ilmscore | Safe Withdrawal Rate Predictions
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Safe Withdrawal Rate

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Recent Predictions

Total: 5
Correct: 0
Incorrect: 0
Pending: 5
Unrated: 0
Prediction
Author
Predicted at
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Video
Explains that the 'rule of 300' for retirement planning assumes a 4% annual safe withdrawal rate.
"the rule of three hundred is based on the ability to safely withdraw four percent per year from your..."
Mark Tilbury Mark Tilbury
May 15, 2023
Pending
How To Retire Before...
The inventor of the 4% rule expressed comfort with adjusting it to a 5% rule, suggesting a 1% increase in annual spending while still ensuring funds last.
"he said that he would feel comfortable changing the four percent rule into the five percent rule mea..."
Graham Stephan Graham Stephan
Aug 25, 2021
Pending
THE END OF THE 4% RU...
Financial Samurai suggests that due to lower 10-year treasury bond yields (1.3% vs. historical 5%), the safe withdrawal rate should be adjusted down to 0.5%.
"the financial Samurai explains that the four percent rule was created during a time where the 10-yea..."
Graham Stephan Graham Stephan
Aug 25, 2021
Pending
THE END OF THE 4% RU...
For a 100% certain 30-year retirement, spending 4% annually may be acceptable if one is willing to diversify, reduce spending during market downturns, and consider part-time work if necessary.
"if you're looking at a 30-year retirement and you want to make sure with a hundred percent certainty..."
Graham Stephan Graham Stephan
Aug 25, 2021
Pending
THE END OF THE 4% RU...
For longer retirements of 40-50 years, a safe withdrawal rate of 3-3.5% is recommended.
"if you want a much longer retirement like 40 or 50 years... then I think it's probably more appropri..."
Graham Stephan Graham Stephan
Aug 25, 2021
Pending
THE END OF THE 4% RU...