ilmscore | Financial Score Predictions
N/A
Accuracy

Recent Predictions

Total: 21
Correct: 1
Incorrect: 0
Pending: 20
Unrated: 5
Prediction
Author
Predicted at
Status
Video
Before a career change, the couple should focus on getting a fully funded emergency fund, paying off credit cards and car debt. If they decide to switch careers, they should prioritize getting rid of financial risks. Career assessments and conversations with each other and themselves are recommended to determine priorities.
"You're going to have to gear whatever next resume towards taking skills you had from these jobs to g..."
Dec 29, 2025
Pending
The couple's financial score is currently 6/10, with potential to reach 8/10 after fully funding their emergency fund and dealing with remaining debts. Key areas for improvement are the emergency fund (currently 5/10) and retirement savings (2/10).
"We were one first time spending in a budget. We were five. I don't remember. You were definitely spe..."
Dec 29, 2025
Pending
The speaker's financial score increased from 0.5 to 2.5 out of 10. Key areas of improvement include income (which increased significantly due to a new job), emergency fund (now $3,000), and retirement savings (now around $20,000, with a goal of $60,000). Areas needing improvement include debt (collections and high-interest loans like Thousand Trails), real estate (the campground loan), and overall spending behavior despite increased income.
"Okay, Hammer financial score. Remember, join us in the post show before I give the Hammer financial ..."
Dec 22, 2025
Pending
The guest received a Hammer financial score of 1.5 out of 10.
"Hammer financial score 1.5 out of 10."
Dec 17, 2025
Unrated
The guest received a financial score of 2 out of 10.
"I'm sorry, but your score is a 2 out of 10. You've got to do better."
Dec 5, 2025
Unrated
A prediction of a 'one out of 10' Hammer financial score, indicating an extremely poor financial health.
"Hammer financial score. I mean, yeah. One out of 10."
Nov 10, 2025
Pending
A prediction of a 'one out of 10' Hammer financial score for the couple, indicating a very poor financial standing.
"Hammer financial score. I mean, yeah. One out of 10."
Nov 10, 2025
Unrated
The guest's Hammer Financial Score is predicted to be 0 out of 10 across multiple categories including spending, debt, emergency fund, retirement, and real estate.
"Spending your budget, overspend, 0 out of 10. Uh, debt. I mean, yeah. I mean, there is there's the $..."
Oct 15, 2025
Pending
The individual's financial score is assessed as 0 out of 10 across multiple categories including spending, debt, emergency fund, retirement, and real estate.
"Spending your budget, overspend, 0 out of 10. Uh, debt. I mean, yeah. I mean, there is there's the $..."
Oct 15, 2025
Pending
The household received a low financial score of 2 out of 10, reflecting poor performance in areas like overspending, debt management, and emergency fund creation.
"Our overall Hammer Financial Score is a 2 out of 10 due to overspending, debt, and lack of emergency..."
Sep 22, 2025
Correct
A prediction that the household's overall financial score, based on the Hammer Financial assessment, is a low 2 out of 10.
"It's going to be a Hammer financial score just barely rounded up to a two out of 10."
Sep 22, 2025
Pending
The overall financial health of the household is rated at a very low 2 out of 10.
"Hammer Financial Score rounded up two out of 10."
Sep 19, 2025
Unrated
The individual's overall Hammer Financial Score is a 1 out of 10, with low scores in spending, emergency fund, retirement, and real estate, indicating significant financial challenges.
"So I'll give you a 1 out of 10. Emergency fund. It's going down, but you're at about a 2 out of 10 w..."
Sep 5, 2025
Pending
A "Hammer Financial Score" will be implemented, with a hypothetical guest receiving a score of 0.5 out of 10.
"Hammer Financial Score, we're going to round you up to a.5 out of 10."
Sep 3, 2025
Unrated
The individual's overall financial score is calculated to be 0.5 out of 10, with specific scores of 0 for spending/budgeting, debt (excluding taxes), emergency fund/savings, and real estate, and a 1 for retirement/life insurance.
"Spending a budget over spend. 0 out of 10. Debt, no collections, but as bad as you can get without a..."
Aug 22, 2025
Pending
The individual self-assesses her financial score as a zero out of ten.
"What do you think your financial score is? 0 to 10. Zero being the worst, 10 being the best. What do..."
Aug 22, 2025
Pending
The guest received a financial score of 2/10 for debt, 1/10 for emergency fund, 1/10 for retirement, and 5/10 for real estate, reflecting significant financial challenges.
"I'm going to give her her financial score, but just submit that reimbursement and I pay for your $10..."
Jul 25, 2025
Pending
The speaker's financial score is a 1 out of 10, with low scores for debt (2/10), emergency fund (0/10), retirement (0/10), and real estate (0/10).
"Spending in a budget, you technically spend under what you make surprisingly, but none of it went to..."
Jun 6, 2025
Pending
The speaker predicts a combined financial score of three out of ten for the household.
"Hammer financial score rounded up three out of 10."
May 30, 2025
Pending
Host estimates the guest's current financial score to be a 2.
"Probably a two."
May 14, 2025
Pending
Guest claims her financial score was a 9 a month ago, before recent financial decisions.
"Two months. A month ago, like when I applied, I was a nine."
May 14, 2025
Pending