Stu
Student Loans
Topic
85.7%
Accuracy
Recent Predictions
Incorrect: 1
Pending: 30
Unrated: 1
Prediction
Author
Predicted at
Status
Video
The guest unknowingly acquired private student loan debt after being enrolled in college orientation by her mother, despite not attending college. The debt was subsequently sent to her account without her full knowledge.
"I don't think so. The website's called Cedar Business. Yeah. Okay. Well, the student loans is becaus..."
Jan 9, 2026
Unrated
The guest unknowingly acquired private student loan debt after being enrolled in college orientation by her mother, despite not attending college. The debt was subsequently sent to her account without her full knowledge.
"The guest unknowingly acquired private student loan debt after being enrolled in college orientation..."
Jan 9, 2026
Pending
Y refi provides flexible payment plans and a co-signer release program for student loans.
"They offer structured payment plans to lower your monthly bill and even a co-signer release program ..."
Jan 9, 2026
Correct
The speaker owes $1,300 on private student loans from Cedar Business, with projected monthly payments of $300.
"Cedar Business... the balance left is 1,300. I think the monthly payments are 300."
Jan 9, 2026
Incorrect
The student loan provider rejected a lump sum payment of $700 to clear the debt, instead offering a $300 payment plan.
"They offered me to pay 700 or whatever, you can just clear it. And then they were like, 'No, but we'..."
Jan 9, 2026
Pending
Y refi offers student loan refinancing that considers more than just credit score, with guaranteed interest rates under 6%.
"If your private student loans are crushing you, Y refi might be exactly what you need. They don't re..."
Jan 9, 2026
Pending
The speaker owes her sister $1,000 for financial assistance received during a period of sick leave from work.
"I owe $1,000 to my sister. She just gave me money. I got for... I got sick and I took time off work."
Jan 9, 2026
Correct
A significant portion of students drop out of college, and many choose expensive institutions or pursue connections without a clear purpose, leading to unfulfilled outcomes.
"And again, 40% of those drop out and people get stupid ways to go to college and expensive colleges ..."
Jan 5, 2026
Pending
Student loan payments have begun, and the individual has set them up on a 'pay as you earn' plan, which might result in zero payments currently.
"So, are your payments started? June. Oh, yeah. I did set up my like payments. It's on the like pay a..."
Jan 2, 2026
Correct
Refinancing private student loans is suggested as a potential solution for individuals struggling with their current loan burdens.
"if your private student loans are crushing you, why refi might be exactly what you need."
Jan 2, 2026
Correct
The speaker predicts that private student loans are stressful and that Y Refi offers interest rates under 6% for refinancing.
"Private student loans can make you feel like you're one mispayment away from selling your grandma's ..."
Dec 5, 2025
Correct
The speaker predicts that private student loans are stressful and that Y Refi offers interest rates under 6% for refinancing, which is exceptionally low.
"Private student loans can make you feel like you're one mispayment away from selling your grandma's ..."
Dec 5, 2025
Correct
The speaker predicts that private student loans are stressful and that Y Refi offers interest rates under 6% for refinancing.
"Private student loans can make you feel like you're one mispayment away from selling your grandma's ..."
Dec 5, 2025
Correct
The speaker predicts that the paralegal field is likely to be heavily impacted by AI, suggesting it may be one of the first professions to be replaced or significantly altered.
"I have my associates in May of 26. And this is what you want to do? Parallegal. I could see I listen..."
Nov 17, 2025
Pending
A reflection that taking out student loans might have been a poor decision, as the funds could have been obtained personally.
"It was a kind of a stupid thing cuz I could have paid myself."
Nov 10, 2025
Pending
A prediction or contemplation about the nature of their student loans, suggesting they might be a mix of subsidized and unsubsidized.
"I think it's all like what? Subsidized, right? All the subsidized student loans. You might have some..."
Nov 10, 2025
Pending
Contact yrefi.com/hammer or call 888-973-33978 for assistance with private student loans.
"Head to yfy.com/hammer. That is yrefi.com/hammer or call triple8973-33978. That is89733978"
Oct 27, 2025
Correct
Student loan refinancing options with interest rates below 6% are becoming available, offering a more favorable alternative to high-interest loans.
"refi says, "Chill out. No more sacrificing the family jewels. They don't reduce you to a credit numb..."
Oct 20, 2025
Correct
The guest's federal student loan payments are predicted to be around $50-$100 per month due to automatic enrollment in the SAVE repayment plan based on their income.
"Your student loans will be about 250 bucks. I'm actually you're going to be automatically enrolled i..."
Oct 15, 2025
Pending
Student loan forgiveness was hoped for four years prior, but was denied by the Supreme Court three years prior.
"Well, I was hoping there was some kind of student loan forgiveness coming around the corner. Okay. T..."
Oct 3, 2025
Correct
The speaker's partner has multiple credit cards and loans in collections totaling over $3,500, including a GameStop card and a J.C. Penney card opened for a specific purchase.
"So, we have her two payday loans that she stopped paying on. One for $1,300, the other one for $800...."
Sep 19, 2025
Pending
The individual has $78,754 in student loan debt.
"Student loans for what? $78,754"
Sep 5, 2025
Correct
The individual is ahead on their federal student loans due to employer contributions ending, but needs to set up new payment arrangements, implying a future change in their repayment strategy.
"On income base. I'm not on anything right now cuz I my job just stopped paying for it like a month o..."
Aug 20, 2025
Pending
This implies that student loan refinance options with rates below 6% might be available, but could require a loan to be in default, suggesting a potential future financial strategy or consequence.
"And we like why refi, but... the rates are below six for what it's worth? But I think uh do loans ha..."
Aug 20, 2025
Pending
This indicates an upcoming decision point for the individual regarding federal student loan payments as employer contributions have ceased, implying a future financial adjustment or struggle.
"Federal student loans. This one's a little less. I have $4,13.11. My job paid off 30 of it over the ..."
Aug 20, 2025
Pending
Student loan repayment plans are changing, with new standard 10-year payoffs or adjusted income-based plans taking 10-20 years to pay off.
"They've gotten rid of all the new income based things or all the old ones. It's new now. Now, there'..."
Jul 25, 2025
Pending
The guest paid $2,500 to finalize their degree due to a pause in FAFSA funding, impacting their ability to manage student loan payments.
"Then they said that oh FASA was on a pause so I had to pay out the rest. So, it's roughly like I was..."
Jul 25, 2025
Pending
New caps on student borrowing will be implemented: $100,000 for graduate students and $200,000 for medical and law students.
"the big beautiful bill puts new caps on how much students can borrow. $100,000 for graduate students..."
Jul 4, 2025
Correct
The speaker's boyfriend has a Campus FCU truck loan with a balance of $17,491. The speaker claims he got it at a good deal while working for $13,000, but owes $17,500.
"Oh, goody. Oh, good. We have student loans. Oh, campus FCU 17,491. What's that? That's his car. The ..."
Jul 2, 2025
Pending
The speaker expects their student loans to be forgiven after 15 years of on-time payments under the current income-driven repayment plan.
"If I make the payments on time for 15 years or something, then it all goes away. If they continue to..."
Jun 18, 2025
Pending
The speaker utilized ChatGPT's guidance to enroll in an income-driven repayment plan for student loans, resulting in zero monthly payments.
"I asked my buddy Chat GPT what to do and he guided me through. And I signed up for the income driven..."
Jun 18, 2025
Pending
A $1,000 debt, at the current repayment rate, will take seven years to pay off, extending into the individual's 40s with no retirement savings.
"And then you'll be in your 40s. Still $0. Still paying off credit cards. $0 in our retirement. Still..."
Jun 6, 2025
Pending
The speaker advises the individual to attend school, community college, or seek certifications to boost income, emphasizing the need to invest the same effort put into leisure activities into their education and career development.
"The reality is if you got to suck it up, take advantage of the accommodations, go to a school, commu..."
Jun 6, 2025
Pending
The speaker realized that a career in crime scene technology might negatively impact their mental health after graduating.
"If you're able to actually uh not drop out on the first day. Um, what I'm doing now is exactly what ..."
Jun 6, 2025
Pending
The speaker states that the person with student loans must defer them due to insufficient income.
"Guys, these the She has to defer her student loan. She doesn't make enough money."
May 16, 2025
Pending
The speaker criticizes the decision to take expensive vacations while deferring student loans.
"It is [ __ ] [ __ ] that you are going on a Disney cruise but not paying back yo..."
May 16, 2025
Pending
Despite a high income, the speaker is deferring student loans, believing the impact is minimal.
"And I've been deferring those since I got them. And Oh, good. Well, they just we make 600,000 or we ..."
May 16, 2025
Pending
Individuals are increasingly resorting to credit card balances, personal loans, and HELOCs to fund renovations, vacations, and college expenses due to economic pressures and rising costs.
"they are have credit card balances because life got it crazy inflation everything's expensive so how..."
Mar 13, 2024
Pending
Student loan payments were expected to commence shortly, indicating the end of a grace period.
"we're just a few days away from student loan payments actually starting not student Lo interest but ..."
Sep 28, 2023
Pending
Student loan payments will resume in October.
"starting in October now Americans will be required to make the student loan payments again"
Sep 27, 2023
Pending
Taking on student loan debt can significantly hinder wealth building for decades, especially when the average graduate salary is only slightly higher than the average loan balance.
"the average student loan balance for the class of 2021 was 37,574 dollars while the average college ..."
Feb 8, 2023
Pending
A potential trigger for market downturn could be widespread student loan defaults after the end of interest-free forbearance on May 1st.
"and the failure of a major lender or when people stop paying back their student loans because after ..."
Jan 24, 2022
Pending
Student loans are legally unforgivable, even after death.
"student loans follow you forever and are legally unforgivable even under the circumstance of death"
Feb 25, 2021
Pending