Fin
Financial Planning
Topic
62.8%
Accuracy
Recent Predictions
Incorrect: 4
Pending: 154
Unrated: 12
Prediction
Author
Predicted at
Status
Video
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not cu..."
Jan 9, 2026
Correct
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount be..."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"The guest estimates her current monthly income to be $5,000 due to being on medical leave and not cu..."
Jan 9, 2026
Pending
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year..."
Jan 9, 2026
Pending
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"The guest asks for clarification on building an emergency fund before tackling debt, with the consen..."
Jan 9, 2026
Pending
The guest asks for clarification on building an emergency fund before tackling debt, with the consensus being a one-month fund equivalent to $4,000.
"Should I do an emergency fund before I pay off my debt? One one month. So, what what's one month? Li..."
Jan 9, 2026
Correct
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"Uh, I mean, if you can put $1,000 to debt towards a month, you can pay this off in a couple years, t..."
Jan 9, 2026
Pending
The guest is considering a $700 payment to clear a debt, with a clarification on the exact amount being $700.
"So, 700 or 750? 700."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Jan 9, 2026
Correct
The guest's spending includes frequent purchases at bars and energy drink brands, alongside mentions of 'whimo' and 'puffer energy', indicating a pattern of potentially unnecessary or impulsive consumption.
"And then the rest of it was like other shopping expens Irish pub. Irish pub. Puffer energy. Puffer e..."
Jan 9, 2026
Pending
The guest estimates her current monthly income to be $5,000 due to being on medical leave and not currently employed.
"Uh, I would say like 5,000 since I'm on I don't have my job right now."
Jan 9, 2026
Incorrect
The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards it, after establishing a one-month emergency fund, rather than focusing on the legality of her income sources.
"However you choose to bring in money as an adult, I do not care. I'm not going to enable and support..."
Jan 9, 2026
Pending
The guest can pay off her debt in two years by bringing in an extra $1,000 per month, or in one year if she can increase her income by an additional $2,000 per month.
"Two years. That's it. If you bring in an extra thousand bucks a month, bring in an extra two and you..."
Jan 9, 2026
Pending
A financial strategy is proposed: allocate $1,000 per month towards debt repayment after establishing a one-month emergency fund, leading to debt freedom within a couple of years.
"The speaker advises the guest to prioritize paying off debt by allocating $1,000 per month towards i..."
Jan 9, 2026
Pending
The couple has a 3-month emergency fund and should double it to 6 months. After that, with their income of $12,000/month, they can allocate 30% to needs, 20% to retirement, and 45% to wants, including trips. They can save for a European vacation by saving 75% of their monthly fun money one month and combining it with the next month's fun money.
"So, we're at 3 months right now, but we should be at 6 months. Double it. Double it. And then we can..."
Dec 29, 2025
Pending
The couple has paid off multiple credit cards and is managing their car loan and time share effectively. They are considering paying off remaining debts versus investing, and are advised to focus on a fully funded emergency fund before aggressively paying down low-interest debt.
"So, I think that's where we're at right now. Okay. Okay. Very cool. Now which one in here is the tim..."
Dec 29, 2025
Pending
To afford a European vacation, the couple should save 75% of their monthly 'fun' money for one month, then combine it with the next month's fun money to have a total of $4,000 for a three-week trip.
"You can honestly we not even close to that. Yeah. We're like under a thousand. Yeah. Exactly. So aft..."
Dec 29, 2025
Pending
Making difficult financial decisions in the present can lead to financial ease and freedom for the remainder of one's life.
"Making a few hard decisions today can actually mean you play for the rest of your life."
Dec 28, 2025
Correct
Adopting three financial challenges in 2026 will lead to life-changing improvements.
"Pick up three. Do the same in 2026. Life will change."
Dec 13, 2025
Pending
Aspires for viewers to be among the 5% who adopt 2-3 financial challenges to transform their lives.
"I want you to be the 5% that picks up to three challenges this year and changes your life."
Dec 13, 2025
Pending
Save double the amount saved in December 2025 during January 2026.
"You have to save double of whatever you saved in December 2025."
Dec 13, 2025
Pending
Completing at least three of the presented financial challenges will lead to significant personal financial success in 2026.
"if you choose even three out of these 10, you are going to be a rockstar in 2026."
Dec 13, 2025
Pending
Money should be used as a tool to generate more money, and it's essential to differentiate between income-generating assets and money-losing liabilities.
"And so you want to be able to use money in that way. The third thing would be now to really I mean I..."
Nov 22, 2025
Pending
Living a holistic life as a human being, not just focusing on finances, is essential for enjoying financial success. The bank account is only one aspect of life.
"And I think that will help you in other places as well. So it's not always you know finance is we ta..."
Nov 22, 2025
Pending
A fundamental requirement for success is the continuous willingness to learn.
"So the willingness to learn. You have to be willing to learn."
Nov 22, 2025
Pending
Focusing solely on finance is insufficient; living as a complete human being, with the bank account being just one facet, is necessary to truly enjoy financial success.
"And I think that will help you in other places as well. So it's not always you know finance is we ta..."
Nov 22, 2025
Pending
Intellectual growth and superior education stem from actively engaging with and reconciling contrasting ideas.
"But you have to be willing to listen to things that don't agree with one another. And that's in the ..."
Nov 22, 2025
Correct
Realizing that previously held beliefs about money, including loans, banks, education, jobs, and investing, were incorrect made it easier to embrace learning and consider contradictory perspectives.
"And I think that became significantly easier for me once I started learning about uh money because I..."
Nov 22, 2025
Unrated
Prioritizing spending on branded goods over savings and investments indicates a misplacement of financial priorities.
"If you got the name brand stuff, but you got no savings, you got no investments, you're doing someth..."
Nov 22, 2025
Correct
It is crucial to distinguish between assets that generate income and liabilities that deplete it.
"The third thing would be now to really I mean I know I talk about this a lot but you have to underst..."
Nov 22, 2025
Pending
Luxury purchases should only be made when one can genuinely afford them, after achieving financial richness, rather than before.
"But it's a matter of when can you actually afford it. You have to know when the right time is for yo..."
Nov 22, 2025
Pending
A purchasing affordability test is proposed: if one cannot afford to buy five of an item, they cannot afford to buy one, serving as a guideline for prudent spending.
"So, you know, you want to buy a a $1,000 phone, you want to buy a $1,000 watch. Okay, fine. Can you ..."
Nov 22, 2025
Pending
Money acts as a magnifier of one's character; having more money allows a good person to do more good and a bad person to do more bad.
"It's like fire. It's like fuel. It fuels your fire. If you're a good person and you have more money,..."
Nov 22, 2025
Pending
Intellect and superior education are found by engaging with and synthesizing disparate or opposing ideas.
"And that's in the middle is where you find intellect. That's where you find where where your best ed..."
Nov 22, 2025
Pending
A refusal to learn prevents personal growth, as growth necessitates challenging one's existing beliefs.
"And if if you're not willing to learn, you're not going to be willing to grow because you have to be..."
Nov 22, 2025
Pending
The speaker listens to audiobooks, including those with contradictory views, to learn from diverse perspectives, noting that English is their second language.
"And so, like, you know, if you listen like my I listen to audiobooks. I'm not a very good reader. En..."
Nov 22, 2025
Pending
A 75/15/10 financial plan is suggested: 75% maximum spending, 15% minimum investing, and 10% minimum saving for every dollar earned.
"And so one of the easiest things you can create your own is to follow something like a 751510 plan. ..."
Nov 22, 2025
Pending
A 'rule of five' is proposed for purchasing decisions: if you cannot afford to buy five of an item, you cannot truly afford to buy one.
"The rule that I would always say is follow something like my rule of five. If you can't buy five of ..."
Nov 22, 2025
Pending
Get-rich-quick schemes are generally scams. A balanced approach of patience in understanding the long-term process and impatience in driving daily action is key for financial success.
"So you have to be patient, but also impatient at the same time. patient in the sense that you have t..."
Nov 22, 2025
Correct
The combination of a strong mindset and the 'whatever it takes' attitude fosters discipline, enabling individuals to believe in their ability to achieve success from their current position.
"And so you first have to believe that somebody like you can do it from your position and know that h..."
Nov 22, 2025
Unrated
Believing in one's own capability, regardless of current circumstances, and committing to doing 'whatever it takes' is the foundational step towards achieving success.
"So you first have to believe that somebody like you can do it from your position and know that hey I..."
Nov 22, 2025
Pending
A fundamental requirement for success is the willingness to put in significant hard work.
"Uh, you have to be willing to work hard."
Nov 22, 2025
Pending
Discipline entails persistence through adversity; one must be prepared for things to go wrong and become difficult.
"And then your your discipline then is it's just like anything else. It's being willing to stick with..."
Nov 22, 2025
Correct
Discipline involves a willingness to put in the work; the notion of 'working smart' without 'working hard' is considered invalid and will limit success.
"So the discipline means that you're willing to put in work you know a lot of people say don't work h..."
Nov 22, 2025
Unrated
Successful individuals consistently put in significant hard work before learning to manage, delegate, optimize resources, scale, and manage their time effectively.
"I don't know anyone that didn't put in a lot of hard work for a period of time. Yeah. Until they lea..."
Nov 22, 2025
Pending
Discipline is defined as the willingness to work, and the idea of prioritizing 'working smart' over 'working hard' is considered false, as a lack of hard work significantly limits success and life opportunities.
"So the discipline means that you're willing to put in work you know a lot of people say don't work h..."
Nov 22, 2025
Pending
Initial hard work is a prerequisite for reaching a point where one can scale back and enjoy the rewards; consistent effort is essential.
"But they had to work hard at something in order to get there. Once you get there, now you can scale ..."
Nov 22, 2025
Pending
The 'whatever it takes' attitude, coupled with discipline and a willingness to learn, creates an unstoppable force for achieving goals.
"And then you have that I will do whatever it takes that discipline and then the willing to learn not..."
Nov 22, 2025
Unrated
Discipline involves perseverance through difficult times and setbacks, as challenges are an inevitable part of the journey.
"And then your your discipline then is it's just like anything else. It's being willing to stick with..."
Nov 22, 2025
Correct
A 75/15/10 plan is proposed: for every dollar earned, a maximum of 75% can be spent, with a minimum of 15% invested and 10% saved.
"And so one of the easiest things you can create your own is to follow something like a 751510 plan. ..."
Nov 22, 2025
Unrated