warikoo

Remote work is expected to become more widely accepted and offer more flexible roles compared to traditional employment.

The acceptance of remote work is becoming significantly better than being in a job. The flexible roles it brings are wonderful.

1 year ago Correct

Remote work is expected to become more widely accepted and offer more flexible roles compared to traditional employment.

The acceptance of remote work is becoming significantly better than being in a job. The flexible roles it brings are wonderful.

Correct

Given Shubham's home loan and potential benefits from deductions like ELSS, the old tax regime might still be more advantageous for him than the new one.

My actual salary which I told is 67 K in hand, in this sir, my TDS of Rs 4 K is deducted per month, which I file sir, then I will get it back, so if I put my money in then it can happen because if you have a home loan, you get its benefit and if you do EIL then you get its benefit, so it is possible that the old tax regime is still beneficial for you and if So please continue with ELSS. If not, you can stop ELSS and move to the new tax regime.

1 year ago Correct

Given Shubham's home loan and potential benefits from deductions like ELSS, the old tax regime might still be more advantageous for him than the new one.

My actual salary which I told is 67 K in hand, in this sir, my TDS of Rs 4 K is deducted per month, which I file sir, then I will get it back, so if I put my money in then it can happen because if you have a home loan, you get its benefit and if you do EIL then you get its benefit, so it is possible that the old tax regime is still beneficial for you and if So please continue with ELSS. If not, you can stop ELSS and move to the new tax regime.

Correct

When making prepayments on loans, Shubham should prioritize reducing the loan tenure over lowering the EMI to save on interest.

But if you tell them that you will take this 5,000 rupees and reduce my tenure, not my EMI, then this is a big mistake. People make when they make a prepayment, the bank says, 'Sir, reduce the EMI.' And we all reduce the EMI. Why? Because we like reducing the EMI. We feel that we have saved money every month, but because of that, you are still paying the loan for 15 years.

1 year ago Correct

When making prepayments on loans, Shubham should prioritize reducing the loan tenure over lowering the EMI to save on interest.

But if you tell them that you will take this 5,000 rupees and reduce my tenure, not my EMI, then this is a big mistake. People make when they make a prepayment, the bank says, 'Sir, reduce the EMI.' And we all reduce the EMI. Why? Because we like reducing the EMI. We feel that we have saved money every month, but because of that, you are still paying the loan for 15 years.

Correct

An FD-backed credit card can be considered to build credit score, by opening a fixed deposit and using the credit card responsibly with regular monthly payments.

if you ever want to consider it is an FD backed credit card then you open a fixed deposit with a bank against which you will get a credit limit and if you start using that credit card properly where you are making regular monthly payments etc you will then build your credit score

1 year ago Correct

An FD-backed credit card can be considered to build credit score, by opening a fixed deposit and using the credit card responsibly with regular monthly payments.

if you ever want to consider it is an FD backed credit card then you open a fixed deposit with a bank against which you will get a credit limit and if you start using that credit card properly where you are making regular monthly payments etc you will then build your credit score

Correct

When needing to withdraw funds, select assets with the least variability, such as large-cap mutual funds, to mitigate the risk of selling at a loss during market downturns.

always withdraw from the least variable asset i.e. liquidate such an investment in which wallet or variability is the least in your case it will be mostly the large cap mutual fund from mid cap and small cap If you do this, it is possible that the market may go down.

1 year ago Correct

When needing to withdraw funds, select assets with the least variability, such as large-cap mutual funds, to mitigate the risk of selling at a loss during market downturns.

always withdraw from the least variable asset i.e. liquidate such an investment in which wallet or variability is the least in your case it will be mostly the large cap mutual fund from mid cap and small cap If you do this, it is possible that the market may go down.

Correct

When withdrawing funds, prioritize the oldest investments to minimize tax liabilities (long-term capital gains vs. short-term) and maximize tax efficiency due to compounding.

always withdraw from the oldest investment so it is first in first out meaning whatever you have invested first you will withdraw first not the latest one you will withdraw Because it will reduce your tax the most because you will pay long term capital gains tax and not short term and hopefully if there are consistent or good returns then it will also become the best amount because it would have compounded for the longest time

1 year ago Correct

When withdrawing funds, prioritize the oldest investments to minimize tax liabilities (long-term capital gains vs. short-term) and maximize tax efficiency due to compounding.

always withdraw from the oldest investment so it is first in first out meaning whatever you have invested first you will withdraw first not the latest one you will withdraw Because it will reduce your tax the most because you will pay long term capital gains tax and not short term and hopefully if there are consistent or good returns then it will also become the best amount because it would have compounded for the longest time

Correct

If Shubham opts for the new tax regime, he should discontinue investing in ELSS.

So, the first thing that I would do is check the tax regime for you and if you are in the new tax regime, if you are in the new tax regime, then stop future ELSS. You don't need to go ahead and buy ELSS.

1 year ago Correct

If Shubham opts for the new tax regime, he should discontinue investing in ELSS.

So, the first thing that I would do is check the tax regime for you and if you are in the new tax regime, if you are in the new tax regime, then stop future ELSS. You don't need to go ahead and buy ELSS.

Correct

Societal willingness to engage in core human connections like dating, having children, and maintaining friendships will continue to decline due to social media's dopamine effects.

We're not willing to date, not willing to have kids, not willing to have friends, not willing to meet them, not willing to go out of our way to make them feel loved, it's like something fundamental has burst in us, and the truth is it is all the dopamine that social media injects in you.

1 year ago Incorrect

Societal willingness to engage in core human connections like dating, having children, and maintaining friendships will continue to decline due to social media's dopamine effects.

We're not willing to date, not willing to have kids, not willing to have friends, not willing to meet them, not willing to go out of our way to make them feel loved, it's like something fundamental has burst in us, and the truth is it is all the dopamine that social media injects in you.

Incorrect

Shubham's immediate financial goal should be to build an emergency fund of ₹1 lakh to ₹1.25 lakh.

So, your first goal, in my opinion, should be to create an emergency fund of Rs 1 to 1.25 lakh.

1 year ago Correct

Shubham's immediate financial goal should be to build an emergency fund of ₹1 lakh to ₹1.25 lakh.

So, your first goal, in my opinion, should be to create an emergency fund of Rs 1 to 1.25 lakh.

Correct

Phones will continue to pull users away from the present moment, the only time they truly have control over.

And your phone takes you in only these two directions One, the truth is there is only one place that can keep you happy Right now There is nothing else in your life, friend, there is no future, there is no past Because you cannot change the past You do not know the future, this is the only time It is truly yours

1 year ago Correct

Phones will continue to pull users away from the present moment, the only time they truly have control over.

And your phone takes you in only these two directions One, the truth is there is only one place that can keep you happy Right now There is nothing else in your life, friend, there is no future, there is no past Because you cannot change the past You do not know the future, this is the only time It is truly yours

Correct

Shubham should maintain an emergency fund equivalent to 3 to 6 months of his mandatory expenses.

Shubham, at any point you should have three to six times this in the bank for the simple reason that if by chance your income stops, you leave your job or you get laid off or anything else like this, you should have a buffer period of three to six months in which you can still live your life and try to generate income in that.

1 year ago Correct

Shubham should maintain an emergency fund equivalent to 3 to 6 months of his mandatory expenses.

Shubham, at any point you should have three to six times this in the bank for the simple reason that if by chance your income stops, you leave your job or you get laid off or anything else like this, you should have a buffer period of three to six months in which you can still live your life and try to generate income in that.

Correct

Phones will continue to focus users on past mistakes and regrets, leading to stress and a sense of needing to 'hustle'.

This phone, whether you use it for information, use it for the most positive things, use it to stay away, use it to invest, is your enemy because it takes you in only two directions. Either your history, your past, will take you in one direction or it will take you in the other. To make you realize that you made mistakes To make you realize that if you had worked a little harder, you would have been somewhere else in life To tell you that your mistake, your oversight, is very costly for you Whether it's your portfolio that keeps showing red, or your relationships, or your exes, you have to be stressed, you have to hustle

1 year ago Correct

Phones will continue to focus users on past mistakes and regrets, leading to stress and a sense of needing to 'hustle'.

This phone, whether you use it for information, use it for the most positive things, use it to stay away, use it to invest, is your enemy because it takes you in only two directions. Either your history, your past, will take you in one direction or it will take you in the other. To make you realize that you made mistakes To make you realize that if you had worked a little harder, you would have been somewhere else in life To tell you that your mistake, your oversight, is very costly for you Whether it's your portfolio that keeps showing red, or your relationships, or your exes, you have to be stressed, you have to hustle

Correct

The total ownership cost of an EV will become equal to a petrol vehicle within three years, after which EVs will be more profitable.

in three years the money will be equal after that only profit

1 year ago Incorrect

The total ownership cost of an EV will become equal to a petrol vehicle within three years, after which EVs will be more profitable.

in three years the money will be equal after that only profit

Incorrect

Companies will prioritize practical experience and skills over degrees when hiring in the future, rendering degrees less relevant.

Companies will also be like that. If you have that experience, then we are ready to hire you. We don't need any degree because that degree was not helping us anyway.

1 year ago Correct

Companies will prioritize practical experience and skills over degrees when hiring in the future, rendering degrees less relevant.

Companies will also be like that. If you have that experience, then we are ready to hire you. We don't need any degree because that degree was not helping us anyway.

Correct

Market experiencing a downturn after a period of strong returns, with predictions of further falls.

In the last three years, the market has given blinding returns. Every person feels like a rockstar. Every person feels like they can earn unlimited money in the stock market. But in the last two months, the boat has started sinking. Sanity has started coming. The market is not that strong. Many people are predicting that the market is going to fall even more.

1 year ago Correct

Market experiencing a downturn after a period of strong returns, with predictions of further falls.

In the last three years, the market has given blinding returns. Every person feels like a rockstar. Every person feels like they can earn unlimited money in the stock market. But in the last two months, the boat has started sinking. Sanity has started coming. The market is not that strong. Many people are predicting that the market is going to fall even more.

Correct

The first loan of Rs. 2 lakh will be repaid by December 2025 by paying an additional Rs. 15,000 per month towards it, in addition to the regular EMI.

from April 2025 onwards you will start your SIP again but this time only of Rs. 000 and there will be three SIPs of Rs. 5000, one will be a SIP of Rs. 00 in Nifty 50 or large cap which you have done now, one SIP of Rs. 000 in flex cap or mid cap which you have done now and one SIP of Rs. 000 in small cap, you will start three SIPs of Rs. 000 and the remaining Rs. 00 months which you have left, you will clear your first loan of Rs. 2 lakh, so only 21 months are left, EMI of Rs. 000 means if you If you pay Rs. 00, you are paying two and a half months' EMI in addition to one month's EMI which is Rs. 000. My calculations roughly say that this entire loan will be repaid in about 10 months or even less than that. So by December 2025, this loan of yours will also be repaid.

1 year ago Incorrect

The first loan of Rs. 2 lakh will be repaid by December 2025 by paying an additional Rs. 15,000 per month towards it, in addition to the regular EMI.

from April 2025 onwards you will start your SIP again but this time only of Rs. 000 and there will be three SIPs of Rs. 5000, one will be a SIP of Rs. 00 in Nifty 50 or large cap which you have done now, one SIP of Rs. 000 in flex cap or mid cap which you have done now and one SIP of Rs. 000 in small cap, you will start three SIPs of Rs. 000 and the remaining Rs. 00 months which you have left, you will clear your first loan of Rs. 2 lakh, so only 21 months are left, EMI of Rs. 000 means if you If you pay Rs. 00, you are paying two and a half months' EMI in addition to one month's EMI which is Rs. 000. My calculations roughly say that this entire loan will be repaid in about 10 months or even less than that. So by December 2025, this loan of yours will also be repaid.

Incorrect

Build an emergency fund of Rs. 45,000 by stopping current SIPs for five months, which will be available by March 2025.

you have to first build an emergency fund, so here is what I would personally recommend, you have already invested Rs. 9000 of your month in SIP, if you open another bank account with this Rs. 9000, so open one bank account, there is no need to open a new bank account, just open one in the name of your daughter in your current bank account, it is a minor bank account, it will be added very easily, it will be in her name but you will be its custodian and every month as soon as you get your salary, you will stop the SIP of Rs. 9000 right now, so step number one stop all SIPs which are of Rs. 9000, I will say this myself I am saying this but for some reason it is saying end save 00 per month this 00 as soon as you get your salary you will put it in your new bank account auto sweep you cannot touch it it is not your money it is an emergency fund of your family which you will have to create so that if you need money due to any accident you do not have to take any loan again because if you get trapped in more loan then it will be very difficult to get out of it, very difficult you will save this till March 2025 when the EMI or loan of both your phone and laptop gets over then you will save up to March right now it is October so next you will start from November December January February March five months so up to this end you will have 00 in the bank now when March comes things will change

1 year ago Correct

Build an emergency fund of Rs. 45,000 by stopping current SIPs for five months, which will be available by March 2025.

you have to first build an emergency fund, so here is what I would personally recommend, you have already invested Rs. 9000 of your month in SIP, if you open another bank account with this Rs. 9000, so open one bank account, there is no need to open a new bank account, just open one in the name of your daughter in your current bank account, it is a minor bank account, it will be added very easily, it will be in her name but you will be its custodian and every month as soon as you get your salary, you will stop the SIP of Rs. 9000 right now, so step number one stop all SIPs which are of Rs. 9000, I will say this myself I am saying this but for some reason it is saying end save 00 per month this 00 as soon as you get your salary you will put it in your new bank account auto sweep you cannot touch it it is not your money it is an emergency fund of your family which you will have to create so that if you need money due to any accident you do not have to take any loan again because if you get trapped in more loan then it will be very difficult to get out of it, very difficult you will save this till March 2025 when the EMI or loan of both your phone and laptop gets over then you will save up to March right now it is October so next you will start from November December January February March five months so up to this end you will have 00 in the bank now when March comes things will change

Correct

Invested funds can potentially be utilized to cover future education expenses.

and probably that invested amount will be used for some of your study expenses, at least

1 year ago Correct

Invested funds can potentially be utilized to cover future education expenses.

and probably that invested amount will be used for some of your study expenses, at least

Correct

Graduates from top, recognized international programs can repay their entire education loans within two to three years of working abroad, with the option to stay longer if desired.

Trust me, if you decide to work there for two to three years, because it's a top program and it's really, really recognized and reputed. You can plan to repay your entire loan and come back within two to three years if you want to come, or you can stay there for a while if you want to stay there.

1 year ago Correct

Graduates from top, recognized international programs can repay their entire education loans within two to three years of working abroad, with the option to stay longer if desired.

Trust me, if you decide to work there for two to three years, because it's a top program and it's really, really recognized and reputed. You can plan to repay your entire loan and come back within two to three years if you want to come, or you can stay there for a while if you want to stay there.

Correct

A recommended investment strategy involves monthly SIPs of ₹10,000 in Nifty 50, ₹7,000 in a flexi/mid-cap index fund, and ₹4,000 in a small-cap index fund, projecting an annual growth of around ₹18 lakh.

out of this Rs 21,000, you will do an SIP of Rs 1000, not Rs 1000, and that will be in the Nifty 50, Rs 7 lakh in a flexi cap or mid cap index fund and then the remaining Rs 4 lakh in small cap index, which usually grows at around Rs 18 lakh per year.

1 year ago Incorrect

A recommended investment strategy involves monthly SIPs of ₹10,000 in Nifty 50, ₹7,000 in a flexi/mid-cap index fund, and ₹4,000 in a small-cap index fund, projecting an annual growth of around ₹18 lakh.

out of this Rs 21,000, you will do an SIP of Rs 1000, not Rs 1000, and that will be in the Nifty 50, Rs 7 lakh in a flexi cap or mid cap index fund and then the remaining Rs 4 lakh in small cap index, which usually grows at around Rs 18 lakh per year.

Incorrect

Scholarships and personal loans will become available once admission offers are secured for higher education abroad.

once you get the offer letter, then many avenues will open up. There will be scholarship avenues. You can take out loans. You will be able to take out those loans in your name. And you won't be able to do anything like that.

1 year ago Correct

Scholarships and personal loans will become available once admission offers are secured for higher education abroad.

once you get the offer letter, then many avenues will open up. There will be scholarship avenues. You can take out loans. You will be able to take out those loans in your name. And you won't be able to do anything like that.

Correct

After selling the house for 26-28 lakh rupees and paying capital gains tax, an estimated 7-9 lakh rupees will be available.

So, I would say that if I am able to get 26 to 28 lakh rupees, then that will be a good amount. After that, you will pay capital gains tax and capital gains tax will be around 10 lakh rupees net. So, the lump sum amount you will have will be around 7 to 9 lakh rupees.

1 year ago Incorrect

After selling the house for 26-28 lakh rupees and paying capital gains tax, an estimated 7-9 lakh rupees will be available.

So, I would say that if I am able to get 26 to 28 lakh rupees, then that will be a good amount. After that, you will pay capital gains tax and capital gains tax will be around 10 lakh rupees net. So, the lump sum amount you will have will be around 7 to 9 lakh rupees.

Incorrect

A profit of 10 lakh rupees from selling the house is estimated to incur a capital gains tax of approximately 80,000 to 1 lakh rupees.

you will have to pay tax of around 10 lakh rupees on that. Meaning, if you assume that you earn a profit of 10 lakh rupees from the loan, then you will have to pay tax of 80 lakh rupees or one lakh rupees on that.

1 year ago Correct

A profit of 10 lakh rupees from selling the house is estimated to incur a capital gains tax of approximately 80,000 to 1 lakh rupees.

you will have to pay tax of around 10 lakh rupees on that. Meaning, if you assume that you earn a profit of 10 lakh rupees from the loan, then you will have to pay tax of 80 lakh rupees or one lakh rupees on that.

Correct

Estimated annual cost of health insurance for a 3-5 lakh cover is 10,000 to 12,000 rupees.

So, 10 to 12 thousand rupees will be your health insurance for a 3 to 5 lakh cover.

1 year ago Correct

Estimated annual cost of health insurance for a 3-5 lakh cover is 10,000 to 12,000 rupees.

So, 10 to 12 thousand rupees will be your health insurance for a 3 to 5 lakh cover.

Correct

Future ability to afford a house or provide a high standard of living is dependent on income growth.

if you keep growing your income get to the point where you will be able to afford a house or provide a good standard of living for your daughter and yourself

1 year ago Correct

Future ability to afford a house or provide a high standard of living is dependent on income growth.

if you keep growing your income get to the point where you will be able to afford a house or provide a good standard of living for your daughter and yourself

Correct

Eliminate the habit of being excessively frugal by 2025; instead, spend wisely on things that offer long-term savings.

This habit will have to be eliminated by 2025. Spend money wisely. Spend it on things that will create long-term savings for you.

1 year ago Correct

Eliminate the habit of being excessively frugal by 2025; instead, spend wisely on things that offer long-term savings.

This habit will have to be eliminated by 2025. Spend money wisely. Spend it on things that will create long-term savings for you.

Correct

A phone currently priced at ₹25 lakh will be priced at ₹50 lakh in the future.

After ₹2500000, the price of the phone will be ₹5000000.

1 year ago Incorrect

A phone currently priced at ₹25 lakh will be priced at ₹50 lakh in the future.

After ₹2500000, the price of the phone will be ₹5000000.

Incorrect

In 2025, always pay credit card bills in full to avoid accumulating interest charges.

In 2025, remove this habit from your life. You don't have to make any payment with minimum amount due. Full payment is always

1 year ago Correct

In 2025, always pay credit card bills in full to avoid accumulating interest charges.

In 2025, remove this habit from your life. You don't have to make any payment with minimum amount due. Full payment is always

Correct

Avoid taking high-interest, unsecured consumer loans in 2025.

Stop taking bad consumer loans in 2025.

1 year ago Correct

Avoid taking high-interest, unsecured consumer loans in 2025.

Stop taking bad consumer loans in 2025.

Correct

Shift focus from impressing others with money to impressing them with hard work and dedication in 2025.

In 2025, if you can make a promise to yourself that I am who I am without money On my own Ability, I will try to impress people with my hard work.

1 year ago Correct

Shift focus from impressing others with money to impressing them with hard work and dedication in 2025.

In 2025, if you can make a promise to yourself that I am who I am without money On my own Ability, I will try to impress people with my hard work.

Correct

Daily 10-minute meditation sessions can gradually lead to the joy of observing one's feelings and thoughts.

not more than 10 minutes of meditation every day because if you meditate for 10 minutes every day, in the beginning, your thoughts will be like, oh, I had to do this too, I had to do that too, I am feeling this, I am itching here, this is happening, etc. etc. But gradually, after the first week, after the second week, after the third week, you will begin to experience the joy of just observing what you are feeling

1 year ago Correct

Daily 10-minute meditation sessions can gradually lead to the joy of observing one's feelings and thoughts.

not more than 10 minutes of meditation every day because if you meditate for 10 minutes every day, in the beginning, your thoughts will be like, oh, I had to do this too, I had to do that too, I am feeling this, I am itching here, this is happening, etc. etc. But gradually, after the first week, after the second week, after the third week, you will begin to experience the joy of just observing what you are feeling

Correct

Gradually shift wake-up times by small increments (e.g., 10 minutes earlier each week) rather than abrupt changes to build a sustainable habit.

slowly coax your body, lovingly, through a habit, take it to the point where you want to reach, so instead of setting an alarm for 6 am, set it for 7:50 am.

1 year ago Correct

Gradually shift wake-up times by small increments (e.g., 10 minutes earlier each week) rather than abrupt changes to build a sustainable habit.

slowly coax your body, lovingly, through a habit, take it to the point where you want to reach, so instead of setting an alarm for 6 am, set it for 7:50 am.

Correct

For 45 days, record a one-minute video daily on a consistent topic, looking directly at the camera to improve speaking skills.

Every day, pick up a topic, any topic which will remain the same for the next 45 days. You have to record a video on your phone for one minute on that topic. You have to look the camera in the eye and record a one-minute video.

1 year ago Correct

For 45 days, record a one-minute video daily on a consistent topic, looking directly at the camera to improve speaking skills.

Every day, pick up a topic, any topic which will remain the same for the next 45 days. You have to record a video on your phone for one minute on that topic. You have to look the camera in the eye and record a one-minute video.

Correct

Engaging in activities where rejection is probable helps develop resilience against failure.

It will train you on how to deal with failure.

1 year ago Correct

Engaging in activities where rejection is probable helps develop resilience against failure.

It will train you on how to deal with failure.

Correct

Implementing the discussed challenges will lead to a significantly better start to 2025.

If you adopt them, then 2025 will start on a different level.

1 year ago Correct

Implementing the discussed challenges will lead to a significantly better start to 2025.

If you adopt them, then 2025 will start on a different level.

Correct

A daily 1% compound interest on ₹1 will result in ₹3780 after 1 year, ₹145,000 after 2 years, ₹5,392,000 after 3 years, and ₹20.37 crore after 4 years.

but remember that ₹1 will increase by 1% every day, so at the end of the year you will have around ₹ 3780. At the end of 2 years you will have ₹ 145000. At the end of 3 years you will have ₹ 5392000 and at the end of 4 years by compounding this every day you will have 20 crore 37 lakh rupees.

1 year ago Incorrect

A daily 1% compound interest on ₹1 will result in ₹3780 after 1 year, ₹145,000 after 2 years, ₹5,392,000 after 3 years, and ₹20.37 crore after 4 years.

but remember that ₹1 will increase by 1% every day, so at the end of the year you will have around ₹ 3780. At the end of 2 years you will have ₹ 145000. At the end of 3 years you will have ₹ 5392000 and at the end of 4 years by compounding this every day you will have 20 crore 37 lakh rupees.

Incorrect

The loan with a 5000 balance will be repaid by allocating 3660 per month, with the repayment expected to take approximately 8 months.

The remaining amount is minus this approximately 3660. This is towards next shortest loan. Now how much is the next shortest loan? This is the 5000 one, how much would be left in it, let's see, 8 months would have passed because these were 6 months, these two months were for repaying other people, so how much do we have towards wastage and how much is left in this? If 800 is left, then how much will we save every month now? If you give this plus 000 then around 8656 means it will be paid off in around 8 months

1 year ago Correct

The loan with a 5000 balance will be repaid by allocating 3660 per month, with the repayment expected to take approximately 8 months.

The remaining amount is minus this approximately 3660. This is towards next shortest loan. Now how much is the next shortest loan? This is the 5000 one, how much would be left in it, let's see, 8 months would have passed because these were 6 months, these two months were for repaying other people, so how much do we have towards wastage and how much is left in this? If 800 is left, then how much will we save every month now? If you give this plus 000 then around 8656 means it will be paid off in around 8 months

Correct

The strategy is projected to lead to the repayment of all loans, including a 2-year loan and another loan, within approximately 16 months.

This entire journey, where you had a loan of about 2 years and a loan of about 00, you paid it off in 6 months plus two months plus 8 months, so within about 16 months, this 24-month loan

1 year ago Incorrect

The strategy is projected to lead to the repayment of all loans, including a 2-year loan and another loan, within approximately 16 months.

This entire journey, where you had a loan of about 2 years and a loan of about 00, you paid it off in 6 months plus two months plus 8 months, so within about 16 months, this 24-month loan

Incorrect

An additional payment of 3375 per month will be made towards the second shortest loan, in addition to its regular EMI, aiming to repay it within two months.

The remaining which is 3375, you will pay off the next shortest loan in addition to the EE. So, yours is being done every month. So, which is the second shortest loan, this one of 00, if it is around 1500 then roughly around 18000 is saved. If we do 5000 for 24, then around 00 is saved. You will pay 3375 every month plus 00 you are already paying. So your total is approximately 875 going towards paying this of 4 towards the pending loan of 9k which means whatever was left for the remaining 6 months, Instead of staying for 6 months, it will be repaid in two months. This entire loan will be repaid in two months only.

1 year ago Incorrect

An additional payment of 3375 per month will be made towards the second shortest loan, in addition to its regular EMI, aiming to repay it within two months.

The remaining which is 3375, you will pay off the next shortest loan in addition to the EE. So, yours is being done every month. So, which is the second shortest loan, this one of 00, if it is around 1500 then roughly around 18000 is saved. If we do 5000 for 24, then around 00 is saved. You will pay 3375 every month plus 00 you are already paying. So your total is approximately 875 going towards paying this of 4 towards the pending loan of 9k which means whatever was left for the remaining 6 months, Instead of staying for 6 months, it will be repaid in two months. This entire loan will be repaid in two months only.

Incorrect

The personal loan with a 5000 principal and 2 years remaining is predicted to be repaid within 2 months by allocating an additional 3375 per month plus the existing 5000 EMI.

In 2 months only. This entire loan will be repaid in two months only.

1 year ago Incorrect

The personal loan with a 5000 principal and 2 years remaining is predicted to be repaid within 2 months by allocating an additional 3375 per month plus the existing 5000 EMI.

In 2 months only. This entire loan will be repaid in two months only.

Incorrect

Gold investment value reaches ₹170,000 by 2024.

and Majnu's gold ₹ 170000.

1 year ago Incorrect

Gold investment value reaches ₹170,000 by 2024.

and Majnu's gold ₹ 170000.

Incorrect

Silver investment value reaches ₹100,000 by 2024.

If we talk about 2024, Raja's silver has become worth around ₹1 lakh

1 year ago Incorrect

Silver investment value reaches ₹100,000 by 2024.

If we talk about 2024, Raja's silver has become worth around ₹1 lakh

Incorrect

Gold investment value reaches ₹75,000 by 2020.

and Majnu's gold is ₹ 75000.

1 year ago Incorrect

Gold investment value reaches ₹75,000 by 2020.

and Majnu's gold is ₹ 75000.

Incorrect

Silver investment value reaches ₹100,000 by 2020.

By 2020, Raja's silver is ₹1 lakh

1 year ago Incorrect

Silver investment value reaches ₹100,000 by 2020.

By 2020, Raja's silver is ₹1 lakh

Incorrect

Gold investment value reaches ₹620,000 by 2015.

Majnu's gold has become worth ₹620000.

1 year ago Incorrect

Gold investment value reaches ₹620,000 by 2015.

Majnu's gold has become worth ₹620000.

Incorrect

Silver investment value reaches ₹80,000 by 2015.

Now Ranjha's silver is worth ₹80000.

1 year ago Incorrect

Silver investment value reaches ₹80,000 by 2015.

Now Ranjha's silver is worth ₹80000.

Incorrect

Silver investment value reaches ₹44,000 by 2010.

2010: Majnu's gold ₹305 Ranjha's silver ₹44000

1 year ago Incorrect

Silver investment value reaches ₹44,000 by 2010.

2010: Majnu's gold ₹305 Ranjha's silver ₹44000

Incorrect

Silver investment value reaches ₹135,000 by 2005.

2005: Majnu's gold ₹115000 Raja's silver ₹135000 Silver is winning.

1 year ago Incorrect

Silver investment value reaches ₹135,000 by 2005.

2005: Majnu's gold ₹115000 Raja's silver ₹135000 Silver is winning.

Incorrect

L&T shares investment expected to grow 208 times from initial investment.

L&T shares of ₹208 times.

1 year ago Incorrect

L&T shares investment expected to grow 208 times from initial investment.

L&T shares of ₹208 times.

Incorrect

A minimum annual balance of ₹1 lakh is required to be eligible for the HSBC Smart Value Credit Card.

For this, your annual balance should be at least ₹1 lakh.

1 year ago Correct

A minimum annual balance of ₹1 lakh is required to be eligible for the HSBC Smart Value Credit Card.

For this, your annual balance should be at least ₹1 lakh.

Correct

The projected investment corpus after 5 years is sufficient to repay the 15 lakh interest-free loan from parents.

you will have approximately 63 lakh rupees as an investment Corpus that means you can safely pay your parents the 15 lakh that you owe them

1 year ago Incorrect

The projected investment corpus after 5 years is sufficient to repay the 15 lakh interest-free loan from parents.

you will have approximately 63 lakh rupees as an investment Corpus that means you can safely pay your parents the 15 lakh that you owe them

Incorrect

Cardholders of the Paytm Bank credit card will receive 12,000 bonus reward points annually if they spend ₹36,000 or more in that year.

You will get 12000 bonus reward points if you spend ₹36000 in a year

1 year ago Correct

Cardholders of the Paytm Bank credit card will receive 12,000 bonus reward points annually if they spend ₹36,000 or more in that year.

You will get 12000 bonus reward points if you spend ₹36000 in a year

Correct

An investment corpus of approximately 63 lakh rupees is projected after 5 years based on a recommended monthly investment of 72,000 rupees with assumed rates of return.

at the end of five years you will have approximately 63 lakh rupees as an investment Corpus

1 year ago Incorrect

An investment corpus of approximately 63 lakh rupees is projected after 5 years based on a recommended monthly investment of 72,000 rupees with assumed rates of return.

at the end of five years you will have approximately 63 lakh rupees as an investment Corpus

Incorrect

By converting monthly EMIs to weekly payments over two months, an extra ₹55,150 could be paid towards debt.

At the end of two months or eight weeks, you would have paid around Rs 55,150 extra over and above that EE of Rs 000.

1 year ago Incorrect

By converting monthly EMIs to weekly payments over two months, an extra ₹55,150 could be paid towards debt.

At the end of two months or eight weeks, you would have paid around Rs 55,150 extra over and above that EE of Rs 000.

Incorrect

An 'investment acceleration challenge' over 8 weeks is projected to result in a total investment of approximately ₹1,15,000, an increase compared to not undertaking the challenge.

if we do it like this, then the total investment you will make is around 1,150, as against if you had not invested, increase 12,000

1 year ago Incorrect

An 'investment acceleration challenge' over 8 weeks is projected to result in a total investment of approximately ₹1,15,000, an increase compared to not undertaking the challenge.

if we do it like this, then the total investment you will make is around 1,150, as against if you had not invested, increase 12,000

Incorrect

The speaker suggests that the gold loan can be repaid in approximately 20 months, either through increased payments or a lump sum.

in about 20 months this gold loan will also be repaid completely

1 year ago Correct

The speaker suggests that the gold loan can be repaid in approximately 20 months, either through increased payments or a lump sum.

in about 20 months this gold loan will also be repaid completely

Correct

New holders of the SBI Simply Save Credit Card will receive 2000 bonus reward points, valued at ₹500, if they activate the card and make purchases within the first 60 days.

2000 bonus reward points which are worth ₹5000000 within the first 60 days of card activation.

1 year ago Incorrect

New holders of the SBI Simply Save Credit Card will receive 2000 bonus reward points, valued at ₹500, if they activate the card and make purchases within the first 60 days.

2000 bonus reward points which are worth ₹5000000 within the first 60 days of card activation.

Incorrect

A ₹10,000 SIP is predicted to grow to approximately ₹1 lakh in 5 years.

A SIP of ₹10000 will become around ₹1 lakh after 5 years

1 year ago Correct

A ₹10,000 SIP is predicted to grow to approximately ₹1 lakh in 5 years.

A SIP of ₹10000 will become around ₹1 lakh after 5 years

Correct

A credit card loan with a 6% monthly interest rate will continuously increase and never decrease.

if it is so, then it is important to understand that your amount will always keep increasing, it will never decrease.

1 year ago Incorrect

A credit card loan with a 6% monthly interest rate will continuously increase and never decrease.

if it is so, then it is important to understand that your amount will always keep increasing, it will never decrease.

Incorrect

A credit card loan with a 5% monthly interest rate will never be repaid, even if minimum payments are made.

if by chance you have taken such a credit card whose interest charge is 5% per month which is the equivalent of how much they charge you the minimum amount due, then your loan will never be repaid

1 year ago Correct

A credit card loan with a 5% monthly interest rate will never be repaid, even if minimum payments are made.

if by chance you have taken such a credit card whose interest charge is 5% per month which is the equivalent of how much they charge you the minimum amount due, then your loan will never be repaid

Correct

The annual fee for the SBI Simply Save Credit Card is waived if the cardholder spends over ₹1 lakh in a year.

Annual fee waiver: If you spend more than ₹1 lakh, the annual fee of ₹99 will be waived.

1 year ago Correct

The annual fee for the SBI Simply Save Credit Card is waived if the cardholder spends over ₹1 lakh in a year.

Annual fee waiver: If you spend more than ₹1 lakh, the annual fee of ₹99 will be waived.

Correct

A Rs 50,000 credit card debt will take 17 years to repay with a 4% monthly interest rate.

9 years to repay ₹3000000, if the interest is 4 per month, then to repay the same ₹5000000, it will take 17 years, 8 years and almost double, this is the difference of just 1 per

1 year ago Incorrect

A Rs 50,000 credit card debt will take 17 years to repay with a 4% monthly interest rate.

9 years to repay ₹3000000, if the interest is 4 per month, then to repay the same ₹5000000, it will take 17 years, 8 years and almost double, this is the difference of just 1 per

Incorrect

A ₹50,000 credit card debt will take 9 years to repay if paying the minimum amount due and the interest rate is 3% per month.

9 years, during that time you would have paid 90000 to repay this 50000

1 year ago Incorrect

A ₹50,000 credit card debt will take 9 years to repay if paying the minimum amount due and the interest rate is 3% per month.

9 years, during that time you would have paid 90000 to repay this 50000

Incorrect

A Rs 30,000 credit card debt will take 9 years to repay with a 3% monthly interest rate.

9 years to repay ₹3000000, if the interest is 4 per month, then to repay the same ₹5000000, it will take 17 years, 8 years and almost double, this is the difference of just 1 per

1 year ago Incorrect

A Rs 30,000 credit card debt will take 9 years to repay with a 3% monthly interest rate.

9 years to repay ₹3000000, if the interest is 4 per month, then to repay the same ₹5000000, it will take 17 years, 8 years and almost double, this is the difference of just 1 per

Incorrect

Repaying a Rs 50,000 credit card debt by only paying the minimum amount will take 110 months.

in fact it will take 110 months to repay this loan of 50000 if you keep paying the minimum amount for 9 years

1 year ago Incorrect

Repaying a Rs 50,000 credit card debt by only paying the minimum amount will take 110 months.

in fact it will take 110 months to repay this loan of 50000 if you keep paying the minimum amount for 9 years

Incorrect

The ideal financial management approach for partners involves pooling a significant portion of income for shared expenses and investments, while retaining a smaller amount for individual 'play money' or personal discretionary spending.

What it means is partner one and partner two both have salary bank accounts and both of them will say that we will keep Rs. 10, 15, 20 or whatever is there from this for ourselves and the rest will be swapped in to the common bank account. So that Rs. 10, 20 becomes your individual fund money, play money. You can use it in any form, but it is not your investment amount. It is, as I said, your fun money and your play money. So, from the common pool, you will spend your monthly expenses. From that, you will spend for your needs, from that, for your desires and from that, for your investments.

1 year ago Correct

The ideal financial management approach for partners involves pooling a significant portion of income for shared expenses and investments, while retaining a smaller amount for individual 'play money' or personal discretionary spending.

What it means is partner one and partner two both have salary bank accounts and both of them will say that we will keep Rs. 10, 15, 20 or whatever is there from this for ourselves and the rest will be swapped in to the common bank account. So that Rs. 10, 20 becomes your individual fund money, play money. You can use it in any form, but it is not your investment amount. It is, as I said, your fun money and your play money. So, from the common pool, you will spend your monthly expenses. From that, you will spend for your needs, from that, for your desires and from that, for your investments.

Correct

It is advisable to maintain a professional distance and avoid lending significant amounts of money to colleagues and acquaintances. Small amounts for items like tea or snacks are an exception.

Never give them any money. You will always maintain a professional distance. So, in your office, if your colleagues, who are not your friends, ask for money, you should say very clearly that friend, in a professional setting, I am not comfortable lending or borrowing money, so I am really sorry, I will not be able to help, of course, it depends on the amount because if someone is asking for Rs. 10-20 for a samosa or tea. You will give it again don't expect it back if it comes then it's great but if someone is suddenly asking for 5000 10000 50000 then you will put your foot down and say sorry in a professional setting neither do I ask for money from anyone nor do I give money to anyone because I feel that that is a clean way of doing it

1 year ago Correct

It is advisable to maintain a professional distance and avoid lending significant amounts of money to colleagues and acquaintances. Small amounts for items like tea or snacks are an exception.

Never give them any money. You will always maintain a professional distance. So, in your office, if your colleagues, who are not your friends, ask for money, you should say very clearly that friend, in a professional setting, I am not comfortable lending or borrowing money, so I am really sorry, I will not be able to help, of course, it depends on the amount because if someone is asking for Rs. 10-20 for a samosa or tea. You will give it again don't expect it back if it comes then it's great but if someone is suddenly asking for 5000 10000 50000 then you will put your foot down and say sorry in a professional setting neither do I ask for money from anyone nor do I give money to anyone because I feel that that is a clean way of doing it

Correct

Children should focus on their own investments until age 30 and only contribute to their parents' income in cases of genuine need or difficult times.

Don't think about giving back to them. Family because it is expected that your parents will still be in working age, so they are earning for them, so they can take care of themselves. If it is a difficult time or there is a great need, of course, help them. This is without thought. But if they don't need that help, then the first saddle we normally leave with our mother, saying, 'Mom, this is my first salary, it is yours. That is what we all should do.' But after that, my suggestion is, for 30 years, there is no need to contribute towards your parents' income.

1 year ago Correct

Children should focus on their own investments until age 30 and only contribute to their parents' income in cases of genuine need or difficult times.

Don't think about giving back to them. Family because it is expected that your parents will still be in working age, so they are earning for them, so they can take care of themselves. If it is a difficult time or there is a great need, of course, help them. This is without thought. But if they don't need that help, then the first saddle we normally leave with our mother, saying, 'Mom, this is my first salary, it is yours. That is what we all should do.' But after that, my suggestion is, for 30 years, there is no need to contribute towards your parents' income.

Correct

An investment of 50 lakhs grew to 10 crores within four years.

recently I made a video where an investment of 50 lakhs has now become 10 crores in a matter of four years

1 year ago Incorrect

An investment of 50 lakhs grew to 10 crores within four years.

recently I made a video where an investment of 50 lakhs has now become 10 crores in a matter of four years

Incorrect

The speaker has invested in Solana and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

1 year ago Incorrect

The speaker has invested in Solana and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

Incorrect

The speaker has invested in Ethereum and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

1 year ago Incorrect

The speaker has invested in Ethereum and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

Incorrect

The speaker has invested in Bitcoin and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

1 year ago Incorrect

The speaker has invested in Bitcoin and expects a potential 5x return on this portion of their investment.

I bought one Bitcoin, 10 Ethereus, 100 Solana, and I've bought them and they're just sitting there. I don't buy more than that, nor do I ever intend to sell them. I'm patiently watching where it goes. If it becomes 5%, it becomes 5%.

Incorrect

Allocate 50% of available funds to a small-cap mutual fund.

and then about 50% will be in the small-cap mutual fund.

1 year ago Correct

Allocate 50% of available funds to a small-cap mutual fund.

and then about 50% will be in the small-cap mutual fund.

Correct

The equity portion of the portfolio, invested in the TSX, is expected to yield around 8.5% annually.

that will earn us at around 85k the equivalent of what is the Indian stock market now

1 year ago Correct

The equity portion of the portfolio, invested in the TSX, is expected to yield around 8.5% annually.

that will earn us at around 85k the equivalent of what is the Indian stock market now

Correct

The medium-risk segment of the portfolio, a combination of GIC and T&Cs (likely referring to traditional investments), is expected to yield around 6.5% annually.

Around 6 and a half per and so and that I think is reasonable

1 year ago Correct

The medium-risk segment of the portfolio, a combination of GIC and T&Cs (likely referring to traditional investments), is expected to yield around 6.5% annually.

Around 6 and a half per and so and that I think is reasonable

Correct

The low-risk segment of the portfolio, invested in a long-term GIC, is expected to yield an average return of 4.5%.

If we get a 4.5 on an average return, okay? Then the remaining 50 rupees, we will put in what you have right now.

1 year ago Correct

The low-risk segment of the portfolio, invested in a long-term GIC, is expected to yield an average return of 4.5%.

If we get a 4.5 on an average return, okay? Then the remaining 50 rupees, we will put in what you have right now.

Correct

The projected investment corpus after 5 years is 3.9 crore INR.

after 5 years, you will have a total investment corpus of approximately Rs 3 crore 90 lakh.

1 year ago Incorrect

The projected investment corpus after 5 years is 3.9 crore INR.

after 5 years, you will have a total investment corpus of approximately Rs 3 crore 90 lakh.

Incorrect

The combined annual growth rate from stock market appreciation (8-9%) and currency appreciation (3%) is projected to be around 11-12%.

So, if you take stock market appreciation at 8% to 9% and currency appreciation at around 3%, you're around 11% to 12%.

1 year ago Incorrect

The combined annual growth rate from stock market appreciation (8-9%) and currency appreciation (3%) is projected to be around 11-12%.

So, if you take stock market appreciation at 8% to 9% and currency appreciation at around 3%, you're around 11% to 12%.

Incorrect

Allocate 1.5% of available funds to a Nifty 50 mutual fund.

So, next 1.5% will be in the Nifty 50 mutual fund

1 year ago Correct

Allocate 1.5% of available funds to a Nifty 50 mutual fund.

So, next 1.5% will be in the Nifty 50 mutual fund

Correct

Small-cap mutual funds are highly susceptible to market volatility and will be the first to crash during economic instability or regulatory changes.

Small-cap companies in the stock market experience the most fluctuations because they are small by definition. So, if there is any economic derailment, any taxation issue, any regulation, any dollar-euro or anything else fluctuates, the small-cap industry is the first to start shaking and crashes because of that.

1 year ago Incorrect

Small-cap mutual funds are highly susceptible to market volatility and will be the first to crash during economic instability or regulatory changes.

Small-cap companies in the stock market experience the most fluctuations because they are small by definition. So, if there is any economic derailment, any taxation issue, any regulation, any dollar-euro or anything else fluctuates, the small-cap industry is the first to start shaking and crashes because of that.

Incorrect

The investment corpus is projected to grow to INR 1.44 crore in 5 years, based on an initial investment of approximately INR 91 lakh.

So that 90 lakh per year will be around Rs 1 crore 44 lakh.

1 year ago Incorrect

The investment corpus is projected to grow to INR 1.44 crore in 5 years, based on an initial investment of approximately INR 91 lakh.

So that 90 lakh per year will be around Rs 1 crore 44 lakh.

Incorrect

Extend the loan repayment period for a two-wheeler from 1.5 years to 2 or 3 years to reduce monthly EMI payments.

Instead of taking a loan of one and a half years, I will take a loan of two or three years so that the EMI of my bank loan gets covered within one and a half or two rupees.

1 year ago Correct

Extend the loan repayment period for a two-wheeler from 1.5 years to 2 or 3 years to reduce monthly EMI payments.

Instead of taking a loan of one and a half years, I will take a loan of two or three years so that the EMI of my bank loan gets covered within one and a half or two rupees.

Correct

Allocate Rs. 1000-1500 monthly for the next year towards learning new skills to enhance income potential.

Every month you have to spend Rs. 1000 on learning new skills

1 year ago Correct

Allocate Rs. 1000-1500 monthly for the next year towards learning new skills to enhance income potential.

Every month you have to spend Rs. 1000 on learning new skills

Correct

Within the next 1-2 months, an individual should aim to secure health insurance for their mother.

in the next one or two months, you should be in a position where you can take health insurance for your mother as well.

1 year ago Incorrect

Within the next 1-2 months, an individual should aim to secure health insurance for their mother.

in the next one or two months, you should be in a position where you can take health insurance for your mother as well.

Incorrect

Total estimated cost for children's university fees over the next three years is CAD 40,000.

So I will be safe to assume that I will need around ₹0,000

1 year ago Correct

Total estimated cost for children's university fees over the next three years is CAD 40,000.

So I will be safe to assume that I will need around ₹0,000

Correct

By optimizing bike purchase and loan terms, an individual can save approximately Rs. 3000-5000 per month.

this means you will save around 3000 per month

1 year ago Incorrect

By optimizing bike purchase and loan terms, an individual can save approximately Rs. 3000-5000 per month.

this means you will save around 3000 per month

Incorrect

Estimated annual cost for both children's university expenses is CAD 10,000.

dono ka mila ke 10000 ok and this will be per year ok later so it will be safe

1 year ago Incorrect

Estimated annual cost for both children's university expenses is CAD 10,000.

dono ka mila ke 10000 ok and this will be per year ok later so it will be safe

Incorrect

By opting for a used bike and a longer loan term (36 months instead of 18), the monthly EMI for a Rs. 70,000 loan can be reduced from potentially Rs. 4000-5000 to Rs. 1300.

if you make only these two changes then the EMI which you were planning of 4000 or 5000 right now will come to 13,000.

1 year ago Correct

By opting for a used bike and a longer loan term (36 months instead of 18), the monthly EMI for a Rs. 70,000 loan can be reduced from potentially Rs. 4000-5000 to Rs. 1300.

if you make only these two changes then the EMI which you were planning of 4000 or 5000 right now will come to 13,000.

Correct

The total expenditure for a 3kW solar panel system will be recovered through savings in 3.5 years.

your entire expenditure will be recovered within 35 years.

1 year ago Incorrect

The total expenditure for a 3kW solar panel system will be recovered through savings in 3.5 years.

your entire expenditure will be recovered within 35 years.

Incorrect

Speaker believes the tax on capital gains will increase to 20% or potentially higher in the near future, citing government predictions and budget.

But as per the budget and the government's predictions, I am of the believe that it will go to 20 or maybe even more than that.

1 year ago Incorrect

Speaker believes the tax on capital gains will increase to 20% or potentially higher in the near future, citing government predictions and budget.

But as per the budget and the government's predictions, I am of the believe that it will go to 20 or maybe even more than that.

Incorrect

The government may increase capital gains tax to 30% in the long term.

but there is a strong possibility that the government wants to make it at 30

1 year ago Incorrect

The government may increase capital gains tax to 30% in the long term.

but there is a strong possibility that the government wants to make it at 30

Incorrect

The small-cap market is expected to experience a significant correction due to its high valuation.

where small cap is definitely going to correct a lot because it has become very highly valued.

1 year ago Incorrect

The small-cap market is expected to experience a significant correction due to its high valuation.

where small cap is definitely going to correct a lot because it has become very highly valued.

Incorrect

The stock market is currently considered 'hot', and a correction is anticipated within the next year.

And the market is very hot right now, so correction is quite possible in the next year.

1 year ago Correct

The stock market is currently considered 'hot', and a correction is anticipated within the next year.

And the market is very hot right now, so correction is quite possible in the next year.

Correct

An SIP of ₹25,000 per month, continued for 9 years, is projected to yield approximately ₹1.10 crore.

If you wait for 9 years, the value of your investment will be 1 crore 10 lakhs.

1 year ago Incorrect

An SIP of ₹25,000 per month, continued for 9 years, is projected to yield approximately ₹1.10 crore.

If you wait for 9 years, the value of your investment will be 1 crore 10 lakhs.

Incorrect

A portfolio of Rs. 8.87 crore growing at 12% annual return will generate an additional Rs. 1 crore in the following year (without further investment).

If the same amount grows every year from Rs 12, my rate of return is quite high because I have taken some aggressive bets, but that's a different story if that If 12% also grows, then ext year without adding anything next year without adding anything I will have Rs 1 crore more because 12% of 88.7 is greater than 1 crore

1 year ago Correct

A portfolio of Rs. 8.87 crore growing at 12% annual return will generate an additional Rs. 1 crore in the following year (without further investment).

If the same amount grows every year from Rs 12, my rate of return is quite high because I have taken some aggressive bets, but that's a different story if that If 12% also grows, then ext year without adding anything next year without adding anything I will have Rs 1 crore more because 12% of 88.7 is greater than 1 crore

Correct

Rs. 10 lakh invested at a 6% annual return (FD rate) will grow to Rs. 34 lakh.

If we invest the same at ₹8 lakh, then if we invest it at ₹6 instead of ₹12, which is the fixed deposit rate, then we will take that ₹10 lakh to just ₹34 lakh.

1 year ago Correct

Rs. 10 lakh invested at a 6% annual return (FD rate) will grow to Rs. 34 lakh.

If we invest the same at ₹8 lakh, then if we invest it at ₹6 instead of ₹12, which is the fixed deposit rate, then we will take that ₹10 lakh to just ₹34 lakh.

Correct

The speaker estimates a monthly EMI of around Rs. 8050 for a home loan of Rs. 13 lakh taken for 20 years at an interest rate of 8.5%. He believes Arindam will be able to afford this within two years.

If we take it for 20 years, your monthly EMI will be Rs 80. If you take it for 25 years, it will be Rs 10,470... My suggestion would be that you start from 20 years because after two years, you will have your savings potential. Keeping that in mind, I am hoping that within two years you will be able to afford this EMI of Rs 80

1 year ago Incorrect

The speaker estimates a monthly EMI of around Rs. 8050 for a home loan of Rs. 13 lakh taken for 20 years at an interest rate of 8.5%. He believes Arindam will be able to afford this within two years.

If we take it for 20 years, your monthly EMI will be Rs 80. If you take it for 25 years, it will be Rs 10,470... My suggestion would be that you start from 20 years because after two years, you will have your savings potential. Keeping that in mind, I am hoping that within two years you will be able to afford this EMI of Rs 80

Incorrect

For a house worth Rs. 95 lakhs, a loan of Rs. 70-73 lakhs would result in a monthly EMI of approximately Rs. 57,000.

But if we can estimate and the value of the house is around 95 lakhs, then you will have to take a loan of around 70-73 lakhs and its EMI will be around 57,000 per month.

1 year ago Correct

For a house worth Rs. 95 lakhs, a loan of Rs. 70-73 lakhs would result in a monthly EMI of approximately Rs. 57,000.

But if we can estimate and the value of the house is around 95 lakhs, then you will have to take a loan of around 70-73 lakhs and its EMI will be around 57,000 per month.

Correct

An investment of 5000 with a 10% annual step-up is projected to yield 4 crore 17 lakh annually.

invest 5000 % return and annual step up of 10% will give you 4 crore 17 lakh

1 year ago Incorrect

An investment of 5000 with a 10% annual step-up is projected to yield 4 crore 17 lakh annually.

invest 5000 % return and annual step up of 10% will give you 4 crore 17 lakh

Incorrect

A health insurance cover of ₹2-5 lakh for the individual and her son is recommended, with an estimated annual cost of ₹700-1000 per month.

And I think if you take a cover of Rs. 2 to ₹ lakh because you are still young, the chances of hospitalization are lower. This should be a cover of Rs. 2 to ₹ lakh. This will not be very expensive on a yearly basis... my first suggestion would be let's go with a 000 per month health insurance plan of roughly 1 to 700 rupees. Let's assume it will be 700 rupees.

1 year ago Correct

A health insurance cover of ₹2-5 lakh for the individual and her son is recommended, with an estimated annual cost of ₹700-1000 per month.

And I think if you take a cover of Rs. 2 to ₹ lakh because you are still young, the chances of hospitalization are lower. This should be a cover of Rs. 2 to ₹ lakh. This will not be very expensive on a yearly basis... my first suggestion would be let's go with a 000 per month health insurance plan of roughly 1 to 700 rupees. Let's assume it will be 700 rupees.

Correct

A life insurance cover of ₹50 lakh can be obtained for approximately ₹700-800 per month, covering the individual until age 60.

If you take a cover of Rs 50 lakh, it means in the event of death of the son and the nominee will get Rs 50 lakh and its approximate cost will be around Rs 7 to 800 per month and in 60 years

1 year ago Correct

A life insurance cover of ₹50 lakh can be obtained for approximately ₹700-800 per month, covering the individual until age 60.

If you take a cover of Rs 50 lakh, it means in the event of death of the son and the nominee will get Rs 50 lakh and its approximate cost will be around Rs 7 to 800 per month and in 60 years

Correct

Consistent investment without increasing the amount will lead to a corpus of approximately ₹13 lakh in 5 years.

After five years, the total of all these investments will come to 13 lakhs, approximately ₹1 lakh.

1 year ago Incorrect

Consistent investment without increasing the amount will lead to a corpus of approximately ₹13 lakh in 5 years.

After five years, the total of all these investments will come to 13 lakhs, approximately ₹1 lakh.

Incorrect

Following the previous growth, the subsequent Rs. 50 lakh will be added in 3 years.

The next Rs. 50 lakh will come in just 3 years.

1 year ago Incorrect

Following the previous growth, the subsequent Rs. 50 lakh will be added in 3 years.

The next Rs. 50 lakh will come in just 3 years.

Incorrect

After the initial Rs. 1 lakh is accumulated, the next Rs. 50 lakh will be added in 5 years.

But the next Rs. 50 lakh will come in just 5 years.

1 year ago Incorrect

After the initial Rs. 1 lakh is accumulated, the next Rs. 50 lakh will be added in 5 years.

But the next Rs. 50 lakh will come in just 5 years.

Incorrect

Surat is predicted to be the number one fastest growing city.

Surat is at number one.

1 year ago Correct

Surat is predicted to be the number one fastest growing city.

Surat is at number one.

Correct

Bangalore and Hyderabad are predicted to experience approximately 8% annual growth.

Talking about big cities, Bangalore and Hyderabad will show annual growth at around 8%.

1 year ago Correct

Bangalore and Hyderabad are predicted to experience approximately 8% annual growth.

Talking about big cities, Bangalore and Hyderabad will show annual growth at around 8%.

Correct

iPhone 7 price to depreciate to ₹00 in 5 years.

iPhone 7. After that, the price of the phone would be around ₹00.

1 year ago Incorrect

iPhone 7 price to depreciate to ₹00 in 5 years.

iPhone 7. After that, the price of the phone would be around ₹00.

Incorrect

Investing in the stock market for 1 year has a 50-50 chance of earning money, indicating high risk.

if you invest for one year, what is the guarantee that you will earn money 5050, which is a coin toss, so it is very risky

1 year ago Correct

Investing in the stock market for 1 year has a 50-50 chance of earning money, indicating high risk.

if you invest for one year, what is the guarantee that you will earn money 5050, which is a coin toss, so it is very risky

Correct

Investing in the stock market for 3 years offers a 90% guarantee of profitable returns.

if you invest for 3 years, what is the guarantee that you will earn profitable returns or positive returns 90%

1 year ago Incorrect

Investing in the stock market for 3 years offers a 90% guarantee of profitable returns.

if you invest for 3 years, what is the guarantee that you will earn profitable returns or positive returns 90%

Incorrect

Life insurance premiums will increase upon reaching ages 30 and 35.

As soon as you turn 30, the premium increases. As soon as you turn 35, the premium increases and then it becomes a number six.

1 year ago Correct

Life insurance premiums will increase upon reaching ages 30 and 35.

As soon as you turn 30, the premium increases. As soon as you turn 35, the premium increases and then it becomes a number six.

Correct

Investing in small caps carries a risk of 40-50% decrease in value within 1-2 years.

If you invest in small caps, it is so risky that in a year or two, your money can decrease by 40-50%, it can increase.

1 year ago Correct

Investing in small caps carries a risk of 40-50% decrease in value within 1-2 years.

If you invest in small caps, it is so risky that in a year or two, your money can decrease by 40-50%, it can increase.

Correct

The speaker predicts a potential correction in the small-cap stock market within the next 1-2 years.

And in my opinion too, there may be a correction in the next one or two years.

1 year ago Correct

The speaker predicts a potential correction in the small-cap stock market within the next 1-2 years.

And in my opinion too, there may be a correction in the next one or two years.

Correct

The speaker predicts that ₹7 lakh can be saved for the parents within one year through investments, which could cover their lifetime expenses if they are frugal.

if in a year itself they, like no baba, say that Gaurav, enough Now I think I want to stop working, then in that year you will have saved seven lakh rupees for them through this investment

1 year ago Incorrect

The speaker predicts that ₹7 lakh can be saved for the parents within one year through investments, which could cover their lifetime expenses if they are frugal.

if in a year itself they, like no baba, say that Gaurav, enough Now I think I want to stop working, then in that year you will have saved seven lakh rupees for them through this investment

Incorrect

Aspen should prioritize paying off a 50,000 personal loan by October 2024.

First of all, pay off the personal loan of Rs 50000 by October 24.

1 year ago Correct

Aspen should prioritize paying off a 50,000 personal loan by October 2024.

First of all, pay off the personal loan of Rs 50000 by October 24.

Correct

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 10 lakh within 11 years.

within 11 years Rs. lakh

1 year ago Correct

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 10 lakh within 11 years.

within 11 years Rs. lakh

Correct

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 10 lakh within 7 years.

within 7 years you will have Rs. lakh

1 year ago Incorrect

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 10 lakh within 7 years.

within 7 years you will have Rs. lakh

Incorrect

Aspen plans to start an Executive MBA within two years, after clearing their study loan.

I will prepare for MBA only when my study loan gets cleared, first of all I am planning to do it by the end of this year and I want to clear it by July next year, so I am planning that as soon as that gets over within the next two years, I have thought of going for MBA.

1 year ago Incorrect

Aspen plans to start an Executive MBA within two years, after clearing their study loan.

I will prepare for MBA only when my study loan gets cleared, first of all I am planning to do it by the end of this year and I want to clear it by July next year, so I am planning that as soon as that gets over within the next two years, I have thought of going for MBA.

Incorrect

With a higher monthly SIP amount leading to a corpus of ₹1.16 crore, a ₹75,000 monthly withdrawal from a Nifty 50 index fund can last a lifetime.

If we need Rs. 75,000 per month, you will see it will last. The power will never end.

1 year ago Incorrect

With a higher monthly SIP amount leading to a corpus of ₹1.16 crore, a ₹75,000 monthly withdrawal from a Nifty 50 index fund can last a lifetime.

If we need Rs. 75,000 per month, you will see it will last. The power will never end.

Incorrect

An initial investment of 1.5 crore, with a 10% annual increase, will grow to 3 crore 30 lakh.

then this 1.5 crore will become 3 crore 30 lakh

1 year ago Incorrect

An initial investment of 1.5 crore, with a 10% annual increase, will grow to 3 crore 30 lakh.

then this 1.5 crore will become 3 crore 30 lakh

Incorrect

Net of tax returns should be higher than 6%.

The net of tax, which means the return after taxation, should be higher than 6%.

1 year ago Incorrect

Net of tax returns should be higher than 6%.

The net of tax, which means the return after taxation, should be higher than 6%.

Incorrect

A monthly withdrawal of ₹75,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 61.

And if you need Rs. 75,000, this amount will be exhausted at the age of 61.

1 year ago Incorrect

A monthly withdrawal of ₹75,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 61.

And if you need Rs. 75,000, this amount will be exhausted at the age of 61.

Incorrect

A corpus of approximately ₹77.7 lakh, generated from a Nifty 50 index fund, can sustain a monthly withdrawal of ₹50,000 (increasing with inflation) throughout a lifetime, assuming a 13% NAV growth and capital gains tax considerations.

At the age of 45, you have Rs 7.7 million. Okay, and you have 66617 units. Now, to generate this Rs 50,000 every month, you will have to start selling these units. This is the way you will work. ... Meaning, this amount will keep giving you Rs. 50,000 per month throughout your life, increasing with inflation at that point.

1 year ago Incorrect

A corpus of approximately ₹77.7 lakh, generated from a Nifty 50 index fund, can sustain a monthly withdrawal of ₹50,000 (increasing with inflation) throughout a lifetime, assuming a 13% NAV growth and capital gains tax considerations.

At the age of 45, you have Rs 7.7 million. Okay, and you have 66617 units. Now, to generate this Rs 50,000 every month, you will have to start selling these units. This is the way you will work. ... Meaning, this amount will keep giving you Rs. 50,000 per month throughout your life, increasing with inflation at that point.

Incorrect

A combination of lump sum investment of ₹5,000 and an SIP of ₹1,000 per month is predicted to result in ₹1 lakh after 5 years.

Please after 5 years you will have ₹1 lakh

1 year ago Correct

A combination of lump sum investment of ₹5,000 and an SIP of ₹1,000 per month is predicted to result in ₹1 lakh after 5 years.

Please after 5 years you will have ₹1 lakh

Correct

Debt mutual funds can provide an annual income payout of approximately 7-8% of the invested amount.

whatever regular percentage your debt mutual fund provides, for example, 7 or 8, that will become your annual income in the form of a payout.

1 year ago Correct

Debt mutual funds can provide an annual income payout of approximately 7-8% of the invested amount.

whatever regular percentage your debt mutual fund provides, for example, 7 or 8, that will become your annual income in the form of a payout.

Correct

Small cap investment will take approximately 4.75 years to triple the initial investment.

If you invest in small cap, then it will be triple money in a quarter of a year i.e. four years. 75 means 4.75 years.

1 year ago Incorrect

Small cap investment will take approximately 4.75 years to triple the initial investment.

If you invest in small cap, then it will be triple money in a quarter of a year i.e. four years. 75 means 4.75 years.

Incorrect

Stock market investments are expected to grow by 15% annually.

so we are increasing the stock value by 15% every year and real estate by 7%

1 year ago Incorrect

Stock market investments are expected to grow by 15% annually.

so we are increasing the stock value by 15% every year and real estate by 7%

Incorrect

Maximum investment of ₹15 lakh in PO MIS at 7.4% will yield approximately ₹78,000 annually after tax, translating to around ₹6,500 per month.

if you invest the entire ₹15 lakh and get it at 7.4%, you will get roughly ₹1 lakh interest per year. Now, if you add your tax tax beyond that, then around ₹70 or 80,000 will be left. If you split it over 12 months, you will get around ₹78,000 per month.

1 year ago Correct

Maximum investment of ₹15 lakh in PO MIS at 7.4% will yield approximately ₹78,000 annually after tax, translating to around ₹6,500 per month.

if you invest the entire ₹15 lakh and get it at 7.4%, you will get roughly ₹1 lakh interest per year. Now, if you add your tax tax beyond that, then around ₹70 or 80,000 will be left. If you split it over 12 months, you will get around ₹78,000 per month.

Correct

Nifty 50 investment will take approximately a quarter of a year to yield 3 times the initial investment.

If you invest in Nifty 50, then it will take around 1 crore 3 crore within a quarter of a year.

1 year ago Incorrect

Nifty 50 investment will take approximately a quarter of a year to yield 3 times the initial investment.

If you invest in Nifty 50, then it will take around 1 crore 3 crore within a quarter of a year.

Incorrect

The individual aims to achieve partial retirement within the next two to three years.

I feel that one means partially for two-three years, it would be better to retire partially within two-three years

1 year ago Incorrect

The individual aims to achieve partial retirement within the next two to three years.

I feel that one means partially for two-three years, it would be better to retire partially within two-three years

Incorrect

Real estate value is projected to increase by 7% annually.

so we are increasing the stock value by 15% every year and real estate by 7%

1 year ago Incorrect

Real estate value is projected to increase by 7% annually.

so we are increasing the stock value by 15% every year and real estate by 7%

Incorrect

Small-cap funds are predicted to experience a bubble burst and market crash due to overvaluation.

And that will overvalue the company. At some point, that bubble will burst. And that is when the market will come crashing down. You don't want to be standing there with your money largely invested in small caps.

1 year ago Incorrect

Small-cap funds are predicted to experience a bubble burst and market crash due to overvaluation.

And that will overvalue the company. At some point, that bubble will burst. And that is when the market will come crashing down. You don't want to be standing there with your money largely invested in small caps.

Incorrect

Bitcoin investment to double in approximately 2 years, based on Rule of 72.

within two years, this is called Rule of 72.

1 year ago Incorrect

Bitcoin investment to double in approximately 2 years, based on Rule of 72.

within two years, this is called Rule of 72.

Incorrect

A corpus of approximately 9.6 lakh is expected to be accumulated in 5 years from the monthly contribution towards parents, with a 10% annual step-up and 10% return.

at the end of these five years there is approximately 9.6 lakh

1 year ago Correct

A corpus of approximately 9.6 lakh is expected to be accumulated in 5 years from the monthly contribution towards parents, with a 10% annual step-up and 10% return.

at the end of these five years there is approximately 9.6 lakh

Correct

Midcap mutual fund investment to double in approximately 3.6 years.

if you invest in midcap mutual fund, then double the money in 3.6 years

1 year ago Incorrect

Midcap mutual fund investment to double in approximately 3.6 years.

if you invest in midcap mutual fund, then double the money in 3.6 years

Incorrect

The speaker plans to get health insurance for their parents starting from next month.

I would most likely like to take that plan from next month

1 year ago Incorrect

The speaker plans to get health insurance for their parents starting from next month.

I would most likely like to take that plan from next month

Incorrect

By the age of 45, savings will reach 5 crore 31 lakh.

At the age of 45, you will have Rs. 5 crore 31 lakh

1 year ago Incorrect

By the age of 45, savings will reach 5 crore 31 lakh.

At the age of 45, you will have Rs. 5 crore 31 lakh

Incorrect

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 7 lakh in 10 years.

within 10 years you will have Rs 7 lakh

1 year ago Incorrect

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 7 lakh in 10 years.

within 10 years you will have Rs 7 lakh

Incorrect

EVs are projected to have significantly lower running costs than petrol cars over a 3-year period.

the total running cost for 3 years is ₹ 177000 for petrol and only ₹ 25000 for EV

1 year ago Incorrect

EVs are projected to have significantly lower running costs than petrol cars over a 3-year period.

the total running cost for 3 years is ₹ 177000 for petrol and only ₹ 25000 for EV

Incorrect

The demand for social media managers is expected to rise as the creator economy expands.

The more the creator economy grows, the more the need for social media managers will increase.

2 years ago Correct

The demand for social media managers is expected to rise as the creator economy expands.

The more the creator economy grows, the more the need for social media managers will increase.

Correct

The digital market is predicted to be very active and dynamic in 2024 due to the election year.

2024 is election year, and the digital market is going to be crazy.

2 years ago Correct

The digital market is predicted to be very active and dynamic in 2024 due to the election year.

2024 is election year, and the digital market is going to be crazy.

Correct

Recommended investment allocation for individuals in their 40s and beyond, targeting an average return of 10.8%.

If you are in your 40s and beyond... In fixed rate of return assets, you will put at least 50% in Nifty 50. You will not put more than 15% in mid-caps and only 5% in small-caps

2 years ago Incorrect

Recommended investment allocation for individuals in their 40s and beyond, targeting an average return of 10.8%.

If you are in your 40s and beyond... In fixed rate of return assets, you will put at least 50% in Nifty 50. You will not put more than 15% in mid-caps and only 5% in small-caps

Incorrect

Recommended investment allocation for individuals in their 30s, targeting an average return of 12.18%.

If you are in your 30s... So, we will fix the rate of return at around 20%. We will fix Nifty 50 at 40, we will keep it at 25 and we will make this one at 15. So you get a fixed rate of return at 20. Assets at 40, Nifty 50 at 25, mid-cap at 15, small-cap at 12.18%.

2 years ago Incorrect

Recommended investment allocation for individuals in their 30s, targeting an average return of 12.18%.

If you are in your 30s... So, we will fix the rate of return at around 20%. We will fix Nifty 50 at 40, we will keep it at 25 and we will make this one at 15. So you get a fixed rate of return at 20. Assets at 40, Nifty 50 at 25, mid-cap at 15, small-cap at 12.18%.

Incorrect

Predicted the individual will get possession of their flat within the next one to two years.

you will get this position within the next one or two years, this is a high possibility.

1 year ago Correct

Predicted the individual will get possession of their flat within the next one to two years.

you will get this position within the next one or two years, this is a high possibility.

Correct

Predicted a book signing for 'Make Epic Money' on November 14, 2024.

On Thursday there is a signing of my new book Make Epic Money

1 year ago Incorrect

Predicted a book signing for 'Make Epic Money' on November 14, 2024.

On Thursday there is a signing of my new book Make Epic Money

Incorrect

Predicted that Amisha will be able to completely support her siblings' fees within two years.

over two years when you replicate this process you will be able to support

1 year ago Incorrect

Predicted that Amisha will be able to completely support her siblings' fees within two years.

over two years when you replicate this process you will be able to support

Incorrect

Shubham should make a monthly prepayment of ₹5,000 towards his home loan, which could lead to its repayment within 6-8 years instead of 15.

So after six months prepay home loan by 5k every month and reduce it. My approximate calculation is not accurate. The approximate calculation is that if you give this 55000, then your 15 year loan will be repaid within about 6 to 8 years and that should be how you deal with your loan so that in about five to seven years you are completely loan free from those loans.

1 year ago Pending

Shubham should make a monthly prepayment of ₹5,000 towards his home loan, which could lead to its repayment within 6-8 years instead of 15.

So after six months prepay home loan by 5k every month and reduce it. My approximate calculation is not accurate. The approximate calculation is that if you give this 55000, then your 15 year loan will be repaid within about 6 to 8 years and that should be how you deal with your loan so that in about five to seven years you are completely loan free from those loans.

Pending

Shubham's monthly ₹15,000 investment should be allocated to Nifty 50/Next 50 (large cap), flexi-cap/mid-cap, and small-cap indices.

So what I would suggest is that if I had to replan your Rs. 15,000 again, then my suggestion would be that out of this Rs. 15,000, you should invest Rs. 15,000 in Nifty 50 or Nifty Next 50. Basically, invest in a large cap index, then around 4 or 5 in a flexi cap or mid cap index and then invest around 3 to 5 in a small cap index.

1 year ago Pending

Shubham's monthly ₹15,000 investment should be allocated to Nifty 50/Next 50 (large cap), flexi-cap/mid-cap, and small-cap indices.

So what I would suggest is that if I had to replan your Rs. 15,000 again, then my suggestion would be that out of this Rs. 15,000, you should invest Rs. 15,000 in Nifty 50 or Nifty Next 50. Basically, invest in a large cap index, then around 4 or 5 in a flexi cap or mid cap index and then invest around 3 to 5 in a small cap index.

Pending

Upon the maturity of the current life insurance in 2027, a new term life insurance policy with a cover of ₹1 crore until age 60 should be purchased. This new policy should be viewed purely as insurance, not an investment.

Since you are the only earning member of your family, it is very important that you insure your life. So, in 2027, when you are 43/44, you should get a life insurance cover till the age of 60. And for that, please do not look at insurance as an investment product. Right now, the insurance you have taken is an investment product. You should look at it only as insurance. So, the best form of that insurance is a term plan. Take a term plan for 16 years. Because if you take it at the age of 44, it will be a little expensive, but still, it is an absolutely safe investment to make by investing for at least Rs 1 crore premium, sorry, Rs 1 crore cover

1 year ago Pending

Upon the maturity of the current life insurance in 2027, a new term life insurance policy with a cover of ₹1 crore until age 60 should be purchased. This new policy should be viewed purely as insurance, not an investment.

Since you are the only earning member of your family, it is very important that you insure your life. So, in 2027, when you are 43/44, you should get a life insurance cover till the age of 60. And for that, please do not look at insurance as an investment product. Right now, the insurance you have taken is an investment product. You should look at it only as insurance. So, the best form of that insurance is a term plan. Take a term plan for 16 years. Because if you take it at the age of 44, it will be a little expensive, but still, it is an absolutely safe investment to make by investing for at least Rs 1 crore premium, sorry, Rs 1 crore cover

Pending

After 20 years, the projected ₹3.20 crore, after tax and inflation adjustments, will have a real value equivalent to ₹80 lakh today.

And after 20 years, you will have ₹3 crore 20 lakh in the bank, but its value will be ₹80 lakh. After paying taxes and adjusting for inflation, this means that if you have ₹80 lakh today, then whatever you can do with it, you will be able to do the same after 20 years.

1 year ago Pending

After 20 years, the projected ₹3.20 crore, after tax and inflation adjustments, will have a real value equivalent to ₹80 lakh today.

And after 20 years, you will have ₹3 crore 20 lakh in the bank, but its value will be ₹80 lakh. After paying taxes and adjusting for inflation, this means that if you have ₹80 lakh today, then whatever you can do with it, you will be able to do the same after 20 years.

Pending

After 15 years, the projected ₹1.45 crore, after tax and inflation adjustments, will have a real value equivalent to ₹50 lakh today.

After 15 years, you will have ₹1 crore 45 lakh in the bank, but its value will be around ₹50 lakh. ₹50 lakh as of today's date.

1 year ago Pending

After 15 years, the projected ₹1.45 crore, after tax and inflation adjustments, will have a real value equivalent to ₹50 lakh today.

After 15 years, you will have ₹1 crore 45 lakh in the bank, but its value will be around ₹50 lakh. ₹50 lakh as of today's date.

Pending

After 10 years, the projected ₹61 lakh, when adjusted for 20% tax and 6% inflation, will have a real value equivalent to ₹27 lakh today.

After 10 years, you will have ₹1 lakh in your bank, but after paying taxes and adjusting for inflation, its value will be ₹77 lakh. This means that if you have ₹27 lakh today, then whatever you can do with it, you will be able to do the same as today.

1 year ago Pending

After 10 years, the projected ₹61 lakh, when adjusted for 20% tax and 6% inflation, will have a real value equivalent to ₹27 lakh today.

After 10 years, you will have ₹1 lakh in your bank, but after paying taxes and adjusting for inflation, its value will be ₹77 lakh. This means that if you have ₹27 lakh today, then whatever you can do with it, you will be able to do the same as today.

Pending

Shubham should purchase personal health insurance for himself and his wife, with a cover of ₹3 to ₹5 lakh, as corporate plans are tied to employment.

Okay, your corporate plan will work only till you are in this company. The day you leave this company, your plan will end and then you will join another company and get another plan, but all the benefits of continuing an insurance plan will continue. You will buy health insurance for your wife and yourself. And since you are in a city like Indore, it is not a very expensive city, at least compared to tier one cities, so if you take health insurance of even Rs 3 to 5 lakh, that should be enough and it will not be very costly.

1 year ago Pending

Shubham should purchase personal health insurance for himself and his wife, with a cover of ₹3 to ₹5 lakh, as corporate plans are tied to employment.

Okay, your corporate plan will work only till you are in this company. The day you leave this company, your plan will end and then you will join another company and get another plan, but all the benefits of continuing an insurance plan will continue. You will buy health insurance for your wife and yourself. And since you are in a city like Indore, it is not a very expensive city, at least compared to tier one cities, so if you take health insurance of even Rs 3 to 5 lakh, that should be enough and it will not be very costly.

Pending

A monthly SIP of ₹12,000 (₹7000 + ₹3000 + ₹2000) should be allocated as follows: ₹7000 to large-cap mutual funds, ₹3000 to mid-cap or flexi-cap funds, and ₹2000 to small-cap funds.

₹7000 of this should go into a large cap mutual fund, ₹3000 in mid cap or flex cap and then ₹2000 in If you do this in small cap, then the investment of Rs 1000 will be absolutely fine

1 year ago Pending

A monthly SIP of ₹12,000 (₹7000 + ₹3000 + ₹2000) should be allocated as follows: ₹7000 to large-cap mutual funds, ₹3000 to mid-cap or flexi-cap funds, and ₹2000 to small-cap funds.

₹7000 of this should go into a large cap mutual fund, ₹3000 in mid cap or flex cap and then ₹2000 in If you do this in small cap, then the investment of Rs 1000 will be absolutely fine

Pending

Once the AC EMI finishes, an additional ₹3000 should be added to the monthly SIP, bringing the total SIP to ₹10,000, with the remaining amount available for family use.

So my suggestion would be that when that EMI of AC gets over, then from that ₹000, if you can add ₹00 to your investment and then ₹00 use it for anything else you want from a family purpose that from six months onward, make your SIP between your wife and yourself of ₹000

1 year ago Pending

Once the AC EMI finishes, an additional ₹3000 should be added to the monthly SIP, bringing the total SIP to ₹10,000, with the remaining amount available for family use.

So my suggestion would be that when that EMI of AC gets over, then from that ₹000, if you can add ₹00 to your investment and then ₹00 use it for anything else you want from a family purpose that from six months onward, make your SIP between your wife and yourself of ₹000

Pending

The speaker recommends stopping the recently started LIC for Shivansh and instead initiating a Nifty 50 mutual fund SIP of 2558 rupees for 18 years, predicting it will yield a significantly better outcome (potentially Rs 20 lakh or more vs. Rs 10 lakh from LIC).

My suggestion would be that you stop this LIC that you have just started and start a mutual fund SIP for the same amount of 2558, okay, okay, and do the same for 18 years, which you did for Shivansh

1 year ago Pending

The speaker recommends stopping the recently started LIC for Shivansh and instead initiating a Nifty 50 mutual fund SIP of 2558 rupees for 18 years, predicting it will yield a significantly better outcome (potentially Rs 20 lakh or more vs. Rs 10 lakh from LIC).

My suggestion would be that you stop this LIC that you have just started and start a mutual fund SIP for the same amount of 2558, okay, okay, and do the same for 18 years, which you did for Shivansh

Pending

The speaker advises to start paying off the gold loan from April/May 2025 using funds previously allocated to a chit fund, with the expectation of it being repaid in approximately 9.5 years.

So, in about nine and a half years, actually, your gold loan will be repaid. So, the first one will be from April or May 2025, towards the chit fund gold loan.

1 year ago Pending

The speaker advises to start paying off the gold loan from April/May 2025 using funds previously allocated to a chit fund, with the expectation of it being repaid in approximately 9.5 years.

So, in about nine and a half years, actually, your gold loan will be repaid. So, the first one will be from April or May 2025, towards the chit fund gold loan.

Pending

The speaker predicts that the stock market will consistently provide returns greater than 6% over 18-year periods, with a minimum of 8% and an average of 12% over 10 years.

With 100% certainty, it will give a return of more than 6 per cent because there has never been such a period in the stock market in the last 18 years. Shubhankar, where the stock market has not given a return of 6, well, it gives a minimum return of 8, and on an average, in a period of 10 years, it has given a return of 12

1 year ago Pending

The speaker predicts that the stock market will consistently provide returns greater than 6% over 18-year periods, with a minimum of 8% and an average of 12% over 10 years.

With 100% certainty, it will give a return of more than 6 per cent because there has never been such a period in the stock market in the last 18 years. Shubhankar, where the stock market has not given a return of 6, well, it gives a minimum return of 8, and on an average, in a period of 10 years, it has given a return of 12

Pending

The speaker predicts that LIC returns are lower than fixed deposits and significantly lower than potential returns from mutual fund SIPs over an 18-year period. The LIC is projected to yield 5.93% return, while a mutual fund SIP is estimated to yield approximately 5.5 lakh rupees after 18 years for the same investment amount (implying a higher effective return).

If you calculate this mathematically, its return comes to 5.93, which means your money is growing at 5.93 per cent every year. Well, this is a lower return than a fixed deposit because a fixed deposit also gives you around 6 per cent. But if you invest this same amount, which is 2558 rupees, in a mutual fund SIP for 18 years, then after 18 years you can get 5.5 lakh rupees.

1 year ago Pending

The speaker predicts that LIC returns are lower than fixed deposits and significantly lower than potential returns from mutual fund SIPs over an 18-year period. The LIC is projected to yield 5.93% return, while a mutual fund SIP is estimated to yield approximately 5.5 lakh rupees after 18 years for the same investment amount (implying a higher effective return).

If you calculate this mathematically, its return comes to 5.93, which means your money is growing at 5.93 per cent every year. Well, this is a lower return than a fixed deposit because a fixed deposit also gives you around 6 per cent. But if you invest this same amount, which is 2558 rupees, in a mutual fund SIP for 18 years, then after 18 years you can get 5.5 lakh rupees.

Pending

An annual investment return of 12% with a 10% annual increase in investment leads to ₹3.6 crore in 30 years.

If you get a return of ₹12 and do 10 steps up every year, you will have ₹ 3 crore 60 lakh in 30 years

1 year ago Pending

An annual investment return of 12% with a 10% annual increase in investment leads to ₹3.6 crore in 30 years.

If you get a return of ₹12 and do 10 steps up every year, you will have ₹ 3 crore 60 lakh in 30 years

Pending

With an initial SIP of 1 Lakh, a 14% annual return, and a 10% annual step-up, the first crore can be reached in 15 years. Subsequent crores can be accumulated much faster, with 100 crore potentially achievable within 15 years.

SIP of ₹1000000 at 14 annual rate of return. Annual step-up of 10 percent. It takes 15 years to reach one crore. It seems like a very long journey, but after that the magic happens. The next crore comes in just four years, the next crore after that in just two years, that crore becomes 6 crore in just five years and that 6 to 10 crore in just three more years. The most interesting thing is that within 15 years you have Rs 100 crore, this is the process.

1 year ago Pending

With an initial SIP of 1 Lakh, a 14% annual return, and a 10% annual step-up, the first crore can be reached in 15 years. Subsequent crores can be accumulated much faster, with 100 crore potentially achievable within 15 years.

SIP of ₹1000000 at 14 annual rate of return. Annual step-up of 10 percent. It takes 15 years to reach one crore. It seems like a very long journey, but after that the magic happens. The next crore comes in just four years, the next crore after that in just two years, that crore becomes 6 crore in just five years and that 6 to 10 crore in just three more years. The most interesting thing is that within 15 years you have Rs 100 crore, this is the process.

Pending

Guidance on selecting mutual funds for new investors or those adding to existing portfolios in 2025.

if you want to start your mutual fund journey in 2025, or if you want to add new mutual funds to your investment in 2025, then what should be the things you bear in mind?

1 year ago Pending

Guidance on selecting mutual funds for new investors or those adding to existing portfolios in 2025.

if you want to start your mutual fund journey in 2025, or if you want to add new mutual funds to your investment in 2025, then what should be the things you bear in mind?

Pending

Potential for a bull run in the market lasting 10-20 years.

And they are in Miss out on what could be a potential bull run for the next 10-20 years.

1 year ago Pending

Potential for a bull run in the market lasting 10-20 years.

And they are in Miss out on what could be a potential bull run for the next 10-20 years.

Pending

The speaker predicts that colleges will cease to exist by the time their 6-year-old daughter reaches college age. The predicted timeframe for this is roughly 12 years from the publication date of the transcript (December 2024), placing the prediction around 2036.

by the time she will be of college going age, the existence of college would have ended.

1 year ago Pending

The speaker predicts that colleges will cease to exist by the time their 6-year-old daughter reaches college age. The predicted timeframe for this is roughly 12 years from the publication date of the transcript (December 2024), placing the prediction around 2036.

by the time she will be of college going age, the existence of college would have ended.

Pending

Prediction on which mutual funds will be suitable in 2025.

which mutual funds will be the right ones in 2025?

1 year ago Pending

Prediction on which mutual funds will be suitable in 2025.

which mutual funds will be the right ones in 2025?

Pending

An electric scooter (LA) is projected to save ₹65,000 per month compared to a petrol scooter (TVS Jupiter 125) and recoup its initial higher cost within 3 years, based on driving 50 km per day.

if you use LA, you will save ₹1800 a day, ₹ 65000 a month, within 3 years, saving on petrol and 00 was saved in the beginning itself.

1 year ago Pending

An electric scooter (LA) is projected to save ₹65,000 per month compared to a petrol scooter (TVS Jupiter 125) and recoup its initial higher cost within 3 years, based on driving 50 km per day.

if you use LA, you will save ₹1800 a day, ₹ 65000 a month, within 3 years, saving on petrol and 00 was saved in the beginning itself.

Pending

Investing Rs. 3000 per month from January 2025 (at age 37) could result in Rs. 77 lakh in 10 years, Rs. 1.04 crore in 20 years, and Rs. 2.27 crore in 23 years (equivalent to Rs. 50 lakh in today's value after inflation and taxes).

so if I try to calculate that Rs. 1000 is large cap, Rs. 1000 is mid cap and Rs. 1000 is small cap and if we invest Rs. 2000 from January 2025 at the age of 37, then how much will it be in 10 years i.e. at the age of 47, how much will it be in 20 years i.e. at the age of 57 and how much will it be when you retire at the age of 60, if you keep investing it at this pace of Ajoom, after 10 years you will have a total of Rs. 77 lakh, after 20 years you will have Rs. 1 crore 4 lakh and after 23 years you will have Rs. 2 crore 27 lakh. Importance of this money If we assume inflation to be 6% at that time, after deducting the tax at that time, the tax that you will have to pay on long term capital which is currently around Rs. 10000 and adjusting for inflation, after 23 years you will have Rs. 2 crore 27 lakhs, its value as on today's date after deducting taxes and everything else will be Rs. 50 lakhs, meaning if you have Rs. 50 lakhs today, whatever you can do with it, you will have the same financial status and capability when you are 60 years old.

1 year ago Pending

Investing Rs. 3000 per month from January 2025 (at age 37) could result in Rs. 77 lakh in 10 years, Rs. 1.04 crore in 20 years, and Rs. 2.27 crore in 23 years (equivalent to Rs. 50 lakh in today's value after inflation and taxes).

so if I try to calculate that Rs. 1000 is large cap, Rs. 1000 is mid cap and Rs. 1000 is small cap and if we invest Rs. 2000 from January 2025 at the age of 37, then how much will it be in 10 years i.e. at the age of 47, how much will it be in 20 years i.e. at the age of 57 and how much will it be when you retire at the age of 60, if you keep investing it at this pace of Ajoom, after 10 years you will have a total of Rs. 77 lakh, after 20 years you will have Rs. 1 crore 4 lakh and after 23 years you will have Rs. 2 crore 27 lakh. Importance of this money If we assume inflation to be 6% at that time, after deducting the tax at that time, the tax that you will have to pay on long term capital which is currently around Rs. 10000 and adjusting for inflation, after 23 years you will have Rs. 2 crore 27 lakhs, its value as on today's date after deducting taxes and everything else will be Rs. 50 lakhs, meaning if you have Rs. 50 lakhs today, whatever you can do with it, you will have the same financial status and capability when you are 60 years old.

Pending

Retiring as a crorepati is guaranteed if all loans are cleared and regular investments are made over the next 20-25 years.

After that, we will clear our loans and start investing a little as the loans keep getting cleared. Anyway, we will make our investment. You are still young, you have 20-25 years ahead and I am very sure that if you clear all your loans and invest regularly without doing anything else in a hurry, you will retire as a crorepati guaranteed.

1 year ago Pending

Retiring as a crorepati is guaranteed if all loans are cleared and regular investments are made over the next 20-25 years.

After that, we will clear our loans and start investing a little as the loans keep getting cleared. Anyway, we will make our investment. You are still young, you have 20-25 years ahead and I am very sure that if you clear all your loans and invest regularly without doing anything else in a hurry, you will retire as a crorepati guaranteed.

Pending

A combined SIP investment of ₹21,000 is projected to yield approximately ₹45 lakhs in 10 years, which is considered a significant return on a basic income.

which means only this investment only this ₹000 investment will give you in 10 years about 45 lakhs which is a really really good amount of money for just this basic amount of income its a lot

1 year ago Pending

A combined SIP investment of ₹21,000 is projected to yield approximately ₹45 lakhs in 10 years, which is considered a significant return on a basic income.

which means only this investment only this ₹000 investment will give you in 10 years about 45 lakhs which is a really really good amount of money for just this basic amount of income its a lot

Pending

The speaker's stock investments are projected to be worth approximately Rs 81 lakh after tax and inflation adjustment in 5 years.

After deducting tax, it will be around 81 lakhs and after adjusting for inflation, its value will be around ₹ lakhs.

1 year ago Pending

The speaker's stock investments are projected to be worth approximately Rs 81 lakh after tax and inflation adjustment in 5 years.

After deducting tax, it will be around 81 lakhs and after adjusting for inflation, its value will be around ₹ lakhs.

Pending

The current investments in Angel One should be left untouched, as they are expected to grow by an average of 10-12% annually.

just keep the money you have in Angel One, do not touch it, neither withdraw nor add anything to it, it will remain intact on its own, it will keep increasing every year, it will keep increasing comfortably and it will keep increasing on an average by about 10 to 12 times

1 year ago Pending

The current investments in Angel One should be left untouched, as they are expected to grow by an average of 10-12% annually.

just keep the money you have in Angel One, do not touch it, neither withdraw nor add anything to it, it will remain intact on its own, it will keep increasing every year, it will keep increasing comfortably and it will keep increasing on an average by about 10 to 12 times

Pending

Even after withdrawing expenses, the speaker's investment is projected to grow to Rs 26 crore by age 85, assuming a 5% annual expense increase and 10-12% investment growth.

you will actually at the age of 85 still not run out of money, you will still have money and how much will it be, Rs. 26 crore

1 year ago Pending

Even after withdrawing expenses, the speaker's investment is projected to grow to Rs 26 crore by age 85, assuming a 5% annual expense increase and 10-12% investment growth.

you will actually at the age of 85 still not run out of money, you will still have money and how much will it be, Rs. 26 crore

Pending

After adjusting for inflation, the projected value of the speaker's investments after 20 years will be equivalent to Rs 2.01 crore in today's terms.

after adjusting for inflation, its value will be 2 crore 1 lakh rupees. Meaning, if you had 2 crore 1 lakh rupees today, you will have the same amount of money after 20 years.

1 year ago Pending

After adjusting for inflation, the projected value of the speaker's investments after 20 years will be equivalent to Rs 2.01 crore in today's terms.

after adjusting for inflation, its value will be 2 crore 1 lakh rupees. Meaning, if you had 2 crore 1 lakh rupees today, you will have the same amount of money after 20 years.

Pending

The speaker's investment corpus is projected to reach approximately Rs 7.8 crore in 20 years.

if this same journey continues for 20 years, then you will have 7 crore 80 lakh rupees

1 year ago Pending

The speaker's investment corpus is projected to reach approximately Rs 7.8 crore in 20 years.

if this same journey continues for 20 years, then you will have 7 crore 80 lakh rupees

Pending

Continued income growth will enable affording a house, ensuring a good standard of living, and achieving a sense of security.

you too as you keep growing your income get to the point where you will be able to afford a house or provide a good standard of living for your daughter and yourself and you will also feel secure

1 year ago Pending

Continued income growth will enable affording a house, ensuring a good standard of living, and achieving a sense of security.

you too as you keep growing your income get to the point where you will be able to afford a house or provide a good standard of living for your daughter and yourself and you will also feel secure

Pending

Selling the house is expected to relieve the EMI burden and provide a lump sum of 8-10 lakh rupees.

then two things will happen to you. One, intentionally, this EMI burden will be removed from your head. Yes, number two, you will get eight or ten lakh rupees in lump sum on that because it has been four years.

1 year ago Pending

Selling the house is expected to relieve the EMI burden and provide a lump sum of 8-10 lakh rupees.

then two things will happen to you. One, intentionally, this EMI burden will be removed from your head. Yes, number two, you will get eight or ten lakh rupees in lump sum on that because it has been four years.

Pending

The speaker's portfolio is projected to be worth Rs 100 crore when they turn 60.

and at the age of 60, this portfolio will be worth Rs 100 crore.

1 year ago Pending

The speaker's portfolio is projected to be worth Rs 100 crore when they turn 60.

and at the age of 60, this portfolio will be worth Rs 100 crore.

Pending

The speaker's portfolio is projected to be worth Rs 24 crore when they turn 50.

So, when I turn 50, this portfolio will be worth Rs 24 crore.

1 year ago Pending

The speaker's portfolio is projected to be worth Rs 24 crore when they turn 50.

So, when I turn 50, this portfolio will be worth Rs 24 crore.

Pending

After 5 years, a monthly SIP of Rs 12,000 is predicted to be Rs 55 lakh, and after a total of 10 years, it is predicted to be Rs 1 crore 10 lakh.

After 5 years, you will make Rs 55 lakh and after another 5 years, you will make Rs 1 crore 10 lakh.

1 year ago Pending

After 5 years, a monthly SIP of Rs 12,000 is predicted to be Rs 55 lakh, and after a total of 10 years, it is predicted to be Rs 1 crore 10 lakh.

After 5 years, you will make Rs 55 lakh and after another 5 years, you will make Rs 1 crore 10 lakh.

Pending

A monthly SIP of Rs 12,000 is predicted to grow to Rs 25 lakh in 10 years.

With a monthly SIP return of Rs 12,000, it will take you 10 years to make Rs 25 lakh.

1 year ago Pending

A monthly SIP of Rs 12,000 is predicted to grow to Rs 25 lakh in 10 years.

With a monthly SIP return of Rs 12,000, it will take you 10 years to make Rs 25 lakh.

Pending

Committing to writing one page daily for 45 days will lead to self-discovery and a better understanding of the world.

The second challenge is to write one page every day for the next 45 days.

1 year ago Pending

Committing to writing one page daily for 45 days will lead to self-discovery and a better understanding of the world.

The second challenge is to write one page every day for the next 45 days.

Pending

E-scooters will reach cost parity with petrol scooters within 3-4 years, at approximately 25,000 km.

break even will happen at around 25000 km and this is possible within 3 to 4 years.

1 year ago Pending

E-scooters will reach cost parity with petrol scooters within 3-4 years, at approximately 25,000 km.

break even will happen at around 25000 km and this is possible within 3 to 4 years.

Pending

After taxes are applied to the total investment value after 30 years, the remaining amount will be Rs 4.55 crore.

After tax, you will be sitting at Rs 4 crore 55 lakh.

1 year ago Pending

After taxes are applied to the total investment value after 30 years, the remaining amount will be Rs 4.55 crore.

After tax, you will be sitting at Rs 4 crore 55 lakh.

Pending

The plan is to save a specific amount over the next six months to create an emergency fund equivalent to at least one month's mandatory expenses.

so you will save it with full dedication for the next six months without reducing it even by one rupee from three and a half, so over the next six months you will be left with 000 and this 2000 plus which is already in your bank, in this case 5000, this will become your emergency fund, so you will essentially have this amount, you will not touch this amount, this amount will be used only for emergency fund and ideally this amount should cover at least one month of your expected expenses which is mandatory

1 year ago Pending

The plan is to save a specific amount over the next six months to create an emergency fund equivalent to at least one month's mandatory expenses.

so you will save it with full dedication for the next six months without reducing it even by one rupee from three and a half, so over the next six months you will be left with 000 and this 2000 plus which is already in your bank, in this case 5000, this will become your emergency fund, so you will essentially have this amount, you will not touch this amount, this amount will be used only for emergency fund and ideally this amount should cover at least one month of your expected expenses which is mandatory

Pending

After 20 years, the inflation-adjusted value of investments, after tax, is projected to be 32 lakh.

After 20 years, after deducting inflation adjusted tax, you will have Rs 32 lakh as of today's date.

1 year ago Pending

After 20 years, the inflation-adjusted value of investments, after tax, is projected to be 32 lakh.

After 20 years, after deducting inflation adjusted tax, you will have Rs 32 lakh as of today's date.

Pending

After 10 years, the inflation-adjusted value of investments, after tax, is projected to be 11 lakh.

then after 10 years, after deducting inflation adjusted tax, you will have Rs 11 lakh as of today's date.

1 year ago Pending

After 10 years, the inflation-adjusted value of investments, after tax, is projected to be 11 lakh.

then after 10 years, after deducting inflation adjusted tax, you will have Rs 11 lakh as of today's date.

Pending

Continuing with the described investment strategy for 30 years is projected to result in 5 crore 20 lakh in investments.

and after 30 years, you will have Rs 5 crore 20 lakh.

1 year ago Pending

Continuing with the described investment strategy for 30 years is projected to result in 5 crore 20 lakh in investments.

and after 30 years, you will have Rs 5 crore 20 lakh.

Pending

Continuing with the described investment strategy for 10 years is projected to result in approximately 2 lakh in investments.

After 10 years, by doing only this, no one will earn There is no step up, there is no increment. You will have around Rs 2 lakh.

1 year ago Pending

Continuing with the described investment strategy for 10 years is projected to result in approximately 2 lakh in investments.

After 10 years, by doing only this, no one will earn There is no step up, there is no increment. You will have around Rs 2 lakh.

Pending

The loan with an EMI of 1500 and 12 months remaining is predicted to be repaid in approximately 8 months after additional payments are made from the freed-up cash.

If we do 5000 for 24, then around 00 is saved. You will pay 3375 every month plus 00 you are already paying. So your total is approximately 875 going towards paying this of 4 towards the pending loan of 9k which means whatever was left for the remaining 6 months, Instead of staying for 6 months, it will be repaid in two months. This entire loan will be repaid in two months only. So we will then reduce to step five. After two months free cash, how much free cash do we have now? 3375 which we were giving on loan plus this 00 which we were giving for the other loan, so our free cash has become 4875. Again the same thing at 25 per SIP, so how much will it be at 25 per SIP into this amount, so you will do SIP of 1218. Again start SIP of Nifty 50, this will be a new SIP, okay, and the remaining amount is minus this approximately 3660. This is towards next shortest loan. Now how much is the next shortest loan? This is the 5000 one, how much would be left in it, let's see, 8 months would have passed because these were 6 months, these two months were for repaying other people, so how much do we have towards wastage and how much is left in this? If 800 is left, then how much will we save every month now?

1 year ago Pending

The loan with an EMI of 1500 and 12 months remaining is predicted to be repaid in approximately 8 months after additional payments are made from the freed-up cash.

If we do 5000 for 24, then around 00 is saved. You will pay 3375 every month plus 00 you are already paying. So your total is approximately 875 going towards paying this of 4 towards the pending loan of 9k which means whatever was left for the remaining 6 months, Instead of staying for 6 months, it will be repaid in two months. This entire loan will be repaid in two months only. So we will then reduce to step five. After two months free cash, how much free cash do we have now? 3375 which we were giving on loan plus this 00 which we were giving for the other loan, so our free cash has become 4875. Again the same thing at 25 per SIP, so how much will it be at 25 per SIP into this amount, so you will do SIP of 1218. Again start SIP of Nifty 50, this will be a new SIP, okay, and the remaining amount is minus this approximately 3660. This is towards next shortest loan. Now how much is the next shortest loan? This is the 5000 one, how much would be left in it, let's see, 8 months would have passed because these were 6 months, these two months were for repaying other people, so how much do we have towards wastage and how much is left in this? If 800 is left, then how much will we save every month now?

Pending

An investment corpus of 7.42 crore rupees is projected after 15 years with a 10% annual step-up SIP strategy.

but your step up 10% sip will be 7 CR 42 lakhs

1 year ago Pending

An investment corpus of 7.42 crore rupees is projected after 15 years with a 10% annual step-up SIP strategy.

but your step up 10% sip will be 7 CR 42 lakhs

Pending

An investment corpus of 4.46 crore rupees is projected after 15 years with a flat SIP strategy.

and in 15 years it is wild... your normal sip would be 4 CR 46 lakhs

1 year ago Pending

An investment corpus of 4.46 crore rupees is projected after 15 years with a flat SIP strategy.

and in 15 years it is wild... your normal sip would be 4 CR 46 lakhs

Pending

An investment corpus of 1.88 crore rupees is projected after 10 years with the recommended investment strategy.

if you were to do this for 10 years... The Corpus size would be 1 cr88 lakh rupees

1 year ago Pending

An investment corpus of 1.88 crore rupees is projected after 10 years with the recommended investment strategy.

if you were to do this for 10 years... The Corpus size would be 1 cr88 lakh rupees

Pending

The speaker predicts that the current 13-year home loan will be paid off in approximately 6 to 6.5 years through a strategy of paying two extra EMIs annually and increasing the EMI by 10% each year.

my prediction is that the 13e loan will become approximately a six six and a half year loan

1 year ago Pending

The speaker predicts that the current 13-year home loan will be paid off in approximately 6 to 6.5 years through a strategy of paying two extra EMIs annually and increasing the EMI by 10% each year.

my prediction is that the 13e loan will become approximately a six six and a half year loan

Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹9.65 crore in 30 years.

₹9 crore 65 lakh after 30 years.

1 year ago Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹9.65 crore in 30 years.

₹9 crore 65 lakh after 30 years.

Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹1 crore in 20 years.

₹1 crore in 20 years

1 year ago Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹1 crore in 20 years.

₹1 crore in 20 years

Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹2.7 lakh in 5 years.

then you will get ₹270000 in 5 years

1 year ago Pending

A ₹10,000 SIP with an annual ₹10 step-up is predicted to reach ₹2.7 lakh in 5 years.

then you will get ₹270000 in 5 years

Pending

After 25 years, with ₹4.11 crore accumulated, withdrawing ₹4 lakh per month for the subsequent 20 years will leave ₹4.80 crore.

Now at this point, you can withdraw Rs. 4 lakh per month for the next 20 years. Do you know how much money you will have left? Rs. 4 crore 80 lakh

1 year ago Pending

After 25 years, with ₹4.11 crore accumulated, withdrawing ₹4 lakh per month for the subsequent 20 years will leave ₹4.80 crore.

Now at this point, you can withdraw Rs. 4 lakh per month for the next 20 years. Do you know how much money you will have left? Rs. 4 crore 80 lakh

Pending

Investing ₹500 monthly from age 25 to 45 is projected to result in approximately ₹65 crore by age 85.

If we make this 500, when you die, you will have around Rs 65 crore.

1 year ago Pending

Investing ₹500 monthly from age 25 to 45 is projected to result in approximately ₹65 crore by age 85.

If we make this 500, when you die, you will have around Rs 65 crore.

Pending

A ₹10,000 SIP is predicted to grow to approximately ₹1 crore in 30 years.

₹1 crore after 30 years.

1 year ago Pending

A ₹10,000 SIP is predicted to grow to approximately ₹1 crore in 30 years.

₹1 crore after 30 years.

Pending

A ₹10,000 SIP is predicted to grow to approximately ₹1 crore in 20 years.

₹1 crore after 20 years

1 year ago Pending

A ₹10,000 SIP is predicted to grow to approximately ₹1 crore in 20 years.

₹1 crore after 20 years

Pending

An SIP of ₹1,000,000 with a 10% annual step-up and a 12% return will grow to approximately ₹4.11 crore after 25 years.

SIP of ₹1000000 has an annual step up of 10, which means increase for 225 years. Assuming a return of 12, after 25 years you will have around Rs. 4 crore 11 lakh.

1 year ago Pending

An SIP of ₹1,000,000 with a 10% annual step-up and a 12% return will grow to approximately ₹4.11 crore after 25 years.

SIP of ₹1000000 has an annual step up of 10, which means increase for 225 years. Assuming a return of 12, after 25 years you will have around Rs. 4 crore 11 lakh.

Pending

The speaker predicts that the Rs 10 lakh credit card loan will be paid off within 10 to 12 months.

and that means it will take you anywhere between 10 to 12 months.

1 year ago Pending

The speaker predicts that the Rs 10 lakh credit card loan will be paid off within 10 to 12 months.

and that means it will take you anywhere between 10 to 12 months.

Pending

To retire at age 30, an investment of approximately Rs 3.5 lakh per month is required.

If you want to do the same thing at the age of 30, then this amount will be near more than double. Actually, let's see more than 3 lakh, 35 lakh, 1.5 lakh rupees per month.

1 year ago Pending

To retire at age 30, an investment of approximately Rs 3.5 lakh per month is required.

If you want to do the same thing at the age of 30, then this amount will be near more than double. Actually, let's see more than 3 lakh, 35 lakh, 1.5 lakh rupees per month.

Pending

A ₹10,000 SIP is predicted to grow to approximately ₹2.28 crore in 10 years.

₹ 228 lakh after 10 years

1 year ago Pending

A ₹10,000 SIP is predicted to grow to approximately ₹2.28 crore in 10 years.

₹ 228 lakh after 10 years

Pending

An investment of approximately Rs 45,000 per month, from age 25 to 40, is projected to provide enough money for a lifetime.

If you do this at 40, then around 45, yes around 45 per month and you will have enough money to live your entire life.

1 year ago Pending

An investment of approximately Rs 45,000 per month, from age 25 to 40, is projected to provide enough money for a lifetime.

If you do this at 40, then around 45, yes around 45 per month and you will have enough money to live your entire life.

Pending

Investing Rs 35,000-37,000 per month, retiring at age 50, is projected to result in approximately 7 crore by the time of death.

let's see 40000, sorry, yes, now it will be around Rs 44 crore, this is also quite a lot, let's see 35000, yes this is done, right, let's see 36, I think 36 will be around 37, yes, let's make it 37, by 37 you will die with around Rs 7 crore

1 year ago Pending

Investing Rs 35,000-37,000 per month, retiring at age 50, is projected to result in approximately 7 crore by the time of death.

let's see 40000, sorry, yes, now it will be around Rs 44 crore, this is also quite a lot, let's see 35000, yes this is done, right, let's see 36, I think 36 will be around 37, yes, let's make it 37, by 37 you will die with around Rs 7 crore

Pending

An investment of Rs 60,000 per month, retiring at age 50, is projected to result in approximately 302 crore by the time of death.

If we invest this 60000 then when we die, brother, we will have Rs 32 crore, Rs 302 crore

1 year ago Pending

An investment of Rs 60,000 per month, retiring at age 50, is projected to result in approximately 302 crore by the time of death.

If we invest this 60000 then when we die, brother, we will have Rs 32 crore, Rs 302 crore

Pending

An investment of Rs 61,000 per month, with a 5 rupee annual increase, is projected to leave approximately Rs 4 lakh by age 85.

So, I think around 61000 rupees, this will be fine. Yes, it is okay. If you invest 61000 rupees every month and increase it from 5 rupees, then when you die at the age of 85, you will have around 4 lakh rupees.

1 year ago Pending

An investment of Rs 61,000 per month, with a 5 rupee annual increase, is projected to leave approximately Rs 4 lakh by age 85.

So, I think around 61000 rupees, this will be fine. Yes, it is okay. If you invest 61000 rupees every month and increase it from 5 rupees, then when you die at the age of 85, you will have around 4 lakh rupees.

Pending

An investment of Rs 30,000 per month is projected to result in a retirement corpus of approximately 3 crore by the age of 45.

if you invest Rs 30,000 per month and invest with this approach, then when you retire, you will have around Rs 3 crore

1 year ago Pending

An investment of Rs 30,000 per month is projected to result in a retirement corpus of approximately 3 crore by the age of 45.

if you invest Rs 30,000 per month and invest with this approach, then when you retire, you will have around Rs 3 crore

Pending

Annual expenses at age 39 are projected to be Rs 11,70,000, which is equivalent to Rs 10,000 per month plus inflation adjustments.

whatever amount you need for the year, which is Rs. 10,000 per month, but after adjusting it for inflation, your yearly expense will be around Rs. 11,70,000. So, every year you will start with Rs. 170,000 and keep increasing it by Rs. 5.

1 year ago Pending

Annual expenses at age 39 are projected to be Rs 11,70,000, which is equivalent to Rs 10,000 per month plus inflation adjustments.

whatever amount you need for the year, which is Rs. 10,000 per month, but after adjusting it for inflation, your yearly expense will be around Rs. 11,70,000. So, every year you will start with Rs. 170,000 and keep increasing it by Rs. 5.

Pending

Projected total savings upon retirement at age 38 is approximately Rs 1.27 crore.

when you retire at the age of 38, with the type of current investment you have, your total savings will be around Rs 1 crore 27 lakh

1 year ago Pending

Projected total savings upon retirement at age 38 is approximately Rs 1.27 crore.

when you retire at the age of 38, with the type of current investment you have, your total savings will be around Rs 1 crore 27 lakh

Pending

Investing 24 lakh in Nifty 50 Index Mutual Fund over 20 years is projected to yield 85 lakh in earnings.

when it becomes a long game, 20 lakhs, see, you have invested 24 lakhs and earned 85 lakhs for free

1 year ago Pending

Investing 24 lakh in Nifty 50 Index Mutual Fund over 20 years is projected to yield 85 lakh in earnings.

when it becomes a long game, 20 lakhs, see, you have invested 24 lakhs and earned 85 lakhs for free

Pending

For a healthy relationship, it's important that partners have similar perspectives on money, faith/religion, and ambition.

what is his thinking towards money, what is his thinking towards faith or religion and what is his thinking towards ambition, if these three thinking are aligned in a way that your approach towards money and his approach is more or less the same, the approach towards faith or religion is more or less the same, the approach towards ambition or professional journey is more or less the same, it is quite possible that the two of you will have a healthy and a fruitful life.

1 year ago Pending

For a healthy relationship, it's important that partners have similar perspectives on money, faith/religion, and ambition.

what is his thinking towards money, what is his thinking towards faith or religion and what is his thinking towards ambition, if these three thinking are aligned in a way that your approach towards money and his approach is more or less the same, the approach towards faith or religion is more or less the same, the approach towards ambition or professional journey is more or less the same, it is quite possible that the two of you will have a healthy and a fruitful life.

Pending

The average annual return of the stock market over a 10-year period is predicted to be between 12% and 13%.

In fact, the average return over 10 years is 12 to 13 percent.

1 year ago Pending

The average annual return of the stock market over a 10-year period is predicted to be between 12% and 13%.

In fact, the average return over 10 years is 12 to 13 percent.

Pending

Investing Rs. 1,000 monthly from age 35 for 35 years at a 12% annual return is projected to yield Rs. 1.9 crore.

but if I say friend, let's start at 35, not at 25, we still have some life, let's live it, so if I convert this 35 to 25, then 1 crore 90 lakh is worth 4 crores, just because of 10 years

1 year ago Pending

Investing Rs. 1,000 monthly from age 35 for 35 years at a 12% annual return is projected to yield Rs. 1.9 crore.

but if I say friend, let's start at 35, not at 25, we still have some life, let's live it, so if I convert this 35 to 25, then 1 crore 90 lakh is worth 4 crores, just because of 10 years

Pending

Investing Rs. 1,000 monthly for 60 years at a 12% annual return is projected to yield Rs. 6.5 crore.

And suppose I invest Rs. 1000 every month, let's assume a return of only Rs. 12 lakh. And I I invested this entire money well for 60 years, only 00, I did not increase it even, so I invested this 00 from the age of 25 to 60, at the age of 35, I will have 65 crore rupees, 6.5 crore rupees after 35 years

1 year ago Pending

Investing Rs. 1,000 monthly for 60 years at a 12% annual return is projected to yield Rs. 6.5 crore.

And suppose I invest Rs. 1000 every month, let's assume a return of only Rs. 12 lakh. And I I invested this entire money well for 60 years, only 00, I did not increase it even, so I invested this 00 from the age of 25 to 60, at the age of 35, I will have 65 crore rupees, 6.5 crore rupees after 35 years

Pending

Investing double the amount (Rs. 20,000 SIP) for 25 years might result in approximately Rs. 10 crore, though the example focuses on the benefits of early investing for shorter durations.

If you have completed a year, no matter how small the amount is, start investing early. Do n't make the mistake of thinking you have only one life and will invest later. Invest, live life and balance both. Mistake number four is over diversification. ... much less than 6.5 crores, in fact, I will tell you the best thing, for example, invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees, now you do not touch this 2 lakh rupees, you can keep it as a lump sum. You keep it at Rs 12, but it keeps growing from the age of 35 to 60. So, in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore. You started investing from 25 and continued till 35 only, after that you did not invest even a single penny and the same Rs 2 lakh which was your deposit at the age of 35, kept growing slowly at Rs 12, for the next 25 years, till the age of 60 you will have Rs 4 crore. Now if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh, even less than that. This is the benefit of investing early. Investing for only 10 years and then you did not invest for the rest of your life, even then you will have more money. In comparison, you invested double the amount, invested for 25 years but only Rs 10 crore.

1 year ago Pending

Investing double the amount (Rs. 20,000 SIP) for 25 years might result in approximately Rs. 10 crore, though the example focuses on the benefits of early investing for shorter durations.

If you have completed a year, no matter how small the amount is, start investing early. Do n't make the mistake of thinking you have only one life and will invest later. Invest, live life and balance both. Mistake number four is over diversification. ... much less than 6.5 crores, in fact, I will tell you the best thing, for example, invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees, now you do not touch this 2 lakh rupees, you can keep it as a lump sum. You keep it at Rs 12, but it keeps growing from the age of 35 to 60. So, in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore. You started investing from 25 and continued till 35 only, after that you did not invest even a single penny and the same Rs 2 lakh which was your deposit at the age of 35, kept growing slowly at Rs 12, for the next 25 years, till the age of 60 you will have Rs 4 crore. Now if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh, even less than that. This is the benefit of investing early. Investing for only 10 years and then you did not invest for the rest of your life, even then you will have more money. In comparison, you invested double the amount, invested for 25 years but only Rs 10 crore.

Pending

A monthly SIP of Rs. 10,000 invested from age 35 to 60 (25 years) will result in an accumulation of Rs. 3.8 crore.

if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh

1 year ago Pending

A monthly SIP of Rs. 10,000 invested from age 35 to 60 (25 years) will result in an accumulation of Rs. 3.8 crore.

if you again do SIP of Rs 00 and start at the age of 35 and continue doing the same for 25 years, that means by the age of 25 you will put Rs 00, you will have Rs 3 crore 80 lakh

Pending

A monthly SIP of Rs. 10,000 invested from age 25 to 35 (10 years) will result in an accumulation of Rs. 23 lakh.

invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees

1 year ago Pending

A monthly SIP of Rs. 10,000 invested from age 25 to 35 (10 years) will result in an accumulation of Rs. 23 lakh.

invest 00 and you do this from 25 to 35, only for 10 years, and after 10 years, when you will be 35, you will have 23 lakh rupees

Pending

An initial investment of Rs. 2 lakh, left to compound at 12% annually, will grow to approximately Rs. 4 crore over 25 years.

in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore.

1 year ago Pending

An initial investment of Rs. 2 lakh, left to compound at 12% annually, will grow to approximately Rs. 4 crore over 25 years.

in 25 years, this Rs 2 lakh will keep increasing and will become around Rs 4 crore.

Pending

The inflation-adjusted net worth is projected to be 9.75 crore INR in 15 years.

If you do this Let's delay your retirement by 15 years and whatever reason you choose to, then your total corpus will be around Rs 10 crore whose inflation adjusted value as of today's date will be around Rs 9 crore 75 lakh

1 year ago Pending

The inflation-adjusted net worth is projected to be 9.75 crore INR in 15 years.

If you do this Let's delay your retirement by 15 years and whatever reason you choose to, then your total corpus will be around Rs 10 crore whose inflation adjusted value as of today's date will be around Rs 9 crore 75 lakh

Pending

The speaker estimates that an investment value of ₹3.18 crore after 20 years will have a present-day equivalent value of ₹1.20 crore after accounting for inflation.

20 years from now, the ₹3 crore 18 lakh that you will have in your bank will be worth ₹1 crore 20 lakh.

1 year ago Pending

The speaker estimates that an investment value of ₹3.18 crore after 20 years will have a present-day equivalent value of ₹1.20 crore after accounting for inflation.

20 years from now, the ₹3 crore 18 lakh that you will have in your bank will be worth ₹1 crore 20 lakh.

Pending

The speaker forecasts that an investment of ₹50 lakh after 10 years will have a present-day equivalent value of ₹31 lakh after adjusting for inflation.

In 10 years, if you continue with this investment approach, you will have approximately Rs 50 lakh. [...] the ₹50 lakh that you will have after 10 years, its today 's money worth, as per today's money, will be ₹ 31 lakh.

1 year ago Pending

The speaker forecasts that an investment of ₹50 lakh after 10 years will have a present-day equivalent value of ₹31 lakh after adjusting for inflation.

In 10 years, if you continue with this investment approach, you will have approximately Rs 50 lakh. [...] the ₹50 lakh that you will have after 10 years, its today 's money worth, as per today's money, will be ₹ 31 lakh.

Pending

The speaker projects that after 30 years, the nominal investment value of ₹17 crore will have an inflation-adjusted purchasing power equivalent to ₹3.90 crore in today's terms.

After 30 years, when you will be 54, the world will be very different, things will be so expensive. So let's adjust them for inflation. [...] within 30 years, the ₹1 crore that you will have in the bank will be worth ₹3 crore 90 lakh.

1 year ago Pending

The speaker projects that after 30 years, the nominal investment value of ₹17 crore will have an inflation-adjusted purchasing power equivalent to ₹3.90 crore in today's terms.

After 30 years, when you will be 54, the world will be very different, things will be so expensive. So let's adjust them for inflation. [...] within 30 years, the ₹1 crore that you will have in the bank will be worth ₹3 crore 90 lakh.

Pending

It's possible to buy a house in 15 to 20 years, by the age of 45.

If I extend it a little further, I can do it in 15 to 20 years as well. By the time I am 45, then I want a house

1 year ago Pending

It's possible to buy a house in 15 to 20 years, by the age of 45.

If I extend it a little further, I can do it in 15 to 20 years as well. By the time I am 45, then I want a house

Pending

A house worth 4 crores at the start of the investment period will be worth 15 to 20 crores after 20 years.

the house at that time will be worth hardly 15 to 20 crores.

1 year ago Pending

A house worth 4 crores at the start of the investment period will be worth 15 to 20 crores after 20 years.

the house at that time will be worth hardly 15 to 20 crores.

Pending

Investing the difference between rent and EMI for 20 years at 12% return will result in 25 to 30 crores.

invest the difference between rent and EMI, i.e. 80000, do it for 20 years and get a return of 12%, then you will have 25 to 30 crores

1 year ago Pending

Investing the difference between rent and EMI for 20 years at 12% return will result in 25 to 30 crores.

invest the difference between rent and EMI, i.e. 80000, do it for 20 years and get a return of 12%, then you will have 25 to 30 crores

Pending

The speaker predicts that a recurring SIP of ₹5000 with a 5% annual step-up, maintained for 30 years, will result in an investment value of 1.5 crore.

If you keep doing this for 30 years, SIP of ₹ 5000 step up every year you do it for 30 years [...] what do you think you will be sitting on in terms of value 1.5 crore.

1 year ago Pending

The speaker predicts that a recurring SIP of ₹5000 with a 5% annual step-up, maintained for 30 years, will result in an investment value of 1.5 crore.

If you keep doing this for 30 years, SIP of ₹ 5000 step up every year you do it for 30 years [...] what do you think you will be sitting on in terms of value 1.5 crore.

Pending

Recommendation for a 5 crore term life insurance plan until age 60, costing approximately ₹42,000 annually for the next 32 years.

So if you go for a 5 crore annual plan, sorry 5 crore term plan, till the age of 60, you will have to pay approximately 42000 every year, okay and this will be fixed for the next 32 years.

1 year ago Pending

Recommendation for a 5 crore term life insurance plan until age 60, costing approximately ₹42,000 annually for the next 32 years.

So if you go for a 5 crore annual plan, sorry 5 crore term plan, till the age of 60, you will have to pay approximately 42000 every year, okay and this will be fixed for the next 32 years.

Pending

Bhavana's investment of 150,000 CAD is projected to grow to approximately 95,000 CAD in 10 years due to currency appreciation.

Within 10 years this 150000 will become approximately 100 and will become approximately 95000. Okay, this is just Canadian dollar appreciation.

1 year ago Pending

Bhavana's investment of 150,000 CAD is projected to grow to approximately 95,000 CAD in 10 years due to currency appreciation.

Within 10 years this 150000 will become approximately 100 and will become approximately 95000. Okay, this is just Canadian dollar appreciation.

Pending

After 20 years of investing, it's possible to withdraw ₹2 lakh per month passively.

Now stop investing and withdraw ₹ 2 lakh from this ₹ 2 crore every month.

1 year ago Pending

After 20 years of investing, it's possible to withdraw ₹2 lakh per month passively.

Now stop investing and withdraw ₹ 2 lakh from this ₹ 2 crore every month.

Pending

An SIP of ₹1000 with a 15% return will grow to ₹1 crore in 20 years.

Within 20 years, your corpus will reach ₹ crore.

1 year ago Pending

An SIP of ₹1000 with a 15% return will grow to ₹1 crore in 20 years.

Within 20 years, your corpus will reach ₹ crore.

Pending

The initial investment of CAD 150,000 is projected to grow to approximately CAD 950,000 in 15 years.

and will become approximately 95000.

1 year ago Pending

The initial investment of CAD 150,000 is projected to grow to approximately CAD 950,000 in 15 years.

and will become approximately 95000.

Pending

Investment in Nifty Large Mid Cap 250 Index Fund to yield ₹25 lakh in 10 years.

You will have ₹ 25 lakh in your account.

1 year ago Pending

Investment in Nifty Large Mid Cap 250 Index Fund to yield ₹25 lakh in 10 years.

You will have ₹ 25 lakh in your account.

Pending

Investment in Nifty 50 Index Fund with specified strategy to yield ₹185,000 in 10 years.

The same strategy will give you ₹185,000 after 10 years.

1 year ago Pending

Investment in Nifty 50 Index Fund with specified strategy to yield ₹185,000 in 10 years.

The same strategy will give you ₹185,000 after 10 years.

Pending

An investment of ₹50 lakh (₹1 lakh per month for 30 years, assumed as a lump sum for calculation comparison) is predicted to yield ₹17.64 crore after 30 years.

after 30 years we would have 17 crore 64 lakh

1 year ago Pending

An investment of ₹50 lakh (₹1 lakh per month for 30 years, assumed as a lump sum for calculation comparison) is predicted to yield ₹17.64 crore after 30 years.

after 30 years we would have 17 crore 64 lakh

Pending

An investment of ₹1 lakh at the start, compounded over 30 years, is predicted to yield approximately ₹9 crore.

after 30 years you will have around Rs 9 crore

1 year ago Pending

An investment of ₹1 lakh at the start, compounded over 30 years, is predicted to yield approximately ₹9 crore.

after 30 years you will have around Rs 9 crore

Pending

Existing SIPs totaling ₹11,000 per month, combined with cash and FD, are estimated to reach ₹15-16 lakhs within 9 years.

and if I look at the total value, the total value will come to around 15 to 16 lakh rupees. And by adding your cash and FD, you should be able to get the down payment amount.

1 year ago Pending

Existing SIPs totaling ₹11,000 per month, combined with cash and FD, are estimated to reach ₹15-16 lakhs within 9 years.

and if I look at the total value, the total value will come to around 15 to 16 lakh rupees. And by adding your cash and FD, you should be able to get the down payment amount.

Pending

A house currently valued at ₹80 lakhs is predicted to be worth approximately ₹1.35 crore in 9 years.

If the value of the house is 1 crore 35 lakhs, then you will have to take a loan of only 25 lakhs and its EMI will be only 00.

1 year ago Pending

A house currently valued at ₹80 lakhs is predicted to be worth approximately ₹1.35 crore in 9 years.

If the value of the house is 1 crore 35 lakhs, then you will have to take a loan of only 25 lakhs and its EMI will be only 00.

Pending

At age 70, the investment value is predicted to be 65 crore, assuming a 15% annual return on an initial investment of 2 crore through SWP.

at the age of 70, you will still have Rs. 65 crore.

1 year ago Pending

At age 70, the investment value is predicted to be 65 crore, assuming a 15% annual return on an initial investment of 2 crore through SWP.

at the age of 70, you will still have Rs. 65 crore.

Pending

Investing 2 crore in a mutual fund through SWP with a 15% annual return will provide 65 crore in passive income between ages 50 and 70.

If it can give us a return of Rs. 15 per year, then from the age of 50 to 70, you will get Rs. 65 crore passive income

1 year ago Pending

Investing 2 crore in a mutual fund through SWP with a 15% annual return will provide 65 crore in passive income between ages 50 and 70.

If it can give us a return of Rs. 15 per year, then from the age of 50 to 70, you will get Rs. 65 crore passive income

Pending

An SIP started at age 30 with an assumed return of 12% for 20 years will result in 1 crore at age 50.

Assuming a return of Rs. 12, you will have Rs. 1 crore at the age of 50.

1 year ago Pending

An SIP started at age 30 with an assumed return of 12% for 20 years will result in 1 crore at age 50.

Assuming a return of Rs. 12, you will have Rs. 1 crore at the age of 50.

Pending

An investment of Rs. 44,000 per month can lead to Rs. 1 crore within 10 years.

you will have to invest 44000 per month, only then will you make 1 crore within 10 years.

1 year ago Pending

An investment of Rs. 44,000 per month can lead to Rs. 1 crore within 10 years.

you will have to invest 44000 per month, only then will you make 1 crore within 10 years.

Pending

An SIP of Rs. 00 (likely a typo) at a 25% annual return will grow to Rs. 1 crore in 13 years.

if it reaches 25% at 20%, then within 10 years we will reach 53 lakh rupees and within 13 years we will reach 1 crore rupees, that means an SIP of 00%.

1 year ago Pending

An SIP of Rs. 00 (likely a typo) at a 25% annual return will grow to Rs. 1 crore in 13 years.

if it reaches 25% at 20%, then within 10 years we will reach 53 lakh rupees and within 13 years we will reach 1 crore rupees, that means an SIP of 00%.

Pending

An SIP of Rs. 00 (likely a typo) at a 25% annual return will grow to Rs. 53 lakh in 10 years.

if it reaches 25% at 20%, then within 10 years we will reach 53 lakh rupees and within 13 years we will reach 1 crore rupees, that means an SIP of 00%.

1 year ago Pending

An SIP of Rs. 00 (likely a typo) at a 25% annual return will grow to Rs. 53 lakh in 10 years.

if it reaches 25% at 20%, then within 10 years we will reach 53 lakh rupees and within 13 years we will reach 1 crore rupees, that means an SIP of 00%.

Pending

An SIP of Rs. 00 (likely a typo, possibly meant to be Rs. 10,000 or similar) at a 20% annual return will grow to Rs. 1.01 crore in 15 years.

if our SIP is giving 20 rupees for 00, then within 10 years we will have 48 lakh rupees and within 15 years we will have 1 crore 1 lakh.

1 year ago Pending

An SIP of Rs. 00 (likely a typo, possibly meant to be Rs. 10,000 or similar) at a 20% annual return will grow to Rs. 1.01 crore in 15 years.

if our SIP is giving 20 rupees for 00, then within 10 years we will have 48 lakh rupees and within 15 years we will have 1 crore 1 lakh.

Pending

An SIP of Rs. 00 (likely a typo, possibly meant to be Rs. 10,000 or similar) at a 20% annual return will grow to Rs. 48 lakh in 10 years.

if our SIP is giving 20 rupees for 00, then within 10 years we will have 48 lakh rupees and within 15 years we will have 1 crore 1 lakh.

1 year ago Pending

An SIP of Rs. 00 (likely a typo, possibly meant to be Rs. 10,000 or similar) at a 20% annual return will grow to Rs. 48 lakh in 10 years.

if our SIP is giving 20 rupees for 00, then within 10 years we will have 48 lakh rupees and within 15 years we will have 1 crore 1 lakh.

Pending

To reach Rs. 1 crore in 25 years with a 12% annual return, a monthly SIP of approximately Rs. 880 is required.

And if you are ready to reach 1 crore by waiting for 25 years, then you will have to do an SIP of only 880 rupees for 25 years.

1 year ago Pending

To reach Rs. 1 crore in 25 years with a 12% annual return, a monthly SIP of approximately Rs. 880 is required.

And if you are ready to reach 1 crore by waiting for 25 years, then you will have to do an SIP of only 880 rupees for 25 years.

Pending

To reach Rs. 1 crore in 20 years with a 12% annual return, a monthly SIP of approximately Rs. 880 is required.

If you are ready to reach 1 crore within 20 years at a comfortable 12, then you will have to do an SIP of around 880 rupees.

1 year ago Pending

To reach Rs. 1 crore in 20 years with a 12% annual return, a monthly SIP of approximately Rs. 880 is required.

If you are ready to reach 1 crore within 20 years at a comfortable 12, then you will have to do an SIP of around 880 rupees.

Pending

To reach Rs. 1 crore in 15 years with a 12% annual return, a monthly SIP of approximately Rs. 21,000 is required.

if in 15 years If you want to reach 1 crore, it will happen within 21000 only.

1 year ago Pending

To reach Rs. 1 crore in 15 years with a 12% annual return, a monthly SIP of approximately Rs. 21,000 is required.

if in 15 years If you want to reach 1 crore, it will happen within 21000 only.

Pending

To reach Rs. 1 crore in 10 years with a 12% annual return, a monthly SIP of approximately Rs. 45,000 is required.

if you want to reach within 10 years only, you will have to invest a monthly SIP amount of around Rs 45,000

1 year ago Pending

To reach Rs. 1 crore in 10 years with a 12% annual return, a monthly SIP of approximately Rs. 45,000 is required.

if you want to reach within 10 years only, you will have to invest a monthly SIP amount of around Rs 45,000

Pending

Rs. 10 lakh invested in PPF at a 7% annual return will grow to Rs. 34 lakh in 35 years.

If you invest in PPF, which is at ₹7, then let's see, in how much time will it take to reach ₹35 or ₹34, yes, it will reach ₹34 lakh within 35 years.

1 year ago Pending

Rs. 10 lakh invested in PPF at a 7% annual return will grow to Rs. 34 lakh in 35 years.

If you invest in PPF, which is at ₹7, then let's see, in how much time will it take to reach ₹35 or ₹34, yes, it will reach ₹34 lakh within 35 years.

Pending

Rs. 10 lakh invested at a 6% annual return will take 40 years to become Rs. 1 crore.

And if this ₹10 lakh has to become ₹ 1 crore at ₹6, then it will take 40 years to double.

1 year ago Pending

Rs. 10 lakh invested at a 6% annual return will take 40 years to become Rs. 1 crore.

And if this ₹10 lakh has to become ₹ 1 crore at ₹6, then it will take 40 years to double.

Pending

Total savings are projected to be around Rs. 1.32 crore in 10 years.

In 10 years, Rosalyn, you will have a savings of around Rs 1 crore 32 lakhs. In 20 years, if you follow this approach, you will have Rs ₹ crore. Right sir,

1 year ago Pending

Total savings are projected to be around Rs. 1.32 crore in 10 years.

In 10 years, Rosalyn, you will have a savings of around Rs 1 crore 32 lakhs. In 20 years, if you follow this approach, you will have Rs ₹ crore. Right sir,

Pending

Total savings are projected to be around Rs. 50 lakh in 10 years.

what do you think your total savings will be in 10 years with all of this returns built in, what do you think 50 lakhs and if I ask you how much it will be in 20 years, it should double.

1 year ago Pending

Total savings are projected to be around Rs. 50 lakh in 10 years.

what do you think your total savings will be in 10 years with all of this returns built in, what do you think 50 lakhs and if I ask you how much it will be in 20 years, it should double.

Pending

An SIP that reaches Rs. 2 crore in 26 years will reach Rs. 3.12 crore in 29 years.

if you multiply this 20 by 26, then that will become 1 crore, 2 crore 15 lakh, within six years your 1 crore became 2, if we multiply this by 29, then 3 crore 12 lakh, within three years two became 3

1 year ago Pending

An SIP that reaches Rs. 2 crore in 26 years will reach Rs. 3.12 crore in 29 years.

if you multiply this 20 by 26, then that will become 1 crore, 2 crore 15 lakh, within six years your 1 crore became 2, if we multiply this by 29, then 3 crore 12 lakh, within three years two became 3

Pending

An SIP that reaches Rs. 1 crore in 20 years will reach Rs. 2.15 crore in 26 years.

if you multiply this 20 by 26, then that will become 1 crore, 2 crore 15 lakh, within six years your 1 crore became 2, if we multiply this by 29, then 3 crore 12 lakh, within three years two became 3

1 year ago Pending

An SIP that reaches Rs. 1 crore in 20 years will reach Rs. 2.15 crore in 26 years.

if you multiply this 20 by 26, then that will become 1 crore, 2 crore 15 lakh, within six years your 1 crore became 2, if we multiply this by 29, then 3 crore 12 lakh, within three years two became 3

Pending

An SIP of Rs. 100 per month at a 12% annual return will grow to approximately Rs. 99 lakh in 20 years. To reach Rs. 1 crore, it would take slightly longer than 20 years.

SIP of 100 at the same rate of 12, we will grow, we will not play much games and see where we reach after 20 years, 99 lakh, congratulations, so you have earned one crore rupees within 20 years with an SIP of 00 at 12 rate of interest

1 year ago Pending

An SIP of Rs. 100 per month at a 12% annual return will grow to approximately Rs. 99 lakh in 20 years. To reach Rs. 1 crore, it would take slightly longer than 20 years.

SIP of 100 at the same rate of 12, we will grow, we will not play much games and see where we reach after 20 years, 99 lakh, congratulations, so you have earned one crore rupees within 20 years with an SIP of 00 at 12 rate of interest

Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 5.28 crore in 35 years.

in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

1 year ago Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 5.28 crore in 35 years.

in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 30 crore in 32 years (29 years to 2.67 crore + 3 years to 9 crore).

Now if I ask you when did these two-three rupees become 2 crore 67 within 29 years Lakh or 30 crore, within three years you went from two to nine crore, in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

1 year ago Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 30 crore in 32 years (29 years to 2.67 crore + 3 years to 9 crore).

Now if I ask you when did these two-three rupees become 2 crore 67 within 29 years Lakh or 30 crore, within three years you went from two to nine crore, in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 2.67 crore in 29 years.

Now if I ask you when did these two-three rupees become 2 crore 67 within 29 years Lakh or 30 crore, within three years you went from two to nine crore, in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

1 year ago Pending

Rs. 10 lakh invested at 12% annual return will grow to Rs. 2.67 crore in 29 years.

Now if I ask you when did these two-three rupees become 2 crore 67 within 29 years Lakh or 30 crore, within three years you went from two to nine crore, in 35 years that 10 lakh rupees which became one crore after 21 years, within 14 years from one crore to 5 crore 28 lakh

Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 2.01 crore in 27 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

1 year ago Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 2.01 crore in 27 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

Pending

The speaker projects that Arindam's total investments (equity, NPS, SG, EPF) could grow to approximately 5 to 6 crore rupees by retirement age (60) if current investment patterns and growth rates are maintained.

so if I tell you the total of just your Rs 000 investment step up by Rs 10, then within 10 years you should have approximately Rs 2 lakh. Within 20 years it will be around Rs 1 crore 62 lakh. And 27 years means at the age of 60 one you At retirement you should have approximately 5.37 crores so this is your equity investment then let's see what will happen with NPS... it will give you 5.25 lakhs... SG also and let's assume that it remains 5 lakhs then 5 lakhs today I approximately gave around 10 per cent return and if you keep the same for 27 years then it will be around 4.58 lakh rupees and your EPF which is again coming to 7 and half then if you do the same 3600 then that will give you around 37 per 8 lakh rupees means right now if we count everything like your investments then at The age of your retirement you should have approximately 5 to 6 crore rupees as corpus

1 year ago Pending

The speaker projects that Arindam's total investments (equity, NPS, SG, EPF) could grow to approximately 5 to 6 crore rupees by retirement age (60) if current investment patterns and growth rates are maintained.

so if I tell you the total of just your Rs 000 investment step up by Rs 10, then within 10 years you should have approximately Rs 2 lakh. Within 20 years it will be around Rs 1 crore 62 lakh. And 27 years means at the age of 60 one you At retirement you should have approximately 5.37 crores so this is your equity investment then let's see what will happen with NPS... it will give you 5.25 lakhs... SG also and let's assume that it remains 5 lakhs then 5 lakhs today I approximately gave around 10 per cent return and if you keep the same for 27 years then it will be around 4.58 lakh rupees and your EPF which is again coming to 7 and half then if you do the same 3600 then that will give you around 37 per 8 lakh rupees means right now if we count everything like your investments then at The age of your retirement you should have approximately 5 to 6 crore rupees as corpus

Pending

A Nifty 50 index fund is expected to provide 12-13% returns over a 10-20 year period, which is considered good given the low risk.

If I give a Nifty 50 over a 10, 15, 20, excuse me, 20 year period at 12 to 13, then there is a very good return because the risk is not much.

1 year ago Pending

A Nifty 50 index fund is expected to provide 12-13% returns over a 10-20 year period, which is considered good given the low risk.

If I give a Nifty 50 over a 10, 15, 20, excuse me, 20 year period at 12 to 13, then there is a very good return because the risk is not much.

Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 1.90 crore in 26 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

1 year ago Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 1.90 crore in 26 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 1.70 crore in 25 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

1 year ago Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will grow to Rs. 1.70 crore in 25 years.

The magic of compounding, let's see after 25 years, where will your money have reached, Rs 1 crore 70 lakh 26 years Rs 1 crore 90 lakh 27 years Rs 2 crore 1 lakh

Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will become Rs. 0.96 crore in 20 years.

Now, some people will give the correct answer, some people will not. Let's see what happens in 20 years. Oh wow, it has become 96 lakhs, which means we have come very close. 21 crore 8 lakhs, so that means 21 Within a year, these 10 lakh rupees of yours will become one crore

1 year ago Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will become Rs. 0.96 crore in 20 years.

Now, some people will give the correct answer, some people will not. Let's see what happens in 20 years. Oh wow, it has become 96 lakhs, which means we have come very close. 21 crore 8 lakhs, so that means 21 Within a year, these 10 lakh rupees of yours will become one crore

Pending

Arindam plans to shift to his new house in approximately two years.

Right now you live in a rented house. I am living there till now but after the next two years I am already making the down payment for our house so it will take about two years sir to shift there okay

1 year ago Pending

Arindam plans to shift to his new house in approximately two years.

Right now you live in a rented house. I am living there till now but after the next two years I am already making the down payment for our house so it will take about two years sir to shift there okay

Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will become Rs. 1.08 crore in 21 years.

Now, some people will give the correct answer, some people will not. Let's see what happens in 20 years. Oh wow, it has become 96 lakhs, which means we have come very close. 21 crore 8 lakhs, so that means 21 Within a year, these 10 lakh rupees of yours will become one crore

1 year ago Pending

Rs. 10 lakh invested in the stock market at an average annual return of 12% will become Rs. 1.08 crore in 21 years.

Now, some people will give the correct answer, some people will not. Let's see what happens in 20 years. Oh wow, it has become 96 lakhs, which means we have come very close. 21 crore 8 lakhs, so that means 21 Within a year, these 10 lakh rupees of yours will become one crore

Pending

Rosalyn is advised to wait 3-5 years to purchase a plot for 24 lakh rupees with a 100% down payment.

You should buy it after about three to five years. Because if you invest well, in three to five years, you will be able to buy this entire plot with 100% down payment.

1 year ago Pending

Rosalyn is advised to wait 3-5 years to purchase a plot for 24 lakh rupees with a 100% down payment.

You should buy it after about three to five years. Because if you invest well, in three to five years, you will be able to buy this entire plot with 100% down payment.

Pending

In 6 years, investments worth Rs. 57 lakhs can contribute to a down payment for a house worth Rs. 1.13 crore, resulting in a loan of Rs. 57 lakhs and an EMI of Rs. 46,000.

If you wait for 6 years, the value of your investment will be around 57 lakhs. If the value of the house is around 1 crore 13 lakhs, then you will have to take a loan of around 57 lakhs and your EMI will be around 46,000.

1 year ago Pending

In 6 years, investments worth Rs. 57 lakhs can contribute to a down payment for a house worth Rs. 1.13 crore, resulting in a loan of Rs. 57 lakhs and an EMI of Rs. 46,000.

If you wait for 6 years, the value of your investment will be around 57 lakhs. If the value of the house is around 1 crore 13 lakhs, then you will have to take a loan of around 57 lakhs and your EMI will be around 46,000.

Pending

In 9 years, investments worth Rs. 1.10 crore can contribute to a down payment for a house worth Rs. 1.35 crore, resulting in a loan of Rs. 25 lakhs and an EMI of Rs. 20,000.

If you wait for 9 years, the value of your investment will be 1 crore 10 lakhs. If the value of the house is 1 crore 35 lakhs, then you will have to take a loan of only 25 lakhs and its EMI will be only 20,000.

1 year ago Pending

In 9 years, investments worth Rs. 1.10 crore can contribute to a down payment for a house worth Rs. 1.35 crore, resulting in a loan of Rs. 25 lakhs and an EMI of Rs. 20,000.

If you wait for 9 years, the value of your investment will be 1 crore 10 lakhs. If the value of the house is 1 crore 35 lakhs, then you will have to take a loan of only 25 lakhs and its EMI will be only 20,000.

Pending

Investing Rs. 25,000 for 20 years at a 12% annual return can lead to a retirement corpus of Rs. 2.5 crore.

And if you start investing that Rs 25,000 at the age of 38, when you would buy your house and your parents would retire, then you can move them in and all that, etc. You will still have near 20 years before you retire to see and build your retirement corpus and Rs 2.5 crore. If you invest for 20 years, even at a reasonable amount. But if I give you a rough idea that at Rs 12, if you invest for 20 years, you will have Rs 2.5 crore.

1 year ago Pending

Investing Rs. 25,000 for 20 years at a 12% annual return can lead to a retirement corpus of Rs. 2.5 crore.

And if you start investing that Rs 25,000 at the age of 38, when you would buy your house and your parents would retire, then you can move them in and all that, etc. You will still have near 20 years before you retire to see and build your retirement corpus and Rs 2.5 crore. If you invest for 20 years, even at a reasonable amount. But if I give you a rough idea that at Rs 12, if you invest for 20 years, you will have Rs 2.5 crore.

Pending

A return target of 15-16% is expected from equity mutual funds for long-term goals (beyond 5 years).

start SIP in equity mutual funds, keep a return target of 15 to 16 per cent

1 year ago Pending

A return target of 15-16% is expected from equity mutual funds for long-term goals (beyond 5 years).

start SIP in equity mutual funds, keep a return target of 15 to 16 per cent

Pending

A house currently worth Rs. 80 lakhs, growing at 6% annually, will be worth approximately Rs. 1.27 crore after 8 years.

Now let's see that the house you want to buy, which is worth Rs 80 lakh today, how much will it be worth after 8 years? If it grows at Rs 6 per cent, then this is on an average real estate growth rate. You should have this house at around Rs 1.27 crore.

1 year ago Pending

A house currently worth Rs. 80 lakhs, growing at 6% annually, will be worth approximately Rs. 1.27 crore after 8 years.

Now let's see that the house you want to buy, which is worth Rs 80 lakh today, how much will it be worth after 8 years? If it grows at Rs 6 per cent, then this is on an average real estate growth rate. You should have this house at around Rs 1.27 crore.

Pending

By 10 years from now, current SIPs will yield Rs. 8 lakhs, and new SIPs (Rs. 25,000 split into Nifty 50, Mid Cap, Small Cap) for 8 years will yield Rs. 45 lakhs, totaling Rs. 63 lakhs for a house purchase.

Let's take that if we buy a house after 10 years, then after 10 years, okay and I am just coming up with another option, first of all your current SIP which you are doing right now, of around 11000, let's take what will happen to it, 12 per annum, that will give you around 8 lakhs, your new SIP which I told you is of 25000, now for a period of 8 years, we should definitely break it into that 25000 More risky once because in 8 years we may be ready to take more risk. Not at all in 3 years, but in 8 years, yes. So, if I have to do this SIP of Rs 25,000, I will break it into three SIPs - one of Rs 12,500 which is Nifty 50, one of Rs 7,500 which is mid-cap and one of Rs 5,000 which is small-cap. Let's see what difference it makes. You will get a total of Rs 45 lakh from the new SIP. So, you will have a total of around Rs 63 lakh within 8 years.

1 year ago Pending

By 10 years from now, current SIPs will yield Rs. 8 lakhs, and new SIPs (Rs. 25,000 split into Nifty 50, Mid Cap, Small Cap) for 8 years will yield Rs. 45 lakhs, totaling Rs. 63 lakhs for a house purchase.

Let's take that if we buy a house after 10 years, then after 10 years, okay and I am just coming up with another option, first of all your current SIP which you are doing right now, of around 11000, let's take what will happen to it, 12 per annum, that will give you around 8 lakhs, your new SIP which I told you is of 25000, now for a period of 8 years, we should definitely break it into that 25000 More risky once because in 8 years we may be ready to take more risk. Not at all in 3 years, but in 8 years, yes. So, if I have to do this SIP of Rs 25,000, I will break it into three SIPs - one of Rs 12,500 which is Nifty 50, one of Rs 7,500 which is mid-cap and one of Rs 5,000 which is small-cap. Let's see what difference it makes. You will get a total of Rs 45 lakh from the new SIP. So, you will have a total of around Rs 63 lakh within 8 years.

Pending

A house currently worth Rs. 80 lakhs, growing at 6% annually, will be worth Rs. 95 lakhs in nine years, requiring a Rs. 20 lakh down payment.

And if we assume that it will grow at 6% every year, then after nine years, this house will be worth around 95 lakhs and its down payment will then be around 20 lakh rupees.

1 year ago Pending

A house currently worth Rs. 80 lakhs, growing at 6% annually, will be worth Rs. 95 lakhs in nine years, requiring a Rs. 20 lakh down payment.

And if we assume that it will grow at 6% every year, then after nine years, this house will be worth around 95 lakhs and its down payment will then be around 20 lakh rupees.

Pending

An investment of Rs. 15-16 lakhs from SIPs, combined with cash and FD, will allow for a Rs. 20 lakh down payment for a house in 10 years.

So, you will get around 15 to 16 lakh rupees from your investment. By adding cash and FD, it will become 20 lakhs. And you should be able to then get to a point where you can give this 20 lakh rupees down payment. This will be at the time period of 10 years from now.

1 year ago Pending

An investment of Rs. 15-16 lakhs from SIPs, combined with cash and FD, will allow for a Rs. 20 lakh down payment for a house in 10 years.

So, you will get around 15 to 16 lakh rupees from your investment. By adding cash and FD, it will become 20 lakhs. And you should be able to then get to a point where you can give this 20 lakh rupees down payment. This will be at the time period of 10 years from now.

Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 2 crore 40 lakh in 18 years.

in 18 years ₹ 2 crore 40 lakh

1 year ago Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 2 crore 40 lakh in 18 years.

in 18 years ₹ 2 crore 40 lakh

Pending

The investment portfolio is projected to be worth approximately ₹37 lakh in 10 years if the current investment amount is maintained.

In 10 years, the same house will be worth around 43 lakhs. So you will have 37 to 43 lakhs, so a little There is a gap

1 year ago Pending

The investment portfolio is projected to be worth approximately ₹37 lakh in 10 years if the current investment amount is maintained.

In 10 years, the same house will be worth around 43 lakhs. So you will have 37 to 43 lakhs, so a little There is a gap

Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 1 crore 22 lakh in 12 years.

in 12 years ₹ 1 crore 22 lakh

1 year ago Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 1 crore 22 lakh in 12 years.

in 12 years ₹ 1 crore 22 lakh

Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 50 lakh in 6 years.

in 6 years you will have roughly ₹ 50 lakh

1 year ago Pending

A SIP in Nifty 50 Index Mutual Fund with 12% return is predicted to yield approximately ₹ 50 lakh in 6 years.

in 6 years you will have roughly ₹ 50 lakh

Pending

A house currently costing ₹20 lakh will be worth approximately ₹43 lakh in 10 years due to 8% annual price appreciation.

In 10 years, the same house will be worth around 43 lakhs. So you will have 37 to 43 lakhs, so a little There is a gap

1 year ago Pending

A house currently costing ₹20 lakh will be worth approximately ₹43 lakh in 10 years due to 8% annual price appreciation.

In 10 years, the same house will be worth around 43 lakhs. So you will have 37 to 43 lakhs, so a little There is a gap

Pending

The plan is to invest enough to buy a house outright within 10 years, then continue investing the rest until retirement at age 60.

If you can do this then I would highly recommend that as your income increases you should also increase your investment accordingly sir because the source of income has to be increased today my main focus is to do something extra, whatever is my earning 6000, 5000, 2000, whatever is extra, because I want to keep only one fund up to 60 years, whatever other fund you recommend, I will withdraw it within 10-15 years and buy my own house, there will be only one fund which I will not withdraw, it will be withdrawn only after 60

1 year ago Pending

The plan is to invest enough to buy a house outright within 10 years, then continue investing the rest until retirement at age 60.

If you can do this then I would highly recommend that as your income increases you should also increase your investment accordingly sir because the source of income has to be increased today my main focus is to do something extra, whatever is my earning 6000, 5000, 2000, whatever is extra, because I want to keep only one fund up to 60 years, whatever other fund you recommend, I will withdraw it within 10-15 years and buy my own house, there will be only one fund which I will not withdraw, it will be withdrawn only after 60

Pending

After 38 years of investment, the corpus will grow by Rs. 1 crore each year.

And if you continue this investment for 38 years, then your corpus will increase by Rs. 1 crore every year.

1 year ago Pending

After 38 years of investment, the corpus will grow by Rs. 1 crore each year.

And if you continue this investment for 38 years, then your corpus will increase by Rs. 1 crore every year.

Pending

A monthly SIP of Rs. 10,000 will reach Rs. 1 lakh in 15 years.

If you do a monthly SIP of Rs. 10,000, it will take 15 years for your first Rs. 1 lakh.

1 year ago Pending

A monthly SIP of Rs. 10,000 will reach Rs. 1 lakh in 15 years.

If you do a monthly SIP of Rs. 10,000, it will take 15 years for your first Rs. 1 lakh.

Pending

A phone purchased for ₹25,000 would be worth ₹50,00,000 after 5 years. This appears to be a typo and likely meant ₹50,000.

After 5 years, the price of the phone would be ₹5000000.

1 year ago Pending

A phone purchased for ₹25,000 would be worth ₹50,00,000 after 5 years. This appears to be a typo and likely meant ₹50,000.

After 5 years, the price of the phone would be ₹5000000.

Pending

Agra is predicted to have 9% year-on-year growth, ranking it second.

Agra is at number two with 9% year-on-year growth prediction

1 year ago Pending

Agra is predicted to have 9% year-on-year growth, ranking it second.

Agra is at number two with 9% year-on-year growth prediction

Pending

The top 10 fastest growing cities globally by 2035 are predicted to be in India.

top 10 fastest growing cities in the world by 2035 are all in India.

1 year ago Pending

The top 10 fastest growing cities globally by 2035 are predicted to be in India.

top 10 fastest growing cities in the world by 2035 are all in India.

Pending

An investment of ₹50,00,000 is predicted to grow to ₹83,00,000 after 10 years, assuming a 15% annual return (not inflation adjusted).

Assuming the return on investment is inflation not adjusted at 15%, then after 10 years you will have ₹83 lakh.

1 year ago Pending

An investment of ₹50,00,000 is predicted to grow to ₹83,00,000 after 10 years, assuming a 15% annual return (not inflation adjusted).

Assuming the return on investment is inflation not adjusted at 15%, then after 10 years you will have ₹83 lakh.

Pending

Investment of saved coffee money yields over 2 crore in 30 years.

more than 2 crores in 30 years

1 year ago Pending

Investment of saved coffee money yields over 2 crore in 30 years.

more than 2 crores in 30 years

Pending

Investment of saved coffee money yields 60 lakhs in 20 years.

60 lakhs in 20 years

1 year ago Pending

Investment of saved coffee money yields 60 lakhs in 20 years.

60 lakhs in 20 years

Pending

Investment of saved coffee money yields 1.44 crore in 10 years.

144 lakhs in 10 years

1 year ago Pending

Investment of saved coffee money yields 1.44 crore in 10 years.

144 lakhs in 10 years

Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in a value of Rs. 45 lakh after 20 years.

and after 20 years Rs. 45 lakh

1 year ago Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in a value of Rs. 45 lakh after 20 years.

and after 20 years Rs. 45 lakh

Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in an inflation-adjusted value of Rs. 1 lakh after 20 years.

after 20 years Rs. 1 lakh

1 year ago Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in an inflation-adjusted value of Rs. 1 lakh after 20 years.

after 20 years Rs. 1 lakh

Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in an inflation-adjusted value of Rs. 1 lakh after 10 years.

if you invest in an index mutual fund at 12% return, then after 10 years inflation adjusted it will be Rs. 1 lakh

1 year ago Pending

Investing Rs. 10,000 in an index mutual fund at 12% return will result in an inflation-adjusted value of Rs. 1 lakh after 10 years.

if you invest in an index mutual fund at 12% return, then after 10 years inflation adjusted it will be Rs. 1 lakh

Pending

After 30 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 75 lakh due to inflation.

after 30 years you saved Rs. 1 lakh but its worth is only Rs. 75 lakh

1 year ago Pending

After 30 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 75 lakh due to inflation.

after 30 years you saved Rs. 1 lakh but its worth is only Rs. 75 lakh

Pending

After 20 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 85 lakh due to inflation.

after 20 years you have saved more than Rs. 24 lakh but its worth is only Rs. 85 lakh

1 year ago Pending

After 20 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 85 lakh due to inflation.

after 20 years you have saved more than Rs. 24 lakh but its worth is only Rs. 85 lakh

Pending

After 10 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 1 lakh due to inflation.

after 10 years you have saved more than Rs. 1 lakh but due to inflation its worth is only Rs. 1 lakh

1 year ago Pending

After 10 years, Rs. 3000 monthly savings in a savings account will have a real worth of Rs. 1 lakh due to inflation.

after 10 years you have saved more than Rs. 1 lakh but due to inflation its worth is only Rs. 1 lakh

Pending

The speaker predicts that parents will have ₹8 lakh in five years by investing ₹1000 monthly in debt mutual funds and Nifty 50.

if we are putting ₹1000 to mom and dad every month and I think by doing debt mutual funds and Nifty 50 you will get around ₹11 and let's round it around and if you put this for five years you will get about ₹8 lakh

1 year ago Pending

The speaker predicts that parents will have ₹8 lakh in five years by investing ₹1000 monthly in debt mutual funds and Nifty 50.

if we are putting ₹1000 to mom and dad every month and I think by doing debt mutual funds and Nifty 50 you will get around ₹11 and let's round it around and if you put this for five years you will get about ₹8 lakh

Pending

Investing in the stock market for 5 years offers a near 100% guarantee of profitable returns.

if you invest for 5 years, what is the guarantee that you will earn profitably, you will be profitable or earn positive income near 100%

1 year ago Pending

Investing in the stock market for 5 years offers a near 100% guarantee of profitable returns.

if you invest for 5 years, what is the guarantee that you will earn profitably, you will be profitable or earn positive income near 100%

Pending

A corpus of ₹5.5 crore is predicted by age 50 with a stepped-up SIP over 25 years.

And if you do the same thing for 25 years, you will have Rs. 5.5 crore at the age of 40.

1 year ago Pending

A corpus of ₹5.5 crore is predicted by age 50 with a stepped-up SIP over 25 years.

And if you do the same thing for 25 years, you will have Rs. 5.5 crore at the age of 40.

Pending

A corpus of ₹1.1 crore is predicted by age 40 with a stepped-up SIP over 15 years, assuming a 15% annual return.

And if you do the same thing for 25 years, you will have Rs. 5.5 crore at the age of 40. Just dip this, this is an option, no option to go back to where I started. You can also use this money to reduce your liabilities.

1 year ago Pending

A corpus of ₹1.1 crore is predicted by age 40 with a stepped-up SIP over 15 years, assuming a 15% annual return.

And if you do the same thing for 25 years, you will have Rs. 5.5 crore at the age of 40. Just dip this, this is an option, no option to go back to where I started. You can also use this money to reduce your liabilities.

Pending

An investment growing at 30% annually will reach ₹36 crore in 40 years.

second approach 36 crore

1 year ago Pending

An investment growing at 30% annually will reach ₹36 crore in 40 years.

second approach 36 crore

Pending

A corpus of ₹3.28 crore is predicted at age 50 by investing ₹1500 monthly with an expected annual return of 15-16% over 25 years.

If we are doing a SIP of Rs. 1500 at the end of 15 years, if you do not increase it at all, then you should get Rs. 67 lakh of corpus in 15 years, which will be when you are 40. If you do the same thing for 25 years, then you will be 50. This at the age of 40, this will be Rs. 3.28 crore at the age of 50.

1 year ago Pending

A corpus of ₹3.28 crore is predicted at age 50 by investing ₹1500 monthly with an expected annual return of 15-16% over 25 years.

If we are doing a SIP of Rs. 1500 at the end of 15 years, if you do not increase it at all, then you should get Rs. 67 lakh of corpus in 15 years, which will be when you are 40. If you do the same thing for 25 years, then you will be 50. This at the age of 40, this will be Rs. 3.28 crore at the age of 50.

Pending

An investment growing at 20% annually will reach ₹24 crore in 40 years.

if this is done for 40 years then in the first approach 24 crore

1 year ago Pending

An investment growing at 20% annually will reach ₹24 crore in 40 years.

if this is done for 40 years then in the first approach 24 crore

Pending

Investing in direct mutual funds for 10 years is predicted to yield 19.6 lakhs, compared to 18.75 lakhs for regular plans.

After starting SIP of Rs. 55000, in regular plan after 10 years you have Rs. 18, 75000, in direct plan you have Rs. 1960 lakhs.

1 year ago Pending

Investing in direct mutual funds for 10 years is predicted to yield 19.6 lakhs, compared to 18.75 lakhs for regular plans.

After starting SIP of Rs. 55000, in regular plan after 10 years you have Rs. 18, 75000, in direct plan you have Rs. 1960 lakhs.

Pending

An investment growing at 30% annually will reach ₹7.9 crore in 30 years.

and that investment at 30 will be 7 crore 90 lakh

1 year ago Pending

An investment growing at 30% annually will reach ₹7.9 crore in 30 years.

and that investment at 30 will be 7 crore 90 lakh

Pending

A corpus of ₹67 lakh is predicted in 15 years by investing ₹1500 monthly with an expected annual return of 15-16%.

if we are doing a SIP of Rs. 1500 at the end of 15 years, if you do not increase it at all, then you should get Rs. 67 lakh of corpus in 15 years

1 year ago Pending

A corpus of ₹67 lakh is predicted in 15 years by investing ₹1500 monthly with an expected annual return of 15-16%.

if we are doing a SIP of Rs. 1500 at the end of 15 years, if you do not increase it at all, then you should get Rs. 67 lakh of corpus in 15 years

Pending

An investment growing at 20% annually will reach ₹5.27 crore in 30 years.

that investment at 20 has become 5 crore 27 lakh

1 year ago Pending

An investment growing at 20% annually will reach ₹5.27 crore in 30 years.

that investment at 20 has become 5 crore 27 lakh

Pending

The speaker predicts that the accumulated ₹7 lakh, when managed with a systematic withdrawal plan of ₹1000 per month, will provide for the parents' lifelong financial needs, considering their frugal spending habits.

and you will give all of that money to them and that seven lakh will last them their entire life because as they are very frugal, even if they spend Rs 10,000 every month, this seven lakh rupees will remain invested, so it will be on a systematic withdrawal plan of 1000, also going to ensure that they have money for their entire life

1 year ago Pending

The speaker predicts that the accumulated ₹7 lakh, when managed with a systematic withdrawal plan of ₹1000 per month, will provide for the parents' lifelong financial needs, considering their frugal spending habits.

and you will give all of that money to them and that seven lakh will last them their entire life because as they are very frugal, even if they spend Rs 10,000 every month, this seven lakh rupees will remain invested, so it will be on a systematic withdrawal plan of 1000, also going to ensure that they have money for their entire life

Pending

An investment growing at 30% annually will reach ₹1.6 crore in 20 years.

the second approach has earned 1 crore 60 lakh, within 30 years

1 year ago Pending

An investment growing at 30% annually will reach ₹1.6 crore in 20 years.

the second approach has earned 1 crore 60 lakh, within 30 years

Pending

An investment growing at 20% annually will exceed ₹1 crore in 20 years.

in 20 years the first approach has crossed ₹ 1 crore

1 year ago Pending

An investment growing at 20% annually will exceed ₹1 crore in 20 years.

in 20 years the first approach has crossed ₹ 1 crore

Pending

By investing an amount equivalent to the abandoned insurance premiums (₹80,000, implied as an annual investment) in a small-cap index mutual fund for 20 years, the projected return is ₹18 lakh, compared to the ₹10 lakh payout from the insurance.

if you are ready to say goodbye to this 80000 rupees, then in the same 20 years, whatever the insurance company is telling you, which was giving you 10 lakh rupees, you will get 18 lakh rupees

1 year ago Pending

By investing an amount equivalent to the abandoned insurance premiums (₹80,000, implied as an annual investment) in a small-cap index mutual fund for 20 years, the projected return is ₹18 lakh, compared to the ₹10 lakh payout from the insurance.

if you are ready to say goodbye to this 80000 rupees, then in the same 20 years, whatever the insurance company is telling you, which was giving you 10 lakh rupees, you will get 18 lakh rupees

Pending

An investment growing at 20% annually will reach ₹25 lakh in 10 years.

every year we keep increasing the investment from 10 per cent, within 10 years approach one will approach ₹ 25 lakh

1 year ago Pending

An investment growing at 20% annually will reach ₹25 lakh in 10 years.

every year we keep increasing the investment from 10 per cent, within 10 years approach one will approach ₹ 25 lakh

Pending

Investing ₹21,000 annually in a mutual fund SIP with a 12% return is projected to yield ₹2.10 lakh in 6 years. The initial ₹21,000 premium was mentioned as 'gone'.

you will invest the same Rs. 000 for the next six years, correct, so ok 50, and suppose instead of investing in this policy, you will invest it in mutual fund stocks in the form of SIP, let's assume your rate of return is 12, and then you will invest it for six years, when you invest for six years, you will have Rs. 2,1000,

1 year ago Pending

Investing ₹21,000 annually in a mutual fund SIP with a 12% return is projected to yield ₹2.10 lakh in 6 years. The initial ₹21,000 premium was mentioned as 'gone'.

you will invest the same Rs. 000 for the next six years, correct, so ok 50, and suppose instead of investing in this policy, you will invest it in mutual fund stocks in the form of SIP, let's assume your rate of return is 12, and then you will invest it for six years, when you invest for six years, you will have Rs. 2,1000,

Pending

The speaker predicts that the individual will be able to clear their personal loans within two to three years if they execute their financial plan patiently.

this entire journey, if you execute patiently, then in a short period of time you will be able to clear your losses

1 year ago Pending

The speaker predicts that the individual will be able to clear their personal loans within two to three years if they execute their financial plan patiently.

this entire journey, if you execute patiently, then in a short period of time you will be able to clear your losses

Pending

An investment of 40k per month (15k Nifty 50, 15k Flexi Cap, 10k Small Cap) is suggested for personal long-term goals, potentially allowing retirement in 20 years with approximately 6.3 crore.

So my suggestion is to spend around Rs. 40 per month towards your own investments. Okay, and these investments, you will be ready to make these for a long period of time, 10 years, 20 years, whatever. So, you will keep making those investments. ... if you do this at the age of 24, then within 20 years when you will be 44, you can probably retire with Rs 6 crore 30 lakh

1 year ago Pending

An investment of 40k per month (15k Nifty 50, 15k Flexi Cap, 10k Small Cap) is suggested for personal long-term goals, potentially allowing retirement in 20 years with approximately 6.3 crore.

So my suggestion is to spend around Rs. 40 per month towards your own investments. Okay, and these investments, you will be ready to make these for a long period of time, 10 years, 20 years, whatever. So, you will keep making those investments. ... if you do this at the age of 24, then within 20 years when you will be 44, you can probably retire with Rs 6 crore 30 lakh

Pending

An SIP of ₹71000 into a Nifty 50 Index Mutual Fund for six years, left untouched for another 10 years, is projected to grow to ₹71000. This appears to be a misstatement in the transcript as it's a significant decrease.

SIP of Rs. 7,1000, 750 on Nifty 50 Index Mutual Fund If you invest in the fund for six years, you will have accumulated Rs. 1000. It is not guaranteed but approximately at the end of that period, if you keep that Rs. 2300 in the same fund and do not touch it, meaning you do not do any additional SIP, then after 10 years, the amount will have become Rs. 71000.

1 year ago Pending

An SIP of ₹71000 into a Nifty 50 Index Mutual Fund for six years, left untouched for another 10 years, is projected to grow to ₹71000. This appears to be a misstatement in the transcript as it's a significant decrease.

SIP of Rs. 7,1000, 750 on Nifty 50 Index Mutual Fund If you invest in the fund for six years, you will have accumulated Rs. 1000. It is not guaranteed but approximately at the end of that period, if you keep that Rs. 2300 in the same fund and do not touch it, meaning you do not do any additional SIP, then after 10 years, the amount will have become Rs. 71000.

Pending

Within 5 years of driving 20,000 km a year, a diesel car will save 1 crore 75 lakhs compared to petrol.

So, diesel is made accordingly, but if you drive the car very less, then the math does not work.

1 year ago Pending

Within 5 years of driving 20,000 km a year, a diesel car will save 1 crore 75 lakhs compared to petrol.

So, diesel is made accordingly, but if you drive the car very less, then the math does not work.

Pending

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 1 crore within 19 years.

within 19 years Rs. lakh

1 year ago Pending

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 1 crore within 19 years.

within 19 years Rs. lakh

Pending

A 15k monthly SIP (7.5k in Nifty 50, 7.5k in Small Cap) for 10 years is recommended for the down payment on a house.

Again I will put 15 lakhs per month in SIP for the home and since we are planning this for 10 years, we can take a little more risk. So 74 K in the Nifty 50 mutual fund plus 7.5 K in the small cap mutual fund.

1 year ago Pending

A 15k monthly SIP (7.5k in Nifty 50, 7.5k in Small Cap) for 10 years is recommended for the down payment on a house.

Again I will put 15 lakhs per month in SIP for the home and since we are planning this for 10 years, we can take a little more risk. So 74 K in the Nifty 50 mutual fund plus 7.5 K in the small cap mutual fund.

Pending

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 50 lakh within 15 years.

within 15 years Rs. 50 lakh

1 year ago Pending

An SIP of Rs. 5000 per year with a 10% step-up and 15% return will result in Rs. 50 lakh within 15 years.

within 15 years Rs. 50 lakh

Pending

Investing in small cap funds with 18-20% annual return for 30 years will result in ₹28.45 crore.

And if you take maximum risk in small cap which gives return at around 18 to 20%, then you will have ₹28 crore 45 lakh.

1 year ago Pending

Investing in small cap funds with 18-20% annual return for 30 years will result in ₹28.45 crore.

And if you take maximum risk in small cap which gives return at around 18 to 20%, then you will have ₹28 crore 45 lakh.

Pending

A 15k monthly SIP (10k in Nifty 50, 5k in Flexi Cap) for 7 years is recommended for the sister's wedding fund.

So I would invest ₹15 lakh per month as an SIP. 10k in the Nifty 50 mutual fund and 5k in a flexi cap mutual fund. Okay, so I am using the SIP calculator. If I do a SIP of ₹13,000 for 7 years, this will give me about ₹13.7 lakh.

1 year ago Pending

A 15k monthly SIP (10k in Nifty 50, 5k in Flexi Cap) for 7 years is recommended for the sister's wedding fund.

So I would invest ₹15 lakh per month as an SIP. 10k in the Nifty 50 mutual fund and 5k in a flexi cap mutual fund. Okay, so I am using the SIP calculator. If I do a SIP of ₹13,000 for 7 years, this will give me about ₹13.7 lakh.

Pending

An SGB investment of ₹1 lakh is predicted to become ₹8 lakh in 5 years.

so in the same 5 years Suresh's SDB of ₹1 lakh becomes 8 lakh

1 year ago Pending

An SGB investment of ₹1 lakh is predicted to become ₹8 lakh in 5 years.

so in the same 5 years Suresh's SDB of ₹1 lakh becomes 8 lakh

Pending

The combined outcome of specific financial actions (including potentially the third SIP mentioned later) is projected to result in ₹14.25 crore. The Small-Cap Index Mutual Fund SIP, starting at ₹0 and increasing by ₹5 annually, is projected to grow to ₹4.75 crore in 30 years (this part of the citation seems contradictory with the overall ₹14.25 crore figure but is extracted as stated).

If you do only these things, you will have 14 crore 25 lakhs. ... If you start the third SIP from ₹0 and increase it by ₹5 every year, it will earn ₹18 crore and by the age of 30 you will have around ₹4 crore 75 lakh.

1 year ago Pending

The combined outcome of specific financial actions (including potentially the third SIP mentioned later) is projected to result in ₹14.25 crore. The Small-Cap Index Mutual Fund SIP, starting at ₹0 and increasing by ₹5 annually, is projected to grow to ₹4.75 crore in 30 years (this part of the citation seems contradictory with the overall ₹14.25 crore figure but is extracted as stated).

If you do only these things, you will have 14 crore 25 lakhs. ... If you start the third SIP from ₹0 and increase it by ₹5 every year, it will earn ₹18 crore and by the age of 30 you will have around ₹4 crore 75 lakh.

Pending

Jewellery worth ₹1 lakh is predicted to become worth ₹175,000 in 5 years.

Friend, let's buy jewellery worth ₹1 lakh, we will be able to use it as well and then in 5 years this jewellery worth ₹1 lakh would have become worth ₹175000

1 year ago Pending

Jewellery worth ₹1 lakh is predicted to become worth ₹175,000 in 5 years.

Friend, let's buy jewellery worth ₹1 lakh, we will be able to use it as well and then in 5 years this jewellery worth ₹1 lakh would have become worth ₹175000

Pending

An SIP of an unspecified amount (implied to be substantial and growing) in a Mid-Cap Index Mutual Fund, with a 15% annual return, is projected to yield ₹4.04 crore in 30 years.

We will also take the second mutual fund of Saaj at 5, its return will increase every year at 15%. And if you do this for 30 years, you will have 4 crore 4 lakh rupees.

1 year ago Pending

An SIP of an unspecified amount (implied to be substantial and growing) in a Mid-Cap Index Mutual Fund, with a 15% annual return, is projected to yield ₹4.04 crore in 30 years.

We will also take the second mutual fund of Saaj at 5, its return will increase every year at 15%. And if you do this for 30 years, you will have 4 crore 4 lakh rupees.

Pending

Aspen's father is expected to retire within the next two years due to a past accident.

and currently working so is it first to assume that he will retire in the next seven years approx and I can help him to retire early or something or I am thinking I am about to retire, I am back in two years, he had a major accident, so I want that the sooner he takes rest, the better it is for him. I think that's a very valid point to retire within the next two years.

1 year ago Pending

Aspen's father is expected to retire within the next two years due to a past accident.

and currently working so is it first to assume that he will retire in the next seven years approx and I can help him to retire early or something or I am thinking I am about to retire, I am back in two years, he had a major accident, so I want that the sooner he takes rest, the better it is for him. I think that's a very valid point to retire within the next two years.

Pending

An SIP of ₹8000, increasing by 5% annually with a 13% return, is projected to yield ₹5.15 crore in 30 years in a Nifty 50 Index Mutual Fund.

Look at the first SIP of 8000. We are increasing that 8000 amount by 5 every year and it is giving us 13%. If you do this for 30 years, you will have 5 crore 15 lakh rupees.

1 year ago Pending

An SIP of ₹8000, increasing by 5% annually with a 13% return, is projected to yield ₹5.15 crore in 30 years in a Nifty 50 Index Mutual Fund.

Look at the first SIP of 8000. We are increasing that 8000 amount by 5 every year and it is giving us 13%. If you do this for 30 years, you will have 5 crore 15 lakh rupees.

Pending

Investing in Nifty 50 with 12% annual return for 30 years will result in ₹6.36 crore.

If you invest in low risk stock market Nifty 50 with return at 12%, then within 30 years you will have ₹6 crore 36 lakh.

1 year ago Pending

Investing in Nifty 50 with 12% annual return for 30 years will result in ₹6.36 crore.

If you invest in low risk stock market Nifty 50 with return at 12%, then within 30 years you will have ₹6 crore 36 lakh.

Pending

Aspen plans to buy a house worth at least 50 lakh rupees within the next 10 years.

Looking at the market, I think the minimum requirement for a house is Rs 50 lakh. I think it's a very reasonable amount to take. So, we will take this much and will it be okay to see if you want to do this in the next 10 years?

1 year ago Pending

Aspen plans to buy a house worth at least 50 lakh rupees within the next 10 years.

Looking at the market, I think the minimum requirement for a house is Rs 50 lakh. I think it's a very reasonable amount to take. So, we will take this much and will it be okay to see if you want to do this in the next 10 years?

Pending

Aspen estimates 20-20 lakhs will be needed for their sister's marriage, expected to occur within 10 years.

for that Sir, I don't have that particular idea about the marriage, but still I will take an emalt, it will definitely cost 20 to 20 lakhs, maybe there is jewellery etc. then for arrangements, you should carry at least that much and will it be safe to say that from the next seven It will happen within 10 years or early later. Yes, yes sir, you can take it.

1 year ago Pending

Aspen estimates 20-20 lakhs will be needed for their sister's marriage, expected to occur within 10 years.

for that Sir, I don't have that particular idea about the marriage, but still I will take an emalt, it will definitely cost 20 to 20 lakhs, maybe there is jewellery etc. then for arrangements, you should carry at least that much and will it be safe to say that from the next seven It will happen within 10 years or early later. Yes, yes sir, you can take it.

Pending

A monthly withdrawal of ₹100,000 from a ₹1.16 crore corpus (generated from Nifty 50 index fund) will be exhausted by age 65.

If we need one lakh rupees, it will end at the age of 65.

1 year ago Pending

A monthly withdrawal of ₹100,000 from a ₹1.16 crore corpus (generated from Nifty 50 index fund) will be exhausted by age 65.

If we need one lakh rupees, it will end at the age of 65.

Pending

After deducting tax, the net return from an ELSS mutual fund investment is predicted to be over ₹75 lakh after 15 years.

After deducting tax, you will have more than 75 lakh.

1 year ago Pending

After deducting tax, the net return from an ELSS mutual fund investment is predicted to be over ₹75 lakh after 15 years.

After deducting tax, you will have more than 75 lakh.

Pending

A monthly withdrawal of ₹55,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 82.

If we do Rs. 55,000, then this amount will continue and it will be exhausted at the age of 82.

1 year ago Pending

A monthly withdrawal of ₹55,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 82.

If we do Rs. 55,000, then this amount will continue and it will be exhausted at the age of 82.

Pending

An investment of ₹1 lakh in ELSS mutual funds is predicted to grow to ₹8 lakh after 15 years.

Invest the same ₹ lakh in ELSS for 15 years and you will have ₹ 8 lakh.

1 year ago Pending

An investment of ₹1 lakh in ELSS mutual funds is predicted to grow to ₹8 lakh after 15 years.

Invest the same ₹ lakh in ELSS for 15 years and you will have ₹ 8 lakh.

Pending

A monthly withdrawal of ₹60,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 72.

If we do Rs. 60,000, then this amount will continue and it will be exhausted at the age of 72.

1 year ago Pending

A monthly withdrawal of ₹60,000 from a ₹77.7 lakh corpus (generated from Nifty 50 index fund) will be exhausted by age 72.

If we do Rs. 60,000, then this amount will continue and it will be exhausted at the age of 72.

Pending

Investing in a Nifty 50 index mutual fund with a 5% annual step-up on a ₹5,000 monthly SIP for 20 years, assuming a 13% annual return, can result in a corpus of ₹77.7 lakh.

for 20 years, this is Rs. 77.7 lakh. Okay, this is our amount. Okay, and this is an amazing 13% return in Nifty 50 index mutual fund.

1 year ago Pending

Investing in a Nifty 50 index mutual fund with a 5% annual step-up on a ₹5,000 monthly SIP for 20 years, assuming a 13% annual return, can result in a corpus of ₹77.7 lakh.

for 20 years, this is Rs. 77.7 lakh. Okay, this is our amount. Okay, and this is an amazing 13% return in Nifty 50 index mutual fund.

Pending

With an 8% expense increase, money is projected to be exhausted in approximately 80 years.

At 8, your money will be exhausted in about 80 years. At that time, if the value of your real estate is Rs 1 crore, then you can sell some of it and live the rest of your life.

1 year ago Pending

With an 8% expense increase, money is projected to be exhausted in approximately 80 years.

At 8, your money will be exhausted in about 80 years. At that time, if the value of your real estate is Rs 1 crore, then you can sell some of it and live the rest of your life.

Pending

Mid cap investment will take approximately 55 years to yield 3 times the initial investment.

If you invest in mid cap, then the entire money will be within 55 years.

1 year ago Pending

Mid cap investment will take approximately 55 years to yield 3 times the initial investment.

If you invest in mid cap, then the entire money will be within 55 years.

Pending

Large cap investment will take approximately 85 years to yield 3 times the initial investment.

If you invest in large cap, then it will take around 85 years.

1 year ago Pending

Large cap investment will take approximately 85 years to yield 3 times the initial investment.

If you invest in large cap, then it will take around 85 years.

Pending

FD investment will take approximately 19 years to yield 3 times the initial investment.

If you invest in FD, it will take around 19 years.

1 year ago Pending

FD investment will take approximately 19 years to yield 3 times the initial investment.

If you invest in FD, it will take around 19 years.

Pending

Investing in Public Provident Fund for 40 years will result in ₹1 crore tax-free.

If you do this for the next 40 years... you will have ₹ 1 crore after 40 years. This will be completely tax-free.

1 year ago Pending

Investing in Public Provident Fund for 40 years will result in ₹1 crore tax-free.

If you do this for the next 40 years... you will have ₹ 1 crore after 40 years. This will be completely tax-free.

Pending

Following the repayment of father's loans by December 2024, the individual is projected to have an excess income of approximately 1.7 lakh rupees per month from January 2025 onwards.

this 1.7 is starting Jan 2025 with you again

1 year ago Pending

Following the repayment of father's loans by December 2024, the individual is projected to have an excess income of approximately 1.7 lakh rupees per month from January 2025 onwards.

this 1.7 is starting Jan 2025 with you again

Pending

The father is predicted to retire debt-free with a corpus of 30 lakh rupees and adequate insurance coverage.

super so he will basically retire with no loans with 30 lakhs Corpus and he will be safe and secure with his insurance also in place

1 year ago Pending

The father is predicted to retire debt-free with a corpus of 30 lakh rupees and adequate insurance coverage.

super so he will basically retire with no loans with 30 lakhs Corpus and he will be safe and secure with his insurance also in place

Pending

By paying one extra EMI annually and increasing the EMI by 10% each year, the 12 lakh home loan is expected to be paid off within 7 to 8 years.

this 12E loan will approximately become a 7 to8 year

1 year ago Pending

By paying one extra EMI annually and increasing the EMI by 10% each year, the 12 lakh home loan is expected to be paid off within 7 to 8 years.

this 12E loan will approximately become a 7 to8 year

Pending

The father is projected to have a retirement corpus of approximately 30-31 lakh rupees in 10 years, combining gratuity, provident fund, and equity investments.

he would be sitting on around 30 lakhs of Corpus in 10 years when he retires

1 year ago Pending

The father is projected to have a retirement corpus of approximately 30-31 lakh rupees in 10 years, combining gratuity, provident fund, and equity investments.

he would be sitting on around 30 lakhs of Corpus in 10 years when he retires

Pending

Investing 7,500 rupees monthly in PPF or EPF for 10 years is predicted to yield approximately 13 lakh rupees for the father.

The remaining 7,500 if he invests in the public Provident fund gets around 7% he will then have around 13 lakh rupees from that

1 year ago Pending

Investing 7,500 rupees monthly in PPF or EPF for 10 years is predicted to yield approximately 13 lakh rupees for the father.

The remaining 7,500 if he invests in the public Provident fund gets around 7% he will then have around 13 lakh rupees from that

Pending

Following a specific investment plan for 10 years, the father is projected to accumulate around 18.5 lakh rupees from equity investments.

after 10 years he will have around 18 and A5 lakh rupees as the investment cus

1 year ago Pending

Following a specific investment plan for 10 years, the father is projected to accumulate around 18.5 lakh rupees from equity investments.

after 10 years he will have around 18 and A5 lakh rupees as the investment cus

Pending

The father will have an additional 14,000 rupees of disposable income per month starting in December 2024 due to the repayment of personal and credit card loans.

yes he will have an extra 14,000 rupees a month to spend

1 year ago Pending

The father will have an additional 14,000 rupees of disposable income per month starting in December 2024 due to the repayment of personal and credit card loans.

yes he will have an extra 14,000 rupees a month to spend

Pending

The speaker is projected to have an investment corpus of 1.8 to 2.2 crore within 15 years, assuming a 10% annual step-up in SIP and a 16-18% rate of return.

then you will at the end of these 15 years have a corpus of Rs. 1 crore 80 lakh... you are looking at about 2 crore

1 year ago Pending

The speaker is projected to have an investment corpus of 1.8 to 2.2 crore within 15 years, assuming a 10% annual step-up in SIP and a 16-18% rate of return.

then you will at the end of these 15 years have a corpus of Rs. 1 crore 80 lakh... you are looking at about 2 crore

Pending

The speaker should consider buying life insurance around the age of 27-28, which aligns with their father's retirement in approximately 5 years.

A right time for you to consider life insurance will be when your parents retire, which is your father... So after 5 years, when you will be 27 years old, 27-28 will be a good time for you to buy life insurance.

1 year ago Pending

The speaker should consider buying life insurance around the age of 27-28, which aligns with their father's retirement in approximately 5 years.

A right time for you to consider life insurance will be when your parents retire, which is your father... So after 5 years, when you will be 27 years old, 27-28 will be a good time for you to buy life insurance.

Pending

The speaker's father is expected to retire in approximately five years.

how much time will it take for your father to retire, approximately five years

1 year ago Pending

The speaker's father is expected to retire in approximately five years.

how much time will it take for your father to retire, approximately five years

Pending

The speaker aims to gift their parents a house within the next 3 to 5 years.

I want to gift my parents a nice house within the next three to five years.

1 year ago Pending

The speaker aims to gift their parents a house within the next 3 to 5 years.

I want to gift my parents a nice house within the next three to five years.

Pending

An SIP investment is predicted to grow to ₹11 crore 85 lakhs (118.5 million) within 50 years.

After 50 years you will have 11 crore 85 lakhs.

1 year ago Pending

An SIP investment is predicted to grow to ₹11 crore 85 lakhs (118.5 million) within 50 years.

After 50 years you will have 11 crore 85 lakhs.

Pending

An SIP investment is predicted to grow to ₹3 crore 60 lakhs (36 million) within 40 years.

If you do this for 40 years then you will be sitting on 3 crore 60 lakhs.

1 year ago Pending

An SIP investment is predicted to grow to ₹3 crore 60 lakhs (36 million) within 40 years.

If you do this for 40 years then you will be sitting on 3 crore 60 lakhs.

Pending

An SIP investment is predicted to grow to ₹1 lakh within 20 years.

₹1 lakh within 20 years ₹1 lakh within 30 years

1 year ago Pending

An SIP investment is predicted to grow to ₹1 lakh within 20 years.

₹1 lakh within 20 years ₹1 lakh within 30 years

Pending

An SIP investment is estimated to grow to ₹1 lakh within 10 years, with a ₹1000 monthly investment and an unspecified percentage return.

Start its SIP and earn ₹1000 per month. % return estimated within 10 years ₹1 lakh within 20 years

1 year ago Pending

An SIP investment is estimated to grow to ₹1 lakh within 10 years, with a ₹1000 monthly investment and an unspecified percentage return.

Start its SIP and earn ₹1000 per month. % return estimated within 10 years ₹1 lakh within 20 years

Pending

The speaker assures that their son, who started investing at 11, will have at least 7-8 lakhs by the age of 18.

By the time he turns 18, I assured him that you are sitting on at least seven or eight lakhs.

1 year ago Pending

The speaker assures that their son, who started investing at 11, will have at least 7-8 lakhs by the age of 18.

By the time he turns 18, I assured him that you are sitting on at least seven or eight lakhs.

Pending

The speaker predicts reaching a net worth of 21.7 crores, potentially exceeding it, by continuing to work hard and with external support.

That number, for example, for me is 21.7 crores. [...] if we persist and work hard, and if lakhs also support us, and everything goes well, then we will probably reach 21 crores, maybe even go beyond that.

1 year ago Pending

The speaker predicts reaching a net worth of 21.7 crores, potentially exceeding it, by continuing to work hard and with external support.

That number, for example, for me is 21.7 crores. [...] if we persist and work hard, and if lakhs also support us, and everything goes well, then we will probably reach 21 crores, maybe even go beyond that.

Pending

Selling Rs 1 lakh in mutual funds results in Rs 28 lakh less after 20 years compared to taking a loan against them.

In 20 years, Munnu will have ₹ 28 lakh more. It would be 28 lakh rupees because Chunnu had sold ₹1 lakh after 5 years but he did not sell it; he bought a lamp.

1 year ago Pending

Selling Rs 1 lakh in mutual funds results in Rs 28 lakh less after 20 years compared to taking a loan against them.

In 20 years, Munnu will have ₹ 28 lakh more. It would be 28 lakh rupees because Chunnu had sold ₹1 lakh after 5 years but he did not sell it; he bought a lamp.

Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 40 crore in 50 years.

and in 50 years who does SIP for 10 years, but if you do it then you will have Rs 40 crore

1 year ago Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 40 crore in 50 years.

and in 50 years who does SIP for 10 years, but if you do it then you will have Rs 40 crore

Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 10 crore 80 lakh in 40 years.

in 40 years you will have Rs 10 crore 80 lakh

1 year ago Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 10 crore 80 lakh in 40 years.

in 40 years you will have Rs 10 crore 80 lakh

Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 2 crore 75 lakh in 30 years.

in 30 years you will have Rs 2 crore 75 lakh

1 year ago Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 2 crore 75 lakh in 30 years.

in 30 years you will have Rs 2 crore 75 lakh

Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 62 lakh in 20 years.

in 20 years you will have Rs 62 lakh

1 year ago Pending

An SIP of 000 rupees increasing by 10 rupees annually will grow to Rs 62 lakh in 20 years.

in 20 years you will have Rs 62 lakh

Pending

A SIP of Rs. 10,000 for 30 years, increasing by Rs. 10 annually, will result in 9 crore 80 lakh.

then after 30 years you will have Rs. 9 crore 80 lakh.

1 year ago Pending

A SIP of Rs. 10,000 for 30 years, increasing by Rs. 10 annually, will result in 9 crore 80 lakh.

then after 30 years you will have Rs. 9 crore 80 lakh.

Pending

A SIP of Rs. 55,000 for 30 years will result in 4 crore 85 lakh.

If you do a SIP of Rs. 55000, then you will have Rs. 4 crore 85 lakh.

1 year ago Pending

A SIP of Rs. 55,000 for 30 years will result in 4 crore 85 lakh.

If you do a SIP of Rs. 55000, then you will have Rs. 4 crore 85 lakh.

Pending

To achieve one crore in 5 years, a SIP of 1 lakh per month is required.

if you want ₹ crore in five years only, then SIP of ₹ lakh per month will be required.

1 year ago Pending

To achieve one crore in 5 years, a SIP of 1 lakh per month is required.

if you want ₹ crore in five years only, then SIP of ₹ lakh per month will be required.

Pending

The breakeven point for an EV scooter compared to a petrol scooter is predicted to be at 255,000 km, typically occurring within three to four years.

So, if you drive 255,000 km, you break even, which typically happens in three to four years.

2 years ago Pending

The breakeven point for an EV scooter compared to a petrol scooter is predicted to be at 255,000 km, typically occurring within three to four years.

So, if you drive 255,000 km, you break even, which typically happens in three to four years.

Pending

The total cost of an EV scooter over its lifecycle is predicted to be ₹1.6 lakh.

and that of an EV will be ₹ 1.6 lakh.

2 years ago Pending

The total cost of an EV scooter over its lifecycle is predicted to be ₹1.6 lakh.

and that of an EV will be ₹ 1.6 lakh.

Pending

To reach a financial goal in 16 years, a SIP of 0000 per month is required.

If you want to reach one crore within 16 years, then SIP of 0000 will be required.

1 year ago Pending

To reach a financial goal in 16 years, a SIP of 0000 per month is required.

If you want to reach one crore within 16 years, then SIP of 0000 will be required.

Pending

Projected nominal value of investment after 20 years if invested in small caps.

see, in 20 years you have Rs 80 lakh, whose worth is Rs 5 lakh

2 years ago Pending

Projected nominal value of investment after 20 years if invested in small caps.

see, in 20 years you have Rs 80 lakh, whose worth is Rs 5 lakh

Pending

Speaker predicts an individual can earn at least ₹2 lakh from affiliate marketing in 2024 with sufficient effort.

If I can earn ₹44 lakh sitting down, you can at least make ₹ 2 lakh if ​​you put in that effort fully online.

2 years ago Pending

Speaker predicts an individual can earn at least ₹2 lakh from affiliate marketing in 2024 with sufficient effort.

If I can earn ₹44 lakh sitting down, you can at least make ₹ 2 lakh if ​​you put in that effort fully online.

Pending

Projected real value of investment after 15 years if invested solely in FD, considering inflation.

After 15 years, your salary will be around Rs 7,000. You will be investing around Rs 5,500. You will have Rs 1 lakh in the bank. But their worth will be only ₹5 lakh because inflation would have reduced that value.

2 years ago Pending

Projected real value of investment after 15 years if invested solely in FD, considering inflation.

After 15 years, your salary will be around Rs 7,000. You will be investing around Rs 5,500. You will have Rs 1 lakh in the bank. But their worth will be only ₹5 lakh because inflation would have reduced that value.

Pending

Projected nominal value of investment after 10 years if invested in small caps.

In 10 years you have Rs 9 lakh

2 years ago Pending

Projected nominal value of investment after 10 years if invested in small caps.

In 10 years you have Rs 9 lakh

Pending

Projected nominal value of investment after 10 years if invested in Nifty 50.

Otherwise, after 10 years the same will be Rs 1 lakh

2 years ago Pending

Projected nominal value of investment after 10 years if invested in Nifty 50.

Otherwise, after 10 years the same will be Rs 1 lakh

Pending

Projected real value of investment after 30 years if invested in small caps, considering inflation.

in 30 years 5 45000 whose worth would be around 1.25 crore.

2 years ago Pending

Projected real value of investment after 30 years if invested in small caps, considering inflation.

in 30 years 5 45000 whose worth would be around 1.25 crore.

Pending

Projected nominal value of investment after 30 years if invested in Nifty 50.

after 30 years it will be close to Rs 136000, so not a big difference

2 years ago Pending

Projected nominal value of investment after 30 years if invested in Nifty 50.

after 30 years it will be close to Rs 136000, so not a big difference

Pending

Projected real value of investment after 30 years if invested in gold, considering inflation.

By 30 years Later you will have Rs 1 crore lakh but its value will be only 31 lakh.

2 years ago Pending

Projected real value of investment after 30 years if invested in gold, considering inflation.

By 30 years Later you will have Rs 1 crore lakh but its value will be only 31 lakh.

Pending

Projected nominal value of investment after 30 years if invested solely in FD, considering inflation.

After 30 years, your salary will be around ₹60,000... Believe me, you may be investing ₹31,000 every month and you will have ₹1 lakh in your bank at that time, but its worth will be only ₹1 lakh.

2 years ago Pending

Projected nominal value of investment after 30 years if invested solely in FD, considering inflation.

After 30 years, your salary will be around ₹60,000... Believe me, you may be investing ₹31,000 every month and you will have ₹1 lakh in your bank at that time, but its worth will be only ₹1 lakh.

Pending

Recommended investment allocation for individuals in their 20s, to be held for 30 years.

If you are in your 20s, you will invest around 10% in fixed rate of return assets... And then we will invest the rest of the money in the stock market. We will put around 40% in Nifty 50 and 25% in mid cap and small cap.

2 years ago Pending

Recommended investment allocation for individuals in their 20s, to be held for 30 years.

If you are in your 20s, you will invest around 10% in fixed rate of return assets... And then we will invest the rest of the money in the stock market. We will put around 40% in Nifty 50 and 25% in mid cap and small cap.

Pending

Investing Rs 55,000 per month in gold via SIP for 30 years is predicted to yield Rs 1.24 crore.

After 30 years, you will have Rs 1 crore 24 lakh.

1 year ago Pending

Investing Rs 55,000 per month in gold via SIP for 30 years is predicted to yield Rs 1.24 crore.

After 30 years, you will have Rs 1 crore 24 lakh.

Pending

Predicted that an investment in Bitcoin will double in 2 years.

Bitcoin can double within 2 years only.

1 year ago Pending

Predicted that an investment in Bitcoin will double in 2 years.

Bitcoin can double within 2 years only.

Pending

Predicted that an investment in large cap funds will double in 5 years and 3 months.

If you invest in large cap funds, it can double in 5 years and 3 months.

1 year ago Pending

Predicted that an investment in large cap funds will double in 5 years and 3 months.

If you invest in large cap funds, it can double in 5 years and 3 months.

Pending

Predicted that an investment in Fixed Deposit will double in 14 years.

If you invest in FD, it may take around 14 years for 1 crore to become 2 crore.

1 year ago Pending

Predicted that an investment in Fixed Deposit will double in 14 years.

If you invest in FD, it may take around 14 years for 1 crore to become 2 crore.

Pending

Predicted that an individual who starts an SIP of ₹4185 will accumulate ₹6.7 crore and own a three-bedroom flat after 20 years.

After 20 years, the second one has a three bedroom flat and 6 crore 70 lakhs.

1 year ago Pending

Predicted that an individual who starts an SIP of ₹4185 will accumulate ₹6.7 crore and own a three-bedroom flat after 20 years.

After 20 years, the second one has a three bedroom flat and 6 crore 70 lakhs.

Pending

Predicted that the individual's salary will have increased in the next 5 years.

your salary would also have increased in the next 5 years. You would have also grown, so I am fairly sure that at that point you will be able to afford this Rs 40,000. That is at least my prediction.

1 year ago Pending

Predicted that the individual's salary will have increased in the next 5 years.

your salary would also have increased in the next 5 years. You would have also grown, so I am fairly sure that at that point you will be able to afford this Rs 40,000. That is at least my prediction.

Pending

Predicted that from 2025, rent expenses will be saved and contribute to income due to shifting.

coming from 2025, I will be shifting to another place, so whatever will happen there, my rent expense, for now, that rent will be saved, so I am assuming that that will also be my income from 2025

1 year ago Pending

Predicted that from 2025, rent expenses will be saved and contribute to income due to shifting.

coming from 2025, I will be shifting to another place, so whatever will happen there, my rent expense, for now, that rent will be saved, so I am assuming that that will also be my income from 2025

Pending

Predicted that a house will be worth approximately 80 to 90 lakhs after 5 years.

after 5 years, this house will be worth approximately 80 to 90 lakhs.

1 year ago Pending

Predicted that a house will be worth approximately 80 to 90 lakhs after 5 years.

after 5 years, this house will be worth approximately 80 to 90 lakhs.

Pending

Predicted starting a jewellery business with his girlfriend in 2025.

planning to start a jewellery business with my girlfriend starting in 2025

1 year ago Pending

Predicted starting a jewellery business with his girlfriend in 2025.

planning to start a jewellery business with my girlfriend starting in 2025

Pending

Predicted the individual will get married in five years.

I will be getting married five years down the line

1 year ago Pending

Predicted the individual will get married in five years.

I will be getting married five years down the line

Pending

Predicted that an insurance policy will mature to a value of approximately 16 to 17 lakh INR in two years from the video date.

I think it is getting matured in um after two years when I'll be 44 am around 16 to 17 lakh good

1 year ago Pending

Predicted that an insurance policy will mature to a value of approximately 16 to 17 lakh INR in two years from the video date.

I think it is getting matured in um after two years when I'll be 44 am around 16 to 17 lakh good

Pending

Predicted that if Amisha takes a low-paying job in Bangalore, she will face difficulties increasing her salary, securing a better company, and settling into the new city.

if I not get in case if I not get a above like join it will become really hard for you to number one increase that package number two n company then you have to continuously keep looking for another job it's a new city you have to settle in you have to pay advance for that house that you'll be renting or even if

1 year ago Pending

Predicted that if Amisha takes a low-paying job in Bangalore, she will face difficulties increasing her salary, securing a better company, and settling into the new city.

if I not get in case if I not get a above like join it will become really hard for you to number one increase that package number two n company then you have to continuously keep looking for another job it's a new city you have to settle in you have to pay advance for that house that you'll be renting or even if

Pending

Predicted a total investment corpus of 23 crore rupees in 17 years, assuming a 10% annual increase in SIP.

if you increase your sip with 10% every year you will have a corpus of 23 CR rupees when I say will of course it's not deterministic you are likely to have this Corpus of 23 CR rupees

1 year ago Pending

Predicted a total investment corpus of 23 crore rupees in 17 years, assuming a 10% annual increase in SIP.

if you increase your sip with 10% every year you will have a corpus of 23 CR rupees when I say will of course it's not deterministic you are likely to have this Corpus of 23 CR rupees

Pending

Predicted that Amisha's notice period will end in August 2024.

actually I'm suring my notice per as well sir in next month it's going to end

1 year ago Pending

Predicted that Amisha's notice period will end in August 2024.

actually I'm suring my notice per as well sir in next month it's going to end

Pending

Predicted an investment corpus of 1.73 crore rupees in 17 years, assuming an 8% return without step-up SIPs.

this will give you approximately an 8% return after 17 years which is when you will be 50 ... you will have approximately 1 cr73 lakh rupees the 1.73 crores will be your Corpus at the end of 17 years when you will be 50

1 year ago Pending

Predicted an investment corpus of 1.73 crore rupees in 17 years, assuming an 8% return without step-up SIPs.

this will give you approximately an 8% return after 17 years which is when you will be 50 ... you will have approximately 1 cr73 lakh rupees the 1.73 crores will be your Corpus at the end of 17 years when you will be 50

Pending

Predicted that the channel will reach 99.1 million subscribers by June 26, 2026.

I saw in this that in the next two years it is possible we will reach about 99.1 million subscribers.

1 year ago Pending

Predicted that the channel will reach 99.1 million subscribers by June 26, 2026.

I saw in this that in the next two years it is possible we will reach about 99.1 million subscribers.

Pending

Predicted that the 25-year home loan will be paid off within 10 years by making extra annual payments.

if you do this your 25e loan will get paid off in 10 years only So within 10 years you will pay off your entire home loan and you will save half of the interest amount

1 year ago Pending

Predicted that the 25-year home loan will be paid off within 10 years by making extra annual payments.

if you do this your 25e loan will get paid off in 10 years only So within 10 years you will pay off your entire home loan and you will save half of the interest amount

Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 2 crore 2 lakhs after 40 years.

after 40 years ₹ 2 crore 2 lakhs.

2 years ago Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 2 crore 2 lakhs after 40 years.

after 40 years ₹ 2 crore 2 lakhs.

Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 22 lakhs after 20 years.

after 20 years ₹ 22 lakhs

2 years ago Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 22 lakhs after 20 years.

after 20 years ₹ 22 lakhs

Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 5 lakhs after 10 years.

First, put the entire money in FD and increase it by 10% every year. After 10 years, you will have 5 lakhs

2 years ago Pending

Predicted that an investment in Fixed Deposit growing at 10% annually will yield 5 lakhs after 10 years.

First, put the entire money in FD and increase it by 10% every year. After 10 years, you will have 5 lakhs

Pending

Predicted that the socio-economic situation will be miserable in 20 years from the video's publication date.

In 20 years, the situation will be miserable.

1 year ago Pending

Predicted that the socio-economic situation will be miserable in 20 years from the video's publication date.

In 20 years, the situation will be miserable.

Pending