ilmscore | How To WIN THE LOTTERY - 100% Guaranteed

How To WIN THE LOTTERY - 100% Guaranteed

Predictions from this Video

Total: 21
Correct: 0
Incorrect: 0
Pending: 21
Unrated: 0
Prediction
Topic
Status
The expected payout for a Powerball ticket was positive, with a potential net win of $241 million after taxes and expenses if all combinations were purchased and the ticket was the sole winner.
"the expected payout of each Powerball lottery ticket became positive, meaning the total prize pot has grown so massive that if you were to buy every single number combination and were the only winner, you would walk away with a cool $241 million after taxes and after expenses."
Powerball Lottery Payout
Pending
The Powerball lottery had a record payout of $2 billion, with an effective Return on Investment of 20 cents per ticket.
"with the lottery now officially paying out a record $2 billion, with each ticket having an effective ROI of 20 cents"
Powerball Lottery Payout
Pending
It was theoretically possible to buy all Powerball combinations for $584.4 million and win the $2 billion jackpot, assuming no other winners.
"you could theoretically buy all 292,200,000 possible winning combinations for $584,400,000, win the $2 billion jackpot, and beat the system, assuming you're the only winner."
Powerball Lottery Cost vs. Jackpot
Pending
An estimated one-third of lottery winners declare bankruptcy, and 70% lose all their winnings within a few years.
"it's estimated that a third of all lottery winners declare bankruptcy and 70% lose all of it within just a few years."
Lottery Winner Financial Outcome
Pending
A recommended investment strategy for lottery winnings includes allocating $150 million to a total stock market index fund, which could yield $375,000 per month if only 3% is spent annually.
"First, I would put $150 million in a low fee total stock market index fund like VTX. This gives you exposure to the entire US stock market. And assuming you spend just 3% of it annually, you'll be able to get $375,000 every single month without ever running out of the principal."
Investment Strategy for Lottery Winnings
Pending
Another allocation of $150 million to a bond market index fund with a 4.1% yield is suggested, potentially providing another $375,000 per month if only 3% is spent annually.
"Second, I would put another $150 million in a low fee bond market index fund like Vibilix. This would give you a fairly safe and stable investment with a lot less volatility than stocks. And as of now, their bond funds are offering a 4.1% yield on your money. Assuming we did the same thing as above and only spent 3% of it, that's another $375,000 every single month without running out."
Investment Strategy for Lottery Winnings
Pending
Investing $75 million in fully paid commercial real estate with a projected 5% conservative return could generate $187,500 per month if only 3% is spent.
"Third, I would take another $75 million and spread that throughout fully paid off triple net class A commercial real estate in the US. ... This should give you some extra diversification, really good tax benefits, and a 5% return if you invest conservatively. Again, assuming you spend just 3% of that, you'll have another $187,500 a month in income."
Investment Strategy for Lottery Winnings
Pending
An additional $75 million allocated to prime coastal residential real estate with a 4% return could provide $187,500 per month in income if only 3% is spent.
"Fourth, I would take another $75 million and spread that throughout prime residential real estate around the coast. Just like the previous example, you could very easily generate a 4% return, spend just 3% of it, and have another $187,500 a month in income."
Investment Strategy for Lottery Winnings
Pending
A $40 million investment in 2-10 year treasuries yielding over 4% is suggested as an emergency fund.
"Then after that fifth, I would take another $40 million and invest that throughout two to 10year treasuries which are currently paying over 4%. This would act as your emergency fund just in case something were to happen."
Investment Strategy for Lottery Winnings
Pending
Mathematically, buying lottery tickets is not advisable, as the required risk to realize profits from the positive expected value of 20 cents per ticket is too high.
"Mathematically, there's never really a point where the lottery makes sense to buy. Even though each ticket has an expected positive value of 20 cents, you would have to risk an exorbitant amount of money to ever realize those profits to the point where it's just not even worth it."
Powerball Lottery Expected Value
Pending
The expected payout for a Powerball ticket became positive, suggesting a potential profit of $241 million after taxes and expenses if all combinations were purchased and the buyer was the sole winner.
"as of yesterday, the expected payout of each Powerball lottery ticket became positive, meaning the total prize pot has grown so massive that if you were to buy every single number combination and were the only winner, you would walk away with a cool $241 million after taxes and after expenses."
Powerball Lottery Payout
Pending
The Powerball lottery has a record payout of $2 billion, with each ticket offering an effective ROI of 20 cents.
"with the lottery now officially paying out a record $2 billion, with each ticket having an effective ROI of 20 cents"
Powerball Lottery Payout
Pending
Investing the lump sum of $538 million from a Powerball win at a 6% annual return would result in over $3 billion by the time the annuity payments would have concluded.
"if you invested the $538 million and averaged a 6% return, you would have more than $3 billion by the time your annuity paid out the full $2 billion."
Powerball Investment Strategy
Pending
It is estimated that one-third of lottery winners go bankrupt, and 70% lose all their winnings within a few years.
"it's estimated that a third of all lottery winners declare bankruptcy and 70% lose all of it within just a few years."
Lottery Winner Financial Stability
Pending
Lottery winners are more likely to experience estrangement from loved ones, depression, and divorce compared to non-winners.
"Other studies have shown that lottery winners become frequently estranged from family and friends and incur a greater incidence of depression and divorce than those that did not win the lottery."
Lottery Winner Well-being
Pending
Investing $150 million in a low-fee total US stock market index fund, with an annual spending of 3%, could provide $375,000 per month without depleting the principal.
"I would put $150 million in a low fee total stock market index fund like VTX. This gives you exposure to the entire US stock market. And assuming you spend just 3% of it annually, you'll be able to get $375,000 every single month without ever running out of the principal."
Stock Market Index Fund Investment
Pending
Investing $150 million in a low-fee bond market index fund with a 4.1% yield, and spending 3% annually, could provide an additional $375,000 per month.
"I would put another $150 million in a low fee bond market index fund like Vibilix. This would give you a fairly safe and stable investment with a lot less volatility than stocks. And as of now, their bond funds are offering a 4.1% yield on your money. Assuming we did the same thing as above and only spent 3% of it, that's another $375,000 every single month without running out."
Bond Market Index Fund Investment
Pending
Investing $75 million in fully paid, triple-net Class A commercial real estate in the US, with a conservative 5% return and 3% annual spending, could generate an additional $187,500 per month.
"I would take another $75 million and spread that throughout fully paid off triple net class A commercial real estate in the US. ... This should give you some extra diversification, really good tax benefits, and a 5% return if you invest conservatively. Again, assuming you spend just 3% of that, you'll have another $187,500 a month in income."
Commercial Real Estate Investment
Pending
Investing $75 million in prime coastal residential real estate with a 4% return, and spending 3% annually, could yield an additional $187,500 per month.
"I would take another $75 million and spread that throughout prime residential real estate around the coast. Just like the previous example, you could very easily generate a 4% return, spend just 3% of it, and have another $187,500 a month in income."
Residential Real Estate Investment
Pending
Investing $40 million in 2-to-10-year US treasuries yielding over 4% would serve as an emergency fund.
"I would take another $40 million and invest that throughout two to 10year treasuries which are currently paying over 4%. This would act as your emergency fund just in case something were to happen."
Treasury Investment
Pending
Studies indicate that lottery winners do not report being happier than individuals who do not win the lottery.
"lottery winners were shown to be no more happier than those who didn't win."
Lottery Winner Happiness
Pending