ilmscore | Prediction Details
"So, I think that's where we're at right now. Okay. Okay. Very cool. Now which one in here is the time share? Cuz I want to make sure I don't lose that because we are going to blast through this cuz really these are these are just all paid off accounts. It's like what's even the point? Like okay, great. Okay, we have a paid off synchrony. Woo! Yay! Okay, so synchrony is paid off. That's great. City $0. Oh, no. Okay, $0 and Okay, well, City Custom Cash does have a balance. That one's paid. Okay, City Custom Cash is paid. So, I guess no balance. American Express paid. No balance. No need for this. Get out of here. We love that. Look at that. Just a year. American gold. American gold paid off every month. doesn't matter because uh like I said, you can transition to a credit card person and you guys, it sounds like you did. I see $0 on Apple Card. Don't need to see this. Remember when it took us like 2 hours to get through this originally? Well, not this time. And there's, you know, there's uh Sephora and Papers Plan, Vacation Club. And that all of a sudden is not a bad thing when our finances are good. I want I give people more fund money to spend than almost any other financial program I can think of. But only when you're out of the risky position of bad debt, right? Chase Auto. Okay. So, we kept the car, but it's at a 5.17. I'm okay with that. Yeah. And so, I'm okay with that. It is a balance of Yeah. I mean, it's under 3,000, so I would minimum until it's paid off. Yes. So I guess no balance. American Express paid. No balance. No need for this. Get out of here. We love that. Look at that. Just a year. American gold. American gold paid off every month. doesn't matter because uh like I said, you can transition to a credit card person and you guys, it sounds like you did. I see $0 on Apple Card. Don't need to see this. Remember when it took us like 2 hours to get through this originally? Well, not this time. And there's, you know, there's uh Sephora and Papers Plan, Vacation Club. And that all of a sudden is not a bad thing when our finances are good. I want I give people more fund money to spend than almost any other financial program I can think of. But only when you're out of the risky position of bad debt, right? Chase Auto. Okay. So, we kept the car, but it's at a 5.17. I'm okay with that. Yeah. And so, I'm okay with that. It is a balance of Yeah. I mean, it's under 3,000, so I would minimum until it's paid off."
By Caleb Hammer | December 29, 2025 | Pending
From video
The Truth About Financial Audit 01:42:11 - 01:45:25
Interpreted Prediction
The couple has paid off multiple credit cards and is managing their car loan and time share effectively. They are considering paying off remaining debts versus investing, and are advised to focus on a fully funded emergency fund before aggressively paying down low-interest debt.

Prediction Details

Topic
Financial Planning

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