ilmscore | Prediction Details
"FICO recently announced that it will begin incorporating BNPL history into its new scoring model. The new model, expected to launch this fall,"
By The Financial Diet | September 4, 2025 | Correct
From video
How To Get A Really Good Credit Score 00:08:26 - 00:08:34
Interpreted Prediction
FICO will start including Buy Now Pay Later (BNPL) history in its new credit scoring model, which is expected to launch in Fall 2025.
AI Evaluation Notes
FICO announced the launch of FICO Score 10 BNPL and FICO Score 10 T BNPL, new credit scoring models that incorporate Buy Now, Pay Later (BNPL) data. These models were indeed expected to be available in Fall 2025, aligning with the prediction's timeframe and predicted outcome.

Prediction Details

Topic
FICO credit scoring model
Target
FICO will incorporate BNPL history
Predicted date
Fall 2025

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