Graham Stephan

Individuals who switch jobs every two years will, on average, earn 50% more over their career than those who stay at the same company.

it's shown that if you were to switch a job every other year basically use your position to get something even better you're going to make on average 50% more than the person who just stays at the same company and gets pay raises

2 years ago Correct

Individuals who switch jobs every two years will, on average, earn 50% more over their career than those who stay at the same company.

it's shown that if you were to switch a job every other year basically use your position to get something even better you're going to make on average 50% more than the person who just stays at the same company and gets pay raises

Correct

In the short term, banks will likely continue to scale back lending, making it harder to obtain real estate loans, despite potential long-term investment opportunities for good deals.

I personally believe that if you find a good deal real estate could still be a great opportunity but short term we'll probably continue to see Banks scaling back and making it more difficult to get a loan.

2 years ago Correct

In the short term, banks will likely continue to scale back lending, making it harder to obtain real estate loans, despite potential long-term investment opportunities for good deals.

I personally believe that if you find a good deal real estate could still be a great opportunity but short term we'll probably continue to see Banks scaling back and making it more difficult to get a loan.

Correct

Banks are expected to reduce lending and become more cautious, making it more difficult for individuals to secure loans for homes, cars, or other purposes.

Because of that banks are likely to scale back on their lending be way more cautious about who they lend money to and to you personally that affect you the next time you go and apply for a house a car or try to use any of the bank's money.

2 years ago Incorrect

Banks are expected to reduce lending and become more cautious, making it more difficult for individuals to secure loans for homes, cars, or other purposes.

Because of that banks are likely to scale back on their lending be way more cautious about who they lend money to and to you personally that affect you the next time you go and apply for a house a car or try to use any of the bank's money.

Incorrect

Within the next year, 25% of office building loans will mature, and due to a five-fold increase in interest rates compared to a year prior, ownership costs for these properties will substantially increase.

This is also happening at the same time that 25% of office building loans are coming due in the next year and with rates now five times higher than they were a year ago ownership costs are going to go a lot higher.

2 years ago Incorrect

Within the next year, 25% of office building loans will mature, and due to a five-fold increase in interest rates compared to a year prior, ownership costs for these properties will substantially increase.

This is also happening at the same time that 25% of office building loans are coming due in the next year and with rates now five times higher than they were a year ago ownership costs are going to go a lot higher.

Incorrect

By 2026, a third of all office leases will expire, leading to higher vacancies and significantly lower rents in the office space sector.

The Atlantic even called this out 8 months ago saying that the next Crisis will start with empty Office Buildings and pointing to the fact that a third of all office leases are expiring by 2026 from there we could expect higher vacancies significantly lower rents or boats.

2 years ago Incorrect

By 2026, a third of all office leases will expire, leading to higher vacancies and significantly lower rents in the office space sector.

The Atlantic even called this out 8 months ago saying that the next Crisis will start with empty Office Buildings and pointing to the fact that a third of all office leases are expiring by 2026 from there we could expect higher vacancies significantly lower rents or boats.

Incorrect

Contagion from financially distressed commercial real estate properties will likely spread throughout the market, leading to further value declines and a broader downtrend valuation spiral due to distressed sales impacting nearby property values.

The risk in this case is that it's quite easy for contagion to spread throughout the rest of the market and cause values to decline even further after all sales of financially distressed properties can red market value of nearby properties and lead to a broader downtrend valuation spiral.

2 years ago Correct

Contagion from financially distressed commercial real estate properties will likely spread throughout the market, leading to further value declines and a broader downtrend valuation spiral due to distressed sales impacting nearby property values.

The risk in this case is that it's quite easy for contagion to spread throughout the rest of the market and cause values to decline even further after all sales of financially distressed properties can red market value of nearby properties and lead to a broader downtrend valuation spiral.

Correct

Regional banks are likely to face difficulties in collecting commercial real estate loans, as increasing interest rates will lead to lower property valuations and higher required returns for investors.

Regional Banks could have problems collecting on these loans after all commercial real estate values are almost entirely dependent on two factors how much a property earns and how high interest rates are in this case the higher the rates the higher the return an investor needs for the deal to make sense and as a result values drop.

2 years ago Correct

Regional banks are likely to face difficulties in collecting commercial real estate loans, as increasing interest rates will lead to lower property valuations and higher required returns for investors.

Regional Banks could have problems collecting on these loans after all commercial real estate values are almost entirely dependent on two factors how much a property earns and how high interest rates are in this case the higher the rates the higher the return an investor needs for the deal to make sense and as a result values drop.

Correct

Federal Reserve rate cuts are realistically expected to occur towards the middle of 2024.

the more time that goes on the more it's looking like realistically it'll probably happen towards the middle of the year

2 years ago Incorrect

Federal Reserve rate cuts are realistically expected to occur towards the middle of 2024.

the more time that goes on the more it's looking like realistically it'll probably happen towards the middle of the year

Incorrect

2024 is anticipated to be a 'pivot year' where home builders will address pent-up demand for single-family and multi-family housing, increasing market supply.

it's also anticipated that 2024 is going to be what's called a pivot year where home builders meet the pent up demand for single family and multif family housing adding some much needed Supply back on the market

2 years ago Correct

2024 is anticipated to be a 'pivot year' where home builders will address pent-up demand for single-family and multi-family housing, increasing market supply.

it's also anticipated that 2024 is going to be what's called a pivot year where home builders meet the pent up demand for single family and multif family housing adding some much needed Supply back on the market

Correct

National home prices are forecasted to increase by 2.8% in 2024 and 2% in 2025.

We forecast home prices to increase 2.8% in 2024 and 2% in 2025 nationally.

2 years ago Incorrect

National home prices are forecasted to increase by 2.8% in 2024 and 2% in 2025.

We forecast home prices to increase 2.8% in 2024 and 2% in 2025 nationally.

Incorrect

The impact of the lagging housing indicator on inflation will likely not be reflected in reported inflation figures towards the middle or end of 2024.

a large portion of that increase is based on a lagging indicator that's already shown to be declining and it's probably not going to show up towards the middle or end of this year

2 years ago Incorrect

The impact of the lagging housing indicator on inflation will likely not be reflected in reported inflation figures towards the middle or end of 2024.

a large portion of that increase is based on a lagging indicator that's already shown to be declining and it's probably not going to show up towards the middle or end of this year

Incorrect

US stocks are statistically more likely to experience consistent gains or gains rather than losses after reaching all-time highs, based on historical data since 1950 (excluding 2007).

statistically we're more likely to see stocks having consistent gains or at least we're more likely to see gains than we are losses

2 years ago Correct

US stocks are statistically more likely to experience consistent gains or gains rather than losses after reaching all-time highs, based on historical data since 1950 (excluding 2007).

statistically we're more likely to see stocks having consistent gains or at least we're more likely to see gains than we are losses

Correct

Bitcoin price will continue to increase due to limited supply after the halving event.

there might just not be enough Bitcoin to go around for everybody without the price continuing to go up

2 years ago Correct

Bitcoin price will continue to increase due to limited supply after the halving event.

there might just not be enough Bitcoin to go around for everybody without the price continuing to go up

Correct

The Federal Reserve's first interest rate cut will not have a significant impact on buyers in the housing market.

for buyers this First Rate cut isn't going to have that large of an impact

1 year ago Correct

The Federal Reserve's first interest rate cut will not have a significant impact on buyers in the housing market.

for buyers this First Rate cut isn't going to have that large of an impact

Correct

Mortgage rates will only decrease from 6.47% to 6.3% immediately following the recent Federal Reserve rate cut.

but the mortgages we're likely to see are only going to be reduced from 6.47% to 6.3% with the recent cut

1 year ago Incorrect

Mortgage rates will only decrease from 6.47% to 6.3% immediately following the recent Federal Reserve rate cut.

but the mortgages we're likely to see are only going to be reduced from 6.47% to 6.3% with the recent cut

Incorrect

Even with an initial rate cut, the Federal Reserve will proceed slowly, resulting in higher interest rates persisting for longer than anticipated (1.5 to 2 years for normalization), eventually reaching approximately 3.1%.

I personally believe that even if we do see a rate cut they're going to take it extremely slow only cut when they're 100% certain that it's the right time and that most likely means we're going to see higher interest rates for longer than people expect it's not just going to be a quick race to the bottom I just think this is probably going to be something that'll take another year and a half to 2 years to normalize or at least get to a point where the Federal Reserve rate hovers somewhere around 3.1%

1 year ago Incorrect

Even with an initial rate cut, the Federal Reserve will proceed slowly, resulting in higher interest rates persisting for longer than anticipated (1.5 to 2 years for normalization), eventually reaching approximately 3.1%.

I personally believe that even if we do see a rate cut they're going to take it extremely slow only cut when they're 100% certain that it's the right time and that most likely means we're going to see higher interest rates for longer than people expect it's not just going to be a quick race to the bottom I just think this is probably going to be something that'll take another year and a half to 2 years to normalize or at least get to a point where the Federal Reserve rate hovers somewhere around 3.1%

Incorrect

The proposed Nationwide rent control legislation will not pass through Congress.

realistically none of this is going to be passing through Congress and it's purely political posturing to try to either gain votes or make the other side look bad

1 year ago Correct

The proposed Nationwide rent control legislation will not pass through Congress.

realistically none of this is going to be passing through Congress and it's purely political posturing to try to either gain votes or make the other side look bad

Correct

Any increased tariffs implemented by the next administration will likely not be as severe as initially proposed, as the proposals are a negotiation tactic.

I tend to think that this is more of a negotiation tactic and if we do see increased tariffs it's probably not going to be as severe as he initially proposes

1 year ago Correct

Any increased tariffs implemented by the next administration will likely not be as severe as initially proposed, as the proposals are a negotiation tactic.

I tend to think that this is more of a negotiation tactic and if we do see increased tariffs it's probably not going to be as severe as he initially proposes

Correct

Broad-scale tariffs will lead to increased consumer prices and negatively impact all income groups.

on a broad scale it seems like every piece of data suggests that they're a bad idea they wind up raising prices and having a negative impact on all income groups

1 year ago Correct

Broad-scale tariffs will lead to increased consumer prices and negatively impact all income groups.

on a broad scale it seems like every piece of data suggests that they're a bad idea they wind up raising prices and having a negative impact on all income groups

Correct

It will be impossible to fund the US government solely through tariffs, making the elimination of federal income tax based on tariffs not feasible in the future.

This suggests that it's pretty much impossible to fund the government on tariffs alone and any thinking of eliminating the federal income tax is just wishful thing

1 year ago Correct

It will be impossible to fund the US government solely through tariffs, making the elimination of federal income tax based on tariffs not feasible in the future.

This suggests that it's pretty much impossible to fund the government on tariffs alone and any thinking of eliminating the federal income tax is just wishful thing

Correct

Chase Bank will likely take all available measures, including filing lawsuits and pursuing criminal charges, to recover funds stolen through the 'infinite money glitch' if not returned within a reasonable timeframe.

most likely Chase Bank is going to do everything at their disposal to retrieve the money that was stolen and if the money is not returned within a certain time frame they have the resources to file lawsuits and go after people criminally

1 year ago Correct

Chase Bank will likely take all available measures, including filing lawsuits and pursuing criminal charges, to recover funds stolen through the 'infinite money glitch' if not returned within a reasonable timeframe.

most likely Chase Bank is going to do everything at their disposal to retrieve the money that was stolen and if the money is not returned within a certain time frame they have the resources to file lawsuits and go after people criminally

Correct

The stock market will continually reach new all-time highs over time as the economy grows.

we'll continually hit new all-time highs as the market and economy grows hopefully

1 year ago Correct

The stock market will continually reach new all-time highs over time as the economy grows.

we'll continually hit new all-time highs as the market and economy grows hopefully

Correct

Many more companies will adopt Bitcoin in 2025.

Bitcoin is certainly going to be a very hot topic for 2025 and I have a feeling that many more companies will soon begin to adopt it

1 year ago Correct

Many more companies will adopt Bitcoin in 2025.

Bitcoin is certainly going to be a very hot topic for 2025 and I have a feeling that many more companies will soon begin to adopt it

Correct

Bitcoin is likely at or near a market top, indicated by widespread mainstream interest.

my mom recently asked me if I heard of Bitcoin and whether or not she should buy in that's probably a top signal I hate to say that but uh you know it is what it is

1 year ago Correct

Bitcoin is likely at or near a market top, indicated by widespread mainstream interest.

my mom recently asked me if I heard of Bitcoin and whether or not she should buy in that's probably a top signal I hate to say that but uh you know it is what it is

Correct

The effectiveness of public spending on homelessness initiatives in California is unlikely to improve in the near future (1-2 years) unless an independent third party is established to oversee the allocation and expenditure of funds.

I just think until there's an independent third party overseeing exactly where the money is spent I can't imagine it changing anytime soon

1 year ago Incorrect

The effectiveness of public spending on homelessness initiatives in California is unlikely to improve in the near future (1-2 years) unless an independent third party is established to oversee the allocation and expenditure of funds.

I just think until there's an independent third party overseeing exactly where the money is spent I can't imagine it changing anytime soon

Incorrect

The problem of homelessness, particularly that linked to addiction and mental illness, is very likely to persist in California over the coming years, even with continued financial investment, due to policies allowing individuals to refuse assistance.

and that means the problem is very likely to persist regardless of how much money you spend

1 year ago Incorrect

The problem of homelessness, particularly that linked to addiction and mental illness, is very likely to persist in California over the coming years, even with continued financial investment, due to policies allowing individuals to refuse assistance.

and that means the problem is very likely to persist regardless of how much money you spend

Incorrect

If Proposition 36 is passed, the $950 threshold for shoplifting being classified as a misdemeanor will be significantly lowered, leading to shoplifting being counted as a felony more frequently.

shoplifting rules will change from $950 free that will ramp significantly downward and be counted as felonies more often

1 year ago Correct

If Proposition 36 is passed, the $950 threshold for shoplifting being classified as a misdemeanor will be significantly lowered, leading to shoplifting being counted as a felony more frequently.

shoplifting rules will change from $950 free that will ramp significantly downward and be counted as felonies more often

Correct

The recently signed bills by Gavin Newsome aimed at cracking down on shoplifting and retail theft will not make a significant difference in reducing crime within the next 1-2 years.

I would just be shocked if this made any difference

1 year ago Incorrect

The recently signed bills by Gavin Newsome aimed at cracking down on shoplifting and retail theft will not make a significant difference in reducing crime within the next 1-2 years.

I would just be shocked if this made any difference

Incorrect

Existing homeowner insurance costs are unlikely to decrease in the short term (1-2 years) due to higher building costs.

Existing homeowners are paying 21% more for insurance than they did just a few years ago. Again, due to higher building costs, and in the short term, that's unlikely to change anytime soon.

1 year ago Correct

Existing homeowner insurance costs are unlikely to decrease in the short term (1-2 years) due to higher building costs.

Existing homeowners are paying 21% more for insurance than they did just a few years ago. Again, due to higher building costs, and in the short term, that's unlikely to change anytime soon.

Correct

If employment numbers continue to trend lower, the Federal Reserve will likely implement a series of interest rate cuts throughout 2025 to stimulate the economy.

if this continues we're most likely going to see a series of rate Cuts throughout 2025 as a way to spark up the economy

1 year ago Correct

If employment numbers continue to trend lower, the Federal Reserve will likely implement a series of interest rate cuts throughout 2025 to stimulate the economy.

if this continues we're most likely going to see a series of rate Cuts throughout 2025 as a way to spark up the economy

Correct

The Federal Reserve will likely implement one more interest rate cut of 25 basis points by the end of 2024.

all of this suggests that we're probably going to see one more rate cut throughout the end of the year most likely to the tune of 25 basis points

1 year ago Correct

The Federal Reserve will likely implement one more interest rate cut of 25 basis points by the end of 2024.

all of this suggests that we're probably going to see one more rate cut throughout the end of the year most likely to the tune of 25 basis points

Correct

Housing units subject to rent control in California will permanently remain off the open market due to tenants never vacating.

once a place is rank control that person will never leave so that housing will never be on the market again

1 year ago Incorrect

Housing units subject to rent control in California will permanently remain off the open market due to tenants never vacating.

once a place is rank control that person will never leave so that housing will never be on the market again

Incorrect

Homelessness and related spending in Santa Monica will continue to increase over time, leading to a worsening of overall conditions in the city.

it just seems to get more and more as as time goes on and more homeless more spending on it but everything's getting worse

1 year ago Correct

Homelessness and related spending in Santa Monica will continue to increase over time, leading to a worsening of overall conditions in the city.

it just seems to get more and more as as time goes on and more homeless more spending on it but everything's getting worse

Correct

Each unit in the planned affordable housing project for the homeless in Santa Monica (replacing a parking structure) is projected to cost approximately $1 million upon completion.

every unit that's going to be built here for the homeless is going to cost about $1 million

1 year ago Correct

Each unit in the planned affordable housing project for the homeless in Santa Monica (replacing a parking structure) is projected to cost approximately $1 million upon completion.

every unit that's going to be built here for the homeless is going to cost about $1 million

Correct

The Federal Reserve is signaling the potential for only one interest rate cut in 2024 (as per Federal Reserve projections).

they're signaling the potential of only one rate cut in 2024

1 year ago Incorrect

The Federal Reserve is signaling the potential for only one interest rate cut in 2024 (as per Federal Reserve projections).

they're signaling the potential of only one rate cut in 2024

Incorrect

The unemployment rate will increase to 4.2% in 2025 (as per Federal Reserve projections).

they believe that the unemployment rate is going to uptick slightly in 2025 to 4.2%

1 year ago Correct

The unemployment rate will increase to 4.2% in 2025 (as per Federal Reserve projections).

they believe that the unemployment rate is going to uptick slightly in 2025 to 4.2%

Correct

Core inflation will fall to 2.3% by the end of 2025 (as per Federal Reserve projections).

falling to 2.3 % by the end of 2025

1 year ago Incorrect

Core inflation will fall to 2.3% by the end of 2025 (as per Federal Reserve projections).

falling to 2.3 % by the end of 2025

Incorrect

Core inflation will subside to 2.8% by the end of 2024 (as per Federal Reserve projections).

they forecast core inflation subsiding to 2.8% by the end of the year

1 year ago Incorrect

Core inflation will subside to 2.8% by the end of 2024 (as per Federal Reserve projections).

they forecast core inflation subsiding to 2.8% by the end of the year

Incorrect

Median housing prices in the US will rise by 6% from June 2024 to the end of 2024 (as per Zillow).

Zillow has just revised her 2024 prediction and they forecast that housing prices will only rise 6% for the rest of 2024

1 year ago Incorrect

Median housing prices in the US will rise by 6% from June 2024 to the end of 2024 (as per Zillow).

Zillow has just revised her 2024 prediction and they forecast that housing prices will only rise 6% for the rest of 2024

Incorrect

The first Federal Reserve interest rate cut will not occur before September 2024.

there's still no reason to think that a First Rate cut will come any earlier than September

1 year ago Correct

The first Federal Reserve interest rate cut will not occur before September 2024.

there's still no reason to think that a First Rate cut will come any earlier than September

Correct

Biden's latest tax proposals are realistically going nowhere and are unlikely to pass through Congress.

the likelihood of this actually passing because realistically it's going nowhere and a lot would have to happen for this to actually get pushed through

2 years ago Correct

Biden's latest tax proposals are realistically going nowhere and are unlikely to pass through Congress.

the likelihood of this actually passing because realistically it's going nowhere and a lot would have to happen for this to actually get pushed through

Correct

Taxing unrealized capital gains, as proposed, will be an impossible tax to implement due to fundamental legal challenges, specifically concerning the 16th Amendment and past Supreme Court rulings requiring an actual transfer of rights for taxation.

taxing unrealized capital gains is going to be an impossible tax the Supreme Court previously ruled that under the 16th Amendment there must be some actual transfer of Rights before Congress can even tax appreciation is income and it'll be a massive waste of resources for everybody involved if they actually went through with this

2 years ago Correct

Taxing unrealized capital gains, as proposed, will be an impossible tax to implement due to fundamental legal challenges, specifically concerning the 16th Amendment and past Supreme Court rulings requiring an actual transfer of rights for taxation.

taxing unrealized capital gains is going to be an impossible tax the Supreme Court previously ruled that under the 16th Amendment there must be some actual transfer of Rights before Congress can even tax appreciation is income and it'll be a massive waste of resources for everybody involved if they actually went through with this

Correct

The NAR settlement will significantly increase competition among buyer agents after its implementation (after July 2024).

but I do think it's going to promote a lot more competition between buyer agents who previously could skirt away doing the bare minimum not So Much Anymore

2 years ago Incorrect

The NAR settlement will significantly increase competition among buyer agents after its implementation (after July 2024).

but I do think it's going to promote a lot more competition between buyer agents who previously could skirt away doing the bare minimum not So Much Anymore

Incorrect

The NAR settlement will not cause housing prices to decrease after its implementation (after July 2024).

no I don't think this is going to do anything to bring down housing prices

2 years ago Correct

The NAR settlement will not cause housing prices to decrease after its implementation (after July 2024).

no I don't think this is going to do anything to bring down housing prices

Correct

Buyer agent commissions will likely be included in the offer and rolled into the home's selling price, rather than paid directly out of pocket by buyers, once the settlement changes take effect (after July 2024).

one I believe that buyers probably wouldn't want to pay a cost like this out of pocket especially when so many buyers are cash strapped to begin with this means that any commissions simply get written into the offer and then baked into the selling price that they ultimately pay

2 years ago Correct

Buyer agent commissions will likely be included in the offer and rolled into the home's selling price, rather than paid directly out of pocket by buyers, once the settlement changes take effect (after July 2024).

one I believe that buyers probably wouldn't want to pay a cost like this out of pocket especially when so many buyers are cash strapped to begin with this means that any commissions simply get written into the offer and then baked into the selling price that they ultimately pay

Correct

Money needed in the next 1-3 years, if placed in a savings account, money market fund, or treasury, is guaranteed not to lose principal.

if I know I need the money in the next one to three years for something like a down payment or paying taxes or another use I won't invest the money instead I'll just throw it into a savings account money market fund or treasury earning about 5% and I'll keep it there sure I could miss out on potential gains in the market but it also guarantees that I'm not going to lose money

2 years ago Incorrect

Money needed in the next 1-3 years, if placed in a savings account, money market fund, or treasury, is guaranteed not to lose principal.

if I know I need the money in the next one to three years for something like a down payment or paying taxes or another use I won't invest the money instead I'll just throw it into a savings account money market fund or treasury earning about 5% and I'll keep it there sure I could miss out on potential gains in the market but it also guarantees that I'm not going to lose money

Incorrect

Investing $100 per month (as compared to the previous example, implying the 'very same $100 a month') from age 25 to 65 at an average 8% annual return will accumulate approximately $361,000.

if you start investing that very same $10000 a month just 5 years later at the the age of 25 by the time you're 65 that amount will have only turned into $361,000

2 years ago Correct

Investing $100 per month (as compared to the previous example, implying the 'very same $100 a month') from age 25 to 65 at an average 8% annual return will accumulate approximately $361,000.

if you start investing that very same $10000 a month just 5 years later at the the age of 25 by the time you're 65 that amount will have only turned into $361,000

Correct

Jerome Powell predicts there will be bank failures in the coming years due to commercial real estate losses.

I'm sure there will be bank failures

2 years ago Incorrect

Jerome Powell predicts there will be bank failures in the coming years due to commercial real estate losses.

I'm sure there will be bank failures

Incorrect

The Federal Reserve expects three rate cuts in 2024, bringing the federal funds rate to 4.6% by year-end, and eventually tapering down to a long-term rate of 2.6%.

they're still expecting the full three rate Cuts this year ending at 4.6% and then slowly tapering off off until eventually they reach a long-term federal funds rate of 2.6%

2 years ago Incorrect

The Federal Reserve expects three rate cuts in 2024, bringing the federal funds rate to 4.6% by year-end, and eventually tapering down to a long-term rate of 2.6%.

they're still expecting the full three rate Cuts this year ending at 4.6% and then slowly tapering off off until eventually they reach a long-term federal funds rate of 2.6%

Incorrect

Increasing single-family home rents are likely to positively impact overall inflation later in 2024.

This is also likely to have an impact on inflation later this year since shelter makes up a thir to the overall index

2 years ago Correct

Increasing single-family home rents are likely to positively impact overall inflation later in 2024.

This is also likely to have an impact on inflation later this year since shelter makes up a thir to the overall index

Correct

Home prices in Denver are projected to decline by 5.1% in 2024.

Denver at 5.1%

2 years ago Incorrect

Home prices in Denver are projected to decline by 5.1% in 2024.

Denver at 5.1%

Incorrect

Home prices in Dallas are projected to decline by 8.4% in 2024.

Dallas at 8.4%

2 years ago Incorrect

Home prices in Dallas are projected to decline by 8.4% in 2024.

Dallas at 8.4%

Incorrect

Home prices in St. Louis are projected to decline by 11% in 2024.

St Louis at an 11% drop

2 years ago Incorrect

Home prices in St. Louis are projected to decline by 11% in 2024.

St Louis at an 11% drop

Incorrect

Home prices in Austin are projected to decline by 12.2% in 2024.

Austin which is projected to decline 12.2%

2 years ago Incorrect

Home prices in Austin are projected to decline by 12.2% in 2024.

Austin which is projected to decline 12.2%

Incorrect

Rochester, New York, is positioned for above-average home price gains of 10.4% in 2024.

Rochester New York is also positioned for above average home price gains of 10.4%

2 years ago Correct

Rochester, New York, is positioned for above-average home price gains of 10.4% in 2024.

Rochester New York is also positioned for above average home price gains of 10.4%

Correct

Based on historical patterns, the stock market is more likely to continue posting record profits than to decline.

This suggests that based on history the most likely outcome is that stocks continue to post record profits or at least more likely than they are to go down

2 years ago Correct

Based on historical patterns, the stock market is more likely to continue posting record profits than to decline.

This suggests that based on history the most likely outcome is that stocks continue to post record profits or at least more likely than they are to go down

Correct

3IQ predicts Bitcoin's price will be between $60,000 and $180,000 by the end of 2024.

the asset manager of 3 IQ says that is mid to high-range price target for Bitcoin this year is between $60 and $180,000

2 years ago Correct

3IQ predicts Bitcoin's price will be between $60,000 and $180,000 by the end of 2024.

the asset manager of 3 IQ says that is mid to high-range price target for Bitcoin this year is between $60 and $180,000

Correct

Starting April 2024, with only 450 Bitcoins mined daily, limited supply will likely lead to an increase in Bitcoin's price.

with soon to be only 450 Bitcoins mined per day beginning in April there might just not be enough Bitcoin to go around without the price going up

2 years ago Incorrect

Starting April 2024, with only 450 Bitcoins mined daily, limited supply will likely lead to an increase in Bitcoin's price.

with soon to be only 450 Bitcoins mined per day beginning in April there might just not be enough Bitcoin to go around without the price going up

Incorrect

The S&P 500 rally has more room to run as a majority of its companies are above their January 2022 peak, and these stocks are expected to catch up.

more than half the companies in the index are higher than they were when the S&P 500 reached its previous peak in January of 2022 suggesting that the rally is more room to run as those stocks begin to catch up bolstered by greater optimism over the outlook for the economy

2 years ago Correct

The S&P 500 rally has more room to run as a majority of its companies are above their January 2022 peak, and these stocks are expected to catch up.

more than half the companies in the index are higher than they were when the S&P 500 reached its previous peak in January of 2022 suggesting that the rally is more room to run as those stocks begin to catch up bolstered by greater optimism over the outlook for the economy

Correct

Analysts associated with the K-Schiller index forecast a 5% increase in US housing prices in 2024.

they're forecasting a 5% increase in housing prices in 2024 far more optimistic than the 1.8% consensus

2 years ago Correct

Analysts associated with the K-Schiller index forecast a 5% increase in US housing prices in 2024.

they're forecasting a 5% increase in housing prices in 2024 far more optimistic than the 1.8% consensus

Correct

Morgan Stanley predicts US home prices will fall by 3% by the end of 2024.

in a more realistic outcome they're a bit more pessimist istic believing that home prices will actually fall 3% by the end of 2024

2 years ago Incorrect

Morgan Stanley predicts US home prices will fall by 3% by the end of 2024.

in a more realistic outcome they're a bit more pessimist istic believing that home prices will actually fall 3% by the end of 2024

Incorrect

Allowing homeowners to transfer their property tax basis to a new home will entirely solve the problem of low housing inventory.

if you get rid of this and allow people to take their property tax bases to the next one it'll solve the problem entirely

2 years ago Incorrect

Allowing homeowners to transfer their property tax basis to a new home will entirely solve the problem of low housing inventory.

if you get rid of this and allow people to take their property tax bases to the next one it'll solve the problem entirely

Incorrect

If the White House's proposals succeed in encouraging more buyers, it will exacerbate the existing imbalance of more buyers than sellers and low inventory, causing housing prices to increase further.

even if it is then we have a big problem that there's a lot more buyers than there are sellers with very low inventory and the outcome to that is simply that prices just go higher

2 years ago Incorrect

If the White House's proposals succeed in encouraging more buyers, it will exacerbate the existing imbalance of more buyers than sellers and low inventory, causing housing prices to increase further.

even if it is then we have a big problem that there's a lot more buyers than there are sellers with very low inventory and the outcome to that is simply that prices just go higher

Incorrect

The pilot program waiving Lenders Title Insurance will save homeowners up to $1,500 and unlock substantial savings for those who refinance.

This would save thousands of homeowners up to $1,500 and the lower upfront fees will unlock substantial savings for homeowners as mortgage rates continue to fall and more homeowners are able to refinance

2 years ago Correct

The pilot program waiving Lenders Title Insurance will save homeowners up to $1,500 and unlock substantial savings for those who refinance.

This would save thousands of homeowners up to $1,500 and the lower upfront fees will unlock substantial savings for homeowners as mortgage rates continue to fall and more homeowners are able to refinance

Correct

Increased demand from down payment assistance without a corresponding increase in housing supply will lead to higher housing prices.

basically this just increases demand without increasing Supply but now the outcome to that is simply that prices just go higher

2 years ago Incorrect

Increased demand from down payment assistance without a corresponding increase in housing supply will lead to higher housing prices.

basically this just increases demand without increasing Supply but now the outcome to that is simply that prices just go higher

Incorrect

The White House's housing proposal will worsen the housing situation by increasing buying pressure, leading to higher prices.

critics say that this is only going to make the situation worse and flood the market with more buying pressure than the Market's able to handle

2 years ago Correct

The White House's housing proposal will worsen the housing situation by increasing buying pressure, leading to higher prices.

critics say that this is only going to make the situation worse and flood the market with more buying pressure than the Market's able to handle

Correct

Watch prices (selling obscenely over MSRP) will decline in 2024.

watches selling obscenely over MSRP makes absolutely no sense to me

2 years ago Incorrect

Watch prices (selling obscenely over MSRP) will decline in 2024.

watches selling obscenely over MSRP makes absolutely no sense to me

Incorrect

Automobile prices will continue to fall in 2024.

I tend to believe that automobiles still have more room to fall

2 years ago Correct

Automobile prices will continue to fall in 2024.

I tend to believe that automobiles still have more room to fall

Correct

Morgan Stanley anticipates a 3% drop in US home prices in 2024.

Morgan Stanley anticipates a price drop of 3%

2 years ago Incorrect

Morgan Stanley anticipates a 3% drop in US home prices in 2024.

Morgan Stanley anticipates a price drop of 3%

Incorrect

Zillow predicts that US median home prices will drop by 0.2% in 2024.

Zillow thinks we'll see a drop of0 2%

2 years ago Incorrect

Zillow predicts that US median home prices will drop by 0.2% in 2024.

Zillow thinks we'll see a drop of0 2%

Incorrect

In 2024, real estate prices in Indianapolis, New Orleans, Chicago, Pittsburgh, Detroit, and Louisville could increase by as much as 5%.

others like Indianapolis New Orleans Chicago Pittsburg Detroit and Louisville could see prices increase as high as 5%

2 years ago Correct

In 2024, real estate prices in Indianapolis, New Orleans, Chicago, Pittsburgh, Detroit, and Louisville could increase by as much as 5%.

others like Indianapolis New Orleans Chicago Pittsburg Detroit and Louisville could see prices increase as high as 5%

Correct

In 2024, real estate prices in Miami, San Diego, Los Angeles, Las Vegas, Tampa, Nashville, and Austin are likely to see a marginal decline.

areas like Miami San Diego Los Angeles Las Vegas Tampa Nashville Austin are in the locations likely to see a marginal price decline

2 years ago Incorrect

In 2024, real estate prices in Miami, San Diego, Los Angeles, Las Vegas, Tampa, Nashville, and Austin are likely to see a marginal decline.

areas like Miami San Diego Los Angeles Las Vegas Tampa Nashville Austin are in the locations likely to see a marginal price decline

Incorrect

The median home price in the US will increase by 1.5% to $394,000 in 2024.

it's expected that overall the median home price in the US will grow modestly rising to $394,000 for 2024 a 1 a. half% increase over 20123

2 years ago Incorrect

The median home price in the US will increase by 1.5% to $394,000 in 2024.

it's expected that overall the median home price in the US will grow modestly rising to $394,000 for 2024 a 1 a. half% increase over 20123

Incorrect

Throughout 2024, more homeowners will list their homes for sale as the gap between existing and future interest rates narrows.

This is also expected to prompt a lot more homeowners to list their homes for sale once the gap between their existing interest rate and Future interest rates begins to narrow

2 years ago Incorrect

Throughout 2024, more homeowners will list their homes for sale as the gap between existing and future interest rates narrows.

This is also expected to prompt a lot more homeowners to list their homes for sale once the gap between their existing interest rate and Future interest rates begins to narrow

Incorrect

US housing sales will significantly increase throughout 2024 as mortgage rates decline.

that's expected to generate many more sales as rates begin to come down throughout 2024

2 years ago Incorrect

US housing sales will significantly increase throughout 2024 as mortgage rates decline.

that's expected to generate many more sales as rates begin to come down throughout 2024

Incorrect

The Federal Reserve will implement three interest rate cuts in the next 12 months (2024).

it's expected that we're going to see three rate Cuts in the next 12 months

2 years ago Correct

The Federal Reserve will implement three interest rate cuts in the next 12 months (2024).

it's expected that we're going to see three rate Cuts in the next 12 months

Correct

In 2024, the S&P 500 will increase more, following a historical pattern (except for 1938 and 1963) where years with over 20% market gains are followed by further increases.

besides the years of 1938 and 1963 when the market goes up by more than 20% in a year it's always increased more in the subsequent year

2 years ago Correct

In 2024, the S&P 500 will increase more, following a historical pattern (except for 1938 and 1963) where years with over 20% market gains are followed by further increases.

besides the years of 1938 and 1963 when the market goes up by more than 20% in a year it's always increased more in the subsequent year

Correct