ilmscore | Vehicle Affordability Rule Predictions
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Vehicle Affordability Rule

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The '2410 rule' for car affordability recommends a 20% down payment, a 4-year loan term, and transportation costs not exceeding 10% of monthly income.
"the general rule of thumb is what's called the 2410 rule, which suggests you make a 20% down payment..."
Graham Stephan Graham Stephan
Jun 26, 2025
Correct
It’s Over: The Car M...