AI Evaluation Notes

The prediction suggests the guest will not be able to retire by a reasonable age due to their current debt. While I cannot definitively say if the guest will *never* retire, the prediction aligns with the general trend that high debt loads significantly hinder retirement prospects. Given that the average retirement age in the US is around 62, and many are delaying retirement due to financial constraints, the prediction is somewhat accurate, as the guest's debt makes it less likely they will retire by a typical retirement age.