ilmscore | Debt Payoff Predictions
N/A
Accuracy

Recent Predictions

Total: 14
Correct: 3
Incorrect: 0
Pending: 11
Prediction
Author
Predicted at
Status
Video
A specific debt is predicted to be paid off in 6 years.
"6 years."
Jan 29, 2026
Pending
If the guest pursues nursing school for two years, reducing income, the debt payoff timeline (assuming no Pokemon purchases) would extend to 7-8 years.
"Okay. Two years. So, but that's still that extends this process to like eight, like seven, seven yea..."
Jan 7, 2026
Pending
The guest's total bad debt of $26,553.9 will take approximately 3 years and 9 months (44 months) to pay off if they contribute an extra $600 a month and stop buying Pokemon cards.
"$26,5539 with an extra $600 a month because remember this isn't even getting Pokemon cards. It still..."
Jan 7, 2026
Pending
The guest's current Pokemon credit card balance of $5,350 will take 20 years to pay off if only minimum payments are made and no new purchases, with the guest turning 43 by then.
"How long does this take to pay off for that balance for minimum monthly payment? No purchases. Yes. ..."
Jan 7, 2026
Pending
If the guest were to spend $100 a month on Pokemon cards, their debt payoff timeline for $26,555 would extend from 3.75 years to 4.5 years.
"Well, that goes from uh 3 years, 3.75 years to 4.5 years just by contributing $100 a month in Pokemo..."
Jan 7, 2026
Pending
In 14 months since the audit, the couple's monthly income has doubled from $6,000 to $12,000, with projections to reach $17,000 monthly next year. Their debt has increased from $15,841 to $21,158, but they are now focusing on paying it down.
"Debt when filmed $15,000, $841. Current debt amount $21,158. Month since filming financial audit, 14..."
Dec 29, 2025
Pending
In 12 months, all debt outside of the mortgage has been paid off, with a credit score over 600 and a new car. The individual is planning to start nursing school in January and feels financially comfortable.
"Debt when filmed $40,000. Current debt amount $20,000. Months since filming financial audit, 12. All..."
Dec 29, 2025
Correct
In 2 months, debt reduced from $15,000 to $7,000, with a plan to pay off $4,000 more in December and be debt-free by January. The individual is also selling a Jeep, increased their monthly income from $8,200 to $11,000-$12,000, and saved $2,500 with Zip.
"Debt when filmed $15,000. Current debt amount $7,000. Months since filming financial audit, two. Not..."
Dec 29, 2025
Correct
In 11 months, debt reduced from $17,000 to $6,000, credit card balances reduced from 10 to 3, secured a pay raise, and will be a licensed professional counselor associate in January 2026, planning to take contract work to pay down debt and prepare for student loans.
"Debt when filmed $17,000. Current debt amount $6,000. Months since filming financial audit, 11. Life..."
Dec 29, 2025
Correct
Despite a new car loan increasing overall debt, the individual has reduced IRS and credit card debt and plans to pay off IRS debt in May, then allocate an extra $1,000/month to credit cards.
"Debt when filmed $50,000. Current debt amount $38,000. Months since filmed financial audit three. Te..."
Dec 29, 2025
Pending
The speaker's cards predicted they would be debt-free by 2026.
"told me by 2026 I would be debtree."
Nov 16, 2025
Pending
The hosts predict the couple can pay off their substantial debt in 5 years, stating it's 'not that bad'.
"I think 5 years to pay this off and it's not that bad, guys. It's not that bad."
Nov 10, 2025
Pending
Projected to be debt-free in 5 years with current payment plan, potentially 4 years if more aggressive.
"4 years to pay it off."
Oct 10, 2025
Pending
Projected to be debt-free and have a fully funded emergency fund within four years.
"I think you'll be out of debt. I have a fully funed emergency fund in about four years."
Oct 10, 2025
Pending