ilmscore | Debt Repayment Predictions
N/A
Accuracy

Recent Predictions

Total: 19
Correct: 1
Incorrect: 0
Pending: 18
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The individual plans to be debt-free within the next 12 months.
"I'm trying to be debtree in the next 12 months."
Dec 3, 2025
Pending
Upon repayment of the first personal loan of ₹4850, that amount will be redirected to cover remaining rent and other outstanding loans.
"the first personal loan of ₹4850 is repaid, it is now saved from your salary because you do not have..."
Jul 16, 2025
Pending
Paying off credit card debt one year early yields a guaranteed 25% return, outperforming most other investments.
"if you pay off your credit card debt one year early, that is a guaranteed 25% return, which will bea..."
May 28, 2025
Pending
It's projected that all loans can be repaid within 30-31 months (approximately 2.5 years), freeing up ₹48,000 monthly income.
"So, we have reached 27 months. And if you assume that the loan is paid off in 30 or 31 months, that ..."
May 7, 2025
Correct
The average credit card balance in 2024 was $723.
"the average credit card balance was $723 in 2024"
Feb 19, 2025
Pending
An average credit card balance of $723 at a 24.26% interest rate results in $146 wasted monthly.
"at an average interest rate of 24.2 6% that's $146 a month wasted"
Feb 19, 2025
Pending
The speaker predicts that within 3 to 4 years, the individual and their family will have paid off their loans.
"over the period of 3 to 4 years you and your family both will be in a spot where the loan would have..."
Feb 1, 2025
Pending
Predicted that all of Rajat's loans will be repaid after nine years of hard work (by January 2034).
"but only after nine years of hard work, Rajat, you will reach a point where all your loans will be r..."
Jan 4, 2025
Pending
Expressed hope that Rajat's loans will be largely repaid by January 2026.
"And I sincerely hope that after a year we will check with you again as to what is your condition and..."
Jan 4, 2025
Pending
An average credit card debt of $6,515 at 18% APR, with $250 monthly payments, will take approximately 2.5 years to pay off.
"if you have that much money in credit card debt at 18% APR that will take you about 2 and 1 half yea..."
Nov 4, 2024
Pending
Aggressively pay off all credit card debt and other high-interest debts, such as payday loans, before focusing on investing.
"you got to pay off all of your credit card debt or any other high interest debts that you might have..."
Feb 9, 2024
Pending
Prioritize paying off high-interest debt like credit cards and hard money loans before focusing on investing.
"if you have any sort of high interest debt so these are things like credit cards or hard money loans..."
Dec 24, 2023
Pending
Prioritizes paying off high-interest debts, such as credit card debt and 0% APR loans that accrue high interest if not paid off on time, stating they are financially detrimental.
"paying down your high interest debts things like your credit card debt things like hard money loans ..."
Nov 19, 2023
Pending
High-interest debts, such as credit card debt or loans with high APRs (e.g., 22%), should be paid off immediately as they significantly drain financial resources.
"paying down your high interest debts things like your credit card debt things like hard money loans ..."
Nov 19, 2023
Pending
The average American has $5,700 in credit card debt, incurring approximately $114 per month in interest charges if the balance isn't paid in full.
"the average American has fifty seven hundred dollars of credit card debt at an average of a twenty f..."
May 15, 2023
Pending
Prioritizing credit card debt repayment can lead to an additional $4 per day in savings for the average person.
"paying this down should be your biggest priority and since we're tallying all of this up for the ave..."
May 15, 2023
Pending
The average American carries $5,700 in credit card debt with a 24% interest rate, resulting in $114 in monthly interest charges if the balance isn't paid in full.
"the average American has fifty seven hundred dollars of credit card debt at an average of a twenty f..."
May 15, 2023
Pending
Prioritizing paying down credit card debt with any saved money will free up significant funds for future saving and investing.
"take the approach of doing anything you can to cut back and then taking that money to pay down any c..."
May 15, 2023
Pending
If only minimum payments of $35 are made on a $280 debt, it will take 9 months to pay off, incurring an additional $35 in interest.
"nine months and an extra 35 dollars in interest which is basically another minimum payment"
Feb 13, 2023
Pending