How To Invest In 2025 (The BEST Way To Get Rich)

"since high you skeld savings accounts are at worst paying you at least 4% and with a little finessing you could even earn 5% or more like Al bank is currently paying you 4.2% and they're a completely online bank that does nearly everything you'd ever want them to do for completely free or wealth front is currently offering 5% in your money and Robin Hood Gold members could get 5% as well alternatively if you have some money that you don't mind sitting on the sidelines for a little longer you could also look into treasury money market funds which are currently paying above 5 % like viix from Vanguard or swiv zix from Schwab personally I've taken the approach of keeping about 20% of My overall portfolio and a mixture of high yield savings accounts money market funds and treasuries where I'm currently getting paid above 5.2%"

"Vanguard went on record to say that they've downgraded our us Equity return expectations to an annualized 4.2 to 6.2% over the next 10 years Charles Schwab also tends to agree with this having updated their prediction that us large company stocks will increase by an annualized rate of just 6.2% over the following decade"

"over the next 20 to 40 years it's looking more and more likely that we could see the average 7 to 8% returns which have been more consistent throughout history"

"35% of my portfolio is held in residential real estate these consist of properties that I purchased between 2011 and 2020 throughout Southern California and most of them were fixer opers that I renovated and later rented out for a profit all of them have long-term tenants all have mortgages that are fixed for 30 years between an interest rate of 2.8 to 3.3% and overall it's been incredibly stable"

"another 35% is held throughout index funds like I mentioned earlier practically all of my portfolio is simply two funds 80% % S&P 500 and 20% International stocks and that's really it all I do is buy and hold on a regular basis regardless of where the price is I don't intend on touching this money for another 20 to 30 years"

"20% of my portfolio is held throughout treasuries high yield savings accounts and money market funds that are earning about 5.2 to 5.3%"

"the remaining 10% is comprised mostly of alternative Investments small amount of Bitcoin and other assets that are really going in the bucket of if they go up in value that's great and if they decline or worth nothing whatsoever that's totally fine too"