Deb
Debt Payoff Timeline
Topic
N/A
Accuracy
Recent Predictions
Incorrect: 0
Pending: 44
Unrated: 0
Prediction
Author
Predicted at
Status
Video
With a monthly payment of $1,868 towards bad debt, it will be paid off in 9.5 months.
"With $1,868 going to it on a monthly basis, You pay it off in 9 and a half months."
Dec 17, 2025
Correct
The guest is projected to be debt-free in approximately 1.25 to 1.5 years if they follow the proposed budget.
"You'll be debt free in a year and a quarter. A year and a half."
Nov 19, 2025
Pending
The guest is projected to be debt-free in approximately 1.25 to 1.5 years if they adhere to the proposed budget.
"You'll be debtree in a year and a quarter. A year and a half."
Nov 19, 2025
Pending
The speaker is confident that all debt can be paid off by next summer, with the possibility of starting an emergency fund, but expresses overwhelm about future financial goals like retirement and home ownership.
"I'm fully confident that at the by next summer we could be completely out of debt and like clear pos..."
Nov 7, 2025
Pending
It is projected that by working hard for approximately five years, all debt (excluding the mortgage) can be paid off, allowing for financial independence by the time one child is nearing high school graduation.
"I mean, you can pay debt off in about 5 years. Your income will scale. It'll increase, but it's 5 ye..."
Oct 31, 2025
Pending
The guest is told that if they stop unnecessary spending like Raising Cane's and eating out, they could pay off their debt in a reasonable amount of time, but they are refusing to do so.
"If you don't even purchase, and it's just raising canes. It's nothing that's even necessary if it wa..."
Oct 17, 2025
Pending
The guest is told they can pay off their debt in two years and save for an emergency fund within 6-9 months, which would allow them to move to Dallas and potentially improve their financial situation.
"So, two years to pay off your debt. Can you do two years to pay go to Dallas? Listen, you can you ca..."
Oct 17, 2025
Pending
The guest's total minimum debt payments are $1,211.35, with their rent portion being $475.
"Your debt minimum payment is $1,211.35. What's your rent or your portion? $475."
Oct 17, 2025
Correct
The guest is advised to pay off debts starting with the smallest amounts, including Quicksilver, Platinum, car payment, Best Buy, and potentially medical debt.
"We just need to focus on smallest debts first. Quicksilver 39, Platinum 25, car 258.92, Best Buy $50..."
Oct 17, 2025
Pending
With a monthly debt payment of $682, it will take approximately 5 years to pay off the debt, but this could be reduced to around 4 years with a focused budget, potentially leading to a fully funded emergency fund in that timeframe.
"682 bucks on a monthly basis. 61 months, 5 years to pay it off. I think you could, you know, you'll ..."
Oct 10, 2025
Pending
A prediction that a loan with a balance of $3,863.86 at a 10% interest rate will be paid off over a significant period, with a minimum monthly payment of $226, implying a long-term repayment plan.
"So $3,863.86 is your minimum monthly payment with an interest rate of 10%. What am I looking at? Uh,..."
Sep 22, 2025
Correct
The combined non-mortgage debt is $113,631, and with the current payoff rate, it will take over 95 years to clear.
"We have $113,631 of debt, not including the mortgage, that will take $1,145 months to pay off."
Sep 22, 2025
Pending
It is predicted to take approximately 2.5 to 3 years to pay off the existing debt.
"Divided that by a,000. I mean, it's pretty basic math at that point, but that is 33 months. That is ..."
Sep 12, 2025
Pending
The couple can expect to be debt-free in 2.5 to 3 years if they budget effectively.
"But you're probably going to do this in like two and a half to three years. Just d buckle down. Just..."
Aug 25, 2025
Pending
With $2,000 allocated monthly towards debt, the remaining $27,973.90 in bad debt could be paid off in approximately 14 months, allowing for a more independent lifestyle.
"Divide that by the $2,000. Uh takes 14 months to pay off, just over a year. It's not that bad. You c..."
Jul 30, 2025
Pending
Based on minimum payments for an over-maxed credit card with a $8,437.83 balance, the speaker predicts it will take approximately 19 years to pay off, resulting in the individual being nearly 50 years old and still in debt.
"How long does this take to pay off if you make minimum monthly payments only without any purchases? ..."
Jul 23, 2025
Pending
A budget is proposed: $250 for rent (including utilities/internet), $200 for groceries (shared with mom), $100 for tea, $20 for other necessities, and $25 for subscriptions.
"Your rent's $250. Mhm. Okay. That includes utilities, internet, all that stuff, right? How does the ..."
Jul 16, 2025
Pending
The guest's minimum debt payments are $1,819.17, which is 40% of her income, due to overspending, a desire for a 'bougie' lifestyle, and worthless degrees. This forces her to live at home, and she should be kicked out to learn a lesson, possibly through bankruptcy.
"Your minimum payments... are $1,819.17. What a what? That's so horrible. That's 40% of your income b..."
Jul 16, 2025
Pending
The guest's minimum debt payments of $1,819.17 represent 40% of her income due to overspending, a desire for a 'bougie' lifestyle, and 'worthless degrees.' This forces her to live at home, and she should be kicked out to learn a lesson, possibly through bankruptcy.
"Your minimum payments... are $1,819.17. What a what? That's so horrible. That's 40% of your income b..."
Jul 16, 2025
Pending
Student loans below 4% interest rates are not a primary concern, especially when compared to the average graduate debt of $40,000. The guest's student loan debt is $8,813.40.
"The $8,813.40. It's not I don't want to use the it's not the worst cuz that's what you guys use for ..."
Jul 16, 2025
Pending
If the guest budgets effectively, it will take 22 months to pay off her debt, 2 years to build a fully funded emergency fund, and 2.5 years to become an adult and move out.
"Uh, at the current rate if you actually budget which I honestly don't think you will cuz you're stuc..."
Jul 16, 2025
Pending
Paying off a $1400 debt with a $69 minimum payment will take 8 years, while paying $300/month would take less time.
"If I paid $300 a month... That would pay it off in a certain amount of time. So would your minimum m..."
Jul 16, 2025
Pending
With disciplined budgeting, the guest's total debt could be paid off in approximately 22 months.
"Uh, at the current rate if you actually budget which I honestly don't think you will cuz you're stuc..."
Jul 16, 2025
Pending
The speaker presents an optimized debt payoff scenario of 28 months (2 years and 3 months) as a better, more beneficial outcome for family and potential marriage.
"That is 28 months. That takes 2 years and one quarter. That sounds better for the sake of our childr..."
Jun 27, 2025
Pending
Based on a proposed budget, the speaker calculates a debt payoff timeline of 35 months, deeming it an improvement and acceptable.
"That takes 35 months. That is substantially better. That is 3 years. Not great, but better and accep..."
Jun 27, 2025
Pending
With approximately $8,618 in debt and an extra $233 available for payments, it will take 3 years to pay off the debt, which is considered a long time due to a lack of financial respect.
"8,61854 of bad debt divided by your extra 233. That's it. You have no respect for the dollar cuz you..."
Jun 18, 2025
Pending
Without significant changes, the current debt will take 12 years to pay off, and bankruptcy is considered as a potentially quicker alternative for some debts.
"Uh, but right now it's a 12-year process, which I would rather go through bankruptcy and clear a lot..."
Jun 16, 2025
Pending
Without significant changes, the current debt will take 12 years to pay off, and bankruptcy is considered as a potentially quicker alternative for some debts.
"Uh, but right now it's a 12-year process, which I would rather go through bankruptcy and clear a lot..."
Jun 16, 2025
Pending
Another credit card will take 3 years to pay off if only minimum payments are made.
"This one's 3 years to pay off."
Jun 13, 2025
Pending
A specific credit card will take 3 years to pay off if only minimum payments are made and no further purchases are made.
"How long does this take to pay off if we only do minimum monthly payments and we don't do any purcha..."
Jun 13, 2025
Pending
A specific credit card will take 10 years to pay off if only minimum payments are made and no further purchases are made.
"10 years to pay off if you don't purchase, which you're incapable of."
Jun 13, 2025
Pending
A specific credit card will take 7 years to pay off if only minimum payments are made.
"7 years to pay off"
Jun 13, 2025
Pending
A specific credit card balance will take 17 years to pay off if only minimum payments are made and no further purchases are made.
"17 years to pay off at the record you at the rate you were going."
Jun 13, 2025
Pending
A specific credit card will take 10 years to pay off if only minimum payments are made and no further purchases are made.
"10 years to pay off"
Jun 13, 2025
Pending
There is a projected timeline of 2.5 years to pay off $37,582 in bad debt, followed by an additional 6 months to build an emergency fund, leading to greater financial independence.
"It's going to take 31 months, which is okay. 2 and 1/2 years. Then call total of 3 years to get a fu..."
Jun 11, 2025
Pending
Current debt levels will take 86 months (over 7 years) to pay off, suggesting a need to increase income or consider bankruptcy if behavior doesn't change.
"it's going to take 86 months to pay off the debt. Pick up as many extra miles, trips, whatever you c..."
Jun 4, 2025
Pending
Based on current spending and income, it will take 86 months to pay off the guest's existing debt.
"this is going to take 86 months to pay off the debt."
Jun 4, 2025
Pending
A specific credit card balance will take 31 years to pay off if only minimum payments are made and no further purchases are added.
"This also takes 31 years to pay off without purchasing a single thing on it throughout that 31 years..."
Jun 2, 2025
Pending
A specific credit card balance will take 31 years to pay off if only minimum payments are made and no further purchases are added.
"This also takes 31 years to pay off without purchasing a single thing on it throughout that 31 years..."
Jun 2, 2025
Pending
A debt-free goal of seven years is presented as achievable, contingent on increasing income and eliminating all non-essential spending like dining out.
"We can pay it off in about seven years. He needs to up that income. Okay? And and you can no longer ..."
May 21, 2025
Pending
The speaker suggests that with an additional $500 net income per month from the husband, the debt payoff timeline could be reduced to approximately seven years.
"If we do that plus an extra $500 a month net from the husband uh that I mean with that that gets us ..."
May 21, 2025
Pending
The speaker estimates that paying off $80,000 in bad debt at the current rate will take 160 months, or 13 years.
"80,000 of bad debt. 160 months. 13 years. Pretty brutal. Okay, a couple options."
May 21, 2025
Pending
A debt balance of under $2,000 is projected to take 12 years to pay off, considering interest and minimum payments.
"How long do you think this takes to pay off? So, um I'm thinking like 2 years, huh? Add 10 to that. ..."
May 16, 2025
Pending
A debt of under $2,000, with interest and minimum payments, is projected to take 12 years to pay off. This highlights the significant impact of interest and minimum payment strategies on long-term debt reduction.
"So, um I'm thinking like 2 years, huh? Add 10 to that. It's a 12-year thing for under 2,000. Really?..."
May 16, 2025
Pending
It is projected to take 35 months to eliminate debt and then an additional period to build a fully funded emergency fund.
"35 months, just under 3 years, 6 months to get a fully funed emergency fund after that."
May 16, 2025
Pending
Prediction that a debt of under $2,000 will take 12 years to pay off due to interest and minimum payments.
"So um I'm thinking like 2 years, huh? Add 10 to that. It's a 12-year thing for under 2,000."
May 16, 2025
Pending
The speaker criticizes the individual's choice not to address debt, attributing it to entitlement and spoiled behavior, which will jeopardize their future.
"This is the easiest dumb thing. You just choose not to cuz you feel like you deserve it. You're enti..."
May 16, 2025
Pending