ilmscore | Prediction Details
"So, if you're interested, get started today by clicking the link down below in the description and signing up for a free account with Experian. Or you could also download the Experian app. That way, you could take back control of your score, work to increase it even higher, and then brace yourself for the next option on the list. Three, the Continental Finance Mastercard. Except from the way I see it, there's nothing Continental about it. Especially when there's an option to accept mail offer, just knowing that someone was unlucky enough to get this delivered to their mail without immediately throwing it away. So, what's so bad about it? Well, as they say, Continental Finance is one of America's leading marketers and servicesers of credit cards for consumers with less than perfect credit. And you would think to leave it there if you're not weird like me to read through 17 card holder agreements to find all the atrocities hidden in the fine print. And believe me, it is wild. Like once you apply, they may determine that you need a security deposit as collateral up to the full amount of your credit line, which all right, that's standard if you're building your credit. No surprise there. But wait, what's this? Setup and maintenance fees will be assessed before you begin using your card and will reduce the amount of credit you initially have available or basically right off the top before you even begin using your credit card. $99 is taken out. So if you have a $500 credit limit, congratulations. Now it's only $41. If you want an additional credit card, that'll also cost you another $30. After the first year, they'll also charge you another $10 a month as a monthly maintenance fee, bringing your total annual cost to $199. So, there you go. You just played yourself. And if that's not bad enough, they also have a late payment fee up to $40, which basically means it's probably just going to be the full $40 because why would they charge you any less than the absolute maximum that they're able to? Oh, and did I mention that you get no rewards at all? Yeah, seriously. You're paying them up to $200 a year for the privilege of getting to pay them up to $200 a year. Makes absolutely no sense."
By Graham Stephan | August 8, 2022 | Pending
From video
The TOP 5 WORST Credit Cards In 2024 00:07:15 - 00:08:58
Interpreted Prediction
The Continental Finance Mastercard has no rewards and incurs significant fees, including a setup fee, monthly maintenance fee, and late payment fee, making the total annual cost up to $199.

Prediction Details

Topic
Credit Card Rewards

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