. And now, let's get back to the video. All right, so in terms of why I'm selling off all of my real estate, on the one hand, this is a really unique time for the housing market. like monthly payments have more than doubled in the last 5 years. Some areas are seeing rather large price drops while others continue seeing non-stop gains. And throughout most of the United States, it's actually cheaper to rent than buy. So from an ROI standpoint, it makes sense in my situation to cash out and put that money to work somewhere else. However, on the other hand, I also just don't want the hassle of owning property in California anymore. Like prices have risen to a point where it's better to cash out. expenses are increasing faster than I'm allowed to raise rents. And from a peace of mind standpoint, I do not want to deal anymore with contractors, management companies, and insurance companies. That's why in my situation, I don't want to be involved in real estate anymore. Now, does that mean it's bad for everybody? Of course not. If you have the hunger to go and find a good deal, fix it up, and add value, by all means, go for it. It's just for myself. I value more time over more money and real estate for me is not the best way to achieve that goal. This is why so far I have sold three properties in the last two years. My plan is to sell another two when I get them ready. And ideally longterm, all I want is a primary residence that I live in myself and that's it. Again, this is about optimizing more so for peace of mind than more money. Even though in California, I'd actually make more money selling out the properties and putting that money to work somewhere else. But we'll save that for another video. Anyway, in terms of the broader market though, since this is a 2026 video, it's largely expected that mortgage rates will begin to decline, prices may begin to soften, but not collapse, and affordability may slightly improve for buyers, but not by much. So, the general consensus seems to be more of the same."
By Graham Stephan | January 5, 2026 | Pending
From video
I'm Selling... Where I'm Investing in 2026 00:04:48 - 00:09:15
Interpreted Prediction
The speaker is selling off all real estate holdings due to current high prices, rising expenses outpacing rent increases in California, and a desire to avoid the hassle of property management. The speaker plans to sell two more properties and ideally wants only a primary residence long-term, prioritizing peace of mind over maximizing profits. For the broader market in 2026, expectations are for mortgage rates to decline, prices to soften (not collapse), and affordability to slightly improve, leading to a 'more of the same' market.

Prediction Details

Topic
Real Estate

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