The One Simple Budgeting Method That Changed My Life

"if you start to track it now I can guarantee that as you continue to track it over the next few months as long as you're making some sort of progress that's going to be super motivating for you to continue to move forward"

"I think that by doing this tracking you're going to get like a journal entry of your finances and that's going to be really powerful for you just building confidence As you move throughout life"

"if you practice the act of tracking your expenses as well as your income what's going to happen is that you become more of an observer over time you start to like observe how you're spending but you're almost looking at it from a third party or a third person point of view you're just being really objective with your own spending"

"after two three or four months of data what you're going to have is you're going to figure out how much your average spending on every single category and that way you can look at a category perhaps like entertainment or shopping and you can say okay am I spending too much money in this category and kind of question and figure out if you can reduce or cut back on certain categories"

"if you do do this it will allow you to live mostly a debt-free lifestyle and give you a lot of peace of mind and flexibility"

"if you start running yourself like a business I can at least guarantee that you're going to see some progress in your financial life you're going to be able to confront the financial reality that you might be in and that's all that really matters is that as long as you're making progress towards your financial goals that's going to be a win"