ilmscore | Credit Score Predictions
Cre

Credit Score

Topic
N/A
Accuracy

Recent Predictions

Total: 5
Correct: 1
Incorrect: 0
Pending: 4
Prediction
Author
Predicted at
Status
Video
Predicted that a person's credit score may decline if they close old credit cards.
"So, by cutting those off, it lowers your average age of credit. And as a result, your credit score m..."
Graham Stephan Graham Stephan
Jul 16, 2025
Correct
DO NOT SHUT DOWN OLD...
Individuals who have never taken a loan are predicted to face difficulty in obtaining one in the future due to a lack of credit history.
"if you've never taken a loan, it's difficult for you to get a loan."
Groww Groww
Mar 14, 2025
Pending
Stop Doing THIS with...
Establishing a loan history is predicted to improve one's credit score, which will benefit future loan applications.
"as soon as your history is created, your credit score gets better, right, which benefits you in taki..."
Groww Groww
Mar 14, 2025
Pending
Stop Doing THIS with...
Repaying a loan significantly earlier than its scheduled tenure (e.g., a 2-year loan in 3 months) is predicted to negatively affect one's credit score.
"you took a loan of 2 years and you paid that loan in 3 months... but this negatively affects your cr..."
Groww Groww
Mar 14, 2025
Pending
Stop Doing THIS with...
Simultaneously inquiring about loans with multiple companies (e.g., five companies) is predicted to cause a drop in one's credit score.
"If you enquire with five companies and all five companies go to check your CIBIL score, then your cr..."
Groww Groww
Mar 14, 2025
Pending
Stop Doing THIS with...