ilmscore | Prediction Details
"So, we're at 3 months right now, but we should be at 6 months. Double it. Double it. And then we can really just live that life you guys are ready to live. But you guys are so close. Don't give up a whole year for just a few more months of work, right? Right. And then everything after the sixth month is just gains. Just gains. Gains and living. Cuz actually with what I see the spending in here on fund after that six-month emergency fund is good. As long as you guys are contributing 20% to investing, I want you guys to basically triple quadruple the spending I see in here on fund. At a minimum. At a minimum. I want you guys to go on trips. I want you guys to live it up within that 30%. But your 30% stretches when you get the freedom. What's the household income again? We're at like 12,000 right now. Yeah. I mean 30% is incredible. 12 What the are we doing, right? I mean blowing $3,600 a month. Okay. You know what you can do? You can honestly we not even close to that. Yeah. We're like under a thousand. Yeah. Exactly. So after the sixmonth emergency fund, this is just for an example. What's What where have you guys gone before? Where where's your best like craziest trip you've ever done? Probably Vegas. Maybe. Same. Mhm. Okay. What you can do is save one month of that fund. Actually, save uh save 75% of that fund money and only spend the fund that you're kind of doing right now. Save 2,000. And then the next month, combine that 2,000 you saved from last month's fund spend and then that entire month of fund spend. Go on a threew week European vacation."
By Caleb Hammer | December 29, 2025 | Pending
From video
The Truth About Financial Audit 01:51:51 - 01:53:25
Interpreted Prediction
The couple has a 3-month emergency fund and should double it to 6 months. After that, with their income of $12,000/month, they can allocate 30% to needs, 20% to retirement, and 45% to wants, including trips. They can save for a European vacation by saving 75% of their monthly fun money one month and combining it with the next month's fun money.

Prediction Details

Topic
Financial Planning

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